Roomtobreathe's UE Diary - Halifax CC-*Niddy Intervention - Resolved*

[Deepie]

Re: Roomtobreathe's UE Diary - Halifax CC

New letter from Horwich Farrelly, instructed by Robinson Way apparently, asking for full payment or court action may be taken blah, blah.

Letter ends with them reminding me that I can pay using a credit card

What a bunch!

Any template letters suggested? Remember that Halifax cannot find an agreement and have admitted it in a letter.

I would send this along with a copy of the letter you have from Halifax ----> CCA Query - Letter Previously Confirming No CCA

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Hmm, not so good. Seems Halifax have now found the CCA and sent me a copy via Horwich Farrelly.

Scans of both sides of the A4 sheet received now emailed to Niddy and will await further instructions.

[Pixie]

Re: Roomtobreathe's UE Diary - Halifax CC

Hmm, not so good. Seems Halifax have now found the CCA and sent me a copy via Horwich Farrelly.

Scans of both sides of the A4 sheet received now emailed to Niddy and will await further instructions.

It doesn't mean it's enforceable..

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

It doesn't mean it's enforceable..

As it was taken out in 2005 here's to hoping!

Also enclosed was a letter from Horwich Farrelly asking for payment in full.

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Unfortunately Niddy has deemed this

Suggested blagging with the missing PT template, does that mean just sending the template as is?

Ta.

[Never-In-Doubt]

Re: Roomtobreathe's UE Diary - Halifax CC

Unfortunately Niddy has deemed this

Suggested blagging with the missing PT template, does that mean just sending the template as is?

Ta.

sorry mate, it's just too new

Send this for now ---> http://www.all-about-debt.co.uk/temp...lity/s2-t1.php

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Thanks Niddy, will do.

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Horwich Farrelly have now replied with 8 sheets of A4 plain paper, double-sided, laser printed T&Cs. All names, signatures etc are blsnk.

They also request payment within 10 days. Payment methods include 'Pay by card- anytime'!

They give the impression of being just a solicitors letterhead for hire.

Anyways, where now with this 'enforcable' debt?

Ta.

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Help!

What's my next step now they've sent these 8 sheets?

[Deepie]

Re: Roomtobreathe's UE Diary - Halifax CC

Horwich Farrelly have now replied with 8 sheets of A4 plain paper, double-sided, laser printed T&Cs. All names, signatures etc are blsnk.

They also request payment within 10 days. Payment methods include 'Pay by card- anytime'!

They give the impression of being just a solicitors letterhead for hire.

Anyways, where now with this 'enforcable' debt?

Ta.

Help!

What's my next step now they've sent these 8 sheets?

I Would send this if it were me----> CCA Query - Terms & Conditions Received

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

Methinks I've missed In2Deep's last instructions!

Anyways, latest is as below:

9th October 2012 - Letter from Halifax, iQor now been instructed.
16th October 2012 - letter from iqor, payup.
2nd November 2012 - credit card statement from Halifax!!!???
16th November 2012 - letter from gpb solicitors, pay iqor or legal action will be commenced.

What should be the next course of action?

Thanks!

[MrsD]

Re: Roomtobreathe's UE Diary - Halifax CC

I would send this

Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

That was quick!

Thanks

[MrsD]

Re: Roomtobreathe's UE Diary - Halifax CC

get it printed and get it off!!!

[roomtobreathe]

Re: Roomtobreathe's UE Diary - Halifax CC

MrsD, would that letter be to iqor or gpb solicitors?

GPB do say don't get in touch with us but contact iqor.

Thanks