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  • pooky2483
    started a topic Could they be UE?

    Could they be UE?

    Hi,
    I was just wondering whether to SAR JD Williams for 2 accounts my wife has with them to see if they are UE?
    It doesn’t look like any letters were kept or it's a case of they've not sent any letters in relation to the account but we do have statement No. 1 and its dated 2009. My wife...
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  • Bosieb
    started a topic One missed payment on Experian is this bad!

    One missed payment on Experian is this bad!

    Morning all I use a catalogue called Marisota it comes under the JD Williams brand. Last Christmas there were a lot of stressful things happening and I missed a payment to Marisota
    I have been with them nearly 5 years and this is the first payment I have just forgotten about. Although...
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    Last edited by Bosieb; 24 March 2012, 08:24.

  • onceceltic
    started a topic JD Williams are Screwing up my life

    JD Williams are Screwing up my life

    After spending the last few days online researching a resolution to this matter, I have concluded that posting to this forum, is likely to be my best hope. So your assistance is very much going to be appreciated.

    We urgently need a mortgage (for reasons I will explain in a later post...
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  • pooky2483
    started a topic (Un)Reliable Collections

    (Un)Reliable Collections

    It started in 2008 when I lost my job and couldn’t pay what Ambrose Wilson & JD Williams wanted so it got given to RC, they charged me an 'arrangement fee' of just under £100 each.

    Since then, up to December last year - I have been late with payments on each up to nearly 8 times...
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  • MINNACK
    started a topic CATALOGUE DEBT

    CATALOGUE DEBT

    hi there

    my neighbour has got into a pickle with catalogue debt but the thing is that she has never signed anything at all.

    it seems she ordered stuff from jd williams and then it arrived and they automatically opened an account for her. jd williams have several arms like...
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  • JD Williams/ Reliable Collections

    Hello All,
    Ive been reading through some posts but I'm still a bit confused. Here's my story. We have been on a DMP with Payplan for some 2years now I was under the impression that all was well, I havn't missed a payment, have been lucky with pay rises to increase my payment twice...
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  • MaryEssex
    started a topic JD Williams / What do I do?

    JD Williams / What do I do?

    Hi, I'm Mary I'm new here as a poster but long time observer.

    I wondered if someone could help me with a situation I'm having regarding JD Williams, I'll try to add as much detail as I can.

    Firstly they said I owed £573, after I sent them a Unlawful Charges Form and a LBL...
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  • spankd1
    started a topic spankd1's Unenforceability Diary

    spankd1's Unenforceability Diary

    Hi again,

    Just to summarise, my partner and I have several credit accounts which were running fine until early this year when I was on unpaid maternity leave (a financial plan for that period failed due to unforeseen circumstances shall we say!). My Shop Direct Additions account was transferred...
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  • Lakeside1
    started a topic How to get CRF corrected?

    How to get CRF corrected?

    Hi All,

    Following a F&F settlement of my Capital One credit card in June, my CRF is showing the account as settled in the 'Date Satisifed' box - (albeit it does have a partial settlement marker also). However, the Current Balance and the Default / Delinquent Balance boxes are still...
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  • JackBoy
    started a topic CCA request help please

    CCA request help please

    Redirected to here for assistance.......
    CCA request help please......I sent a cca request to Fredrickson re a debt they are supposedly chasing. Received a reply outside the 30 day period from JD Williams for an old debt with them which is made up of their charges etc. The original debt itself...
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  • JD Williams/Reliable Collections

    Hi Everyone

    About 18mths ago I asked Jdwilliams for a copy of my credit agreement which they failed to supply, i then wrote back saying that without a credit agreement i believed the account to be in dispute and would be grateful if they stopped sending me correspondence, they wrote back...
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  • Free
    started a topic Free's UE Diary

    Free's UE Diary

    Hi,

    This is my first post. I have a few accounts, as follows:

    Morgan Stanley CC

    • Type of account -- Credit Card
    • Date commenced --2000
    • Approx balance -- £8000.00
    • Date last paid -- Dec 2008
    •...
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    Last edited by Free; 22 July 2011, 11:52. Reason: Update

  • Never-In-Doubt
    started a topic How to get back onto the Credit Ladder

    How to get back onto the Credit Ladder

    How to get back onto the Credit Ladder

    Lots of people wonder how it is possible to get onto the credit ladder if, for instance, they have had adverse data registered against them or have just turned 18 or have never had a requirement for credit in the past - whatever the reason, one...
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  • wizzywig27
    started a topic Late Payment Marker removal

    Late Payment Marker removal

    Can anyone advise how to get a late payment marker removed from Equifax? The default is from JD Williams.

    I have queried it through Equifax, emailed them, and sent them a letter requesting it be removed via recorded delivery - but they are standing firm and refusing to remove it! I HATE...
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  • wizzywig27
    started a topic £2 statutory credit report (experian)

    £2 statutory credit report (experian)

    does anyone know if this includes information on CIFAS and CCJ's? I purchased this to specifically check and it dont say.

    Also, how long does linked address information stay on there for?
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