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Creditor using wrong address
On inspecting a CRA list some time ago, I noticed that a particular credit card had an incorrect address ie not an official home address and cannot receive mail. As the account was taken out in the 1990s and used regularly with all statements, demands and threats being sent to the correct address which...Last edited by julian; 6 May 2016, 17:58.
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Loan payment taken from Current Account
Hi sorry if this is the wrong place to post, but if anyone could help I would be most grateful, my father has died and he had a personal loan with Barclays with about £300 left to pay, I have told them about his death and they say that the money he has in his current account must pay off the loan and...
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International Postcode Lottery SCAM - active again
Beware there is a current scam by supposed People's Postcode Lottery 2016 Award International program.
Personalised letters with title name and correct postcode but totally wrong street name arrive by Royal Mail franked envelope. The letter states you have won an exact amount of £500,000+...
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Thomson seating
I booked online and didn't pay to pre book our seats , but when i look at the booking form it says '2 seats allocated ' does this mean we have been selected seats already or do we still need to go online and book them ?
This whole process stresses me out because if am separated from my...
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Contractual Parking Charge Notice
Hi, hope someone can help.
Daughter was using my sons car for work and parked in a b&m car park where her boyfriend has parked loads of times for his job as it's free (no parking at their place of work).
Son gets a letter from G24 Ltd stating the car was parked for 405...
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no change in interest rate but payments keep going up
Been watching this with my mortgage provider and 3 times the interest rate has not changed but each time we get a letter to tell us this the payment goes up by a few pence ,, its not a lot i know but why are they doing this if the rate has stayed the same.
The first time they put the payment...
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Energy supplier debt enforcement
I have been directed from a different board to post this here so apologies in advance if this is wrong. I am currently on a debt management plan which includes some energy supplier arrears. I am looking at going through the unenforceable agreement rote on loan an credit card debt and was wondering if...
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Advice required
I am currently on a DMP and have had £6749.47 refunded in interest from Tesco Bank as during my DMP they failed to supply me with a notice of sum in arrears in accordance with the CCA.This got me thinking about other debts on my plan which are mainly credit card debt with the odd pay day loan and energy...
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PRA Group
Hi all anybody had any dealings with this lot at PRA GROUP BUCHANAN CLARK AND WELLS HAVE RETURNED IT TO THEM funny I ain't heard of them before
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Sunny and lendingstream help
Hi I'm looking for some advice regarding sunny and lendingstream i currently have 3 loans with sunny and 5 loans with the lending stream I have received an email from lending stream offering a waiver of all 5 loans a total of nearly £900 after sending an email of complaint about irresponsible lending...
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Help needed please been a while so a bit rusty
First of all I like to thank the whole team as I personally have wiped out over £30000 in debt and now only a few months away from my last £8000 debt and I'm free !!!!
Please could you advice.......my wife had a credit card which is unenforceable but was given a ccj recently...
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Tropical fish question if anyone can help please
Got some guppies neons and some others can't remember the name.
One of the neons have got like black on its body looks like inside his body the orange at his tail is almost gone now and the blue is fading too he seems happy enough , swimming around eating but just wonder if this could...Last edited by Spent2much; 3 March 2016, 18:23.
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Statute Barred definition - is there one?
Has the court case resolved the definition of the 'cause of action'/actual date from which SB can be determined? I may have been sleeping.
For example payment due is an amount determined in the agreement e.g. 5% of the amount due on 16th calendar day of each month
If you make any...
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CCAresponse from MBNA / Abbey National - is this enforceable>
Hi
We, as a couple, have about £85k of debt. We have been with Stepchange for one year and have just moved to self-managed. We decided to CCA our one credit card which pre-dated 2007. Their initial response was a load of rubbish with current T&Cs. We went back (advice from the brilliant...
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Mkdp to hoist portfolio 2
Hi
Original creditor barclaycard account opened in 2001 or 2002 been transferred to different DCA at last transfer to mkdp which last year they issued county court claim and took me to court and judge struck out claim and now one year later from Robinson way say they had taken over my debt from...