MattyA UE Diary

[Undercover Elsa]

Re: MattyA UE Diary

Hi Mattye,
I'd do both, use threat of legal action template but add at the beginning that you have still not had a specific response to your letter of xxxx and the account remains in serious dispute.

Elsa x

[The Tech Clerk]

Re: MattyA UE Diary

They probably use a cheapo bulk mail distribution service to churn out threat-o-grams but it doesn't really matter when you got the letter as you were not really going to reply within 78 hrs anyway, were you?

It sounds like a bog standard mail-merged threat-o-gram and your reply with the threat of litigation letter will probably send them running back to mummy!

But Mummy may of run off with the Milkman lol

[diddlydee]

Re: MattyA UE Diary

What sort of response time is "78 hours" anyway? - three and a quarter days? Weird!

I'd add to the bottom of the template letter; I anticipate your reply to confirm that you will return my case to the OC within 53.84 hours...

[MattyA]

Re: MattyA UE Diary

LOL - DD.
I might just do that.

Thanks for all the other comments / help folks - much appreciated as ever.

I will put a letter together and get it off to 'em.



Matty

[MattyA]

Re: MattyA UE Diary

Originally Posted by MattyA
And on it goes....

MBNA - Deemed UE by Niddy & not paid since July 10.

This has been round the houses a bit - now with Moorcroft on behalf of Arrow Global.

In response to my last letter - Application form received - They have sent me a copy of my signed acceptance form saying that they have now answered all my concerns etc etc.

They have put my account on hols for a further 28 days to allow me to respond.

Any ideas what / how I should respond to this or I am stuffed

I would send this mate, no you're not stuffed --> Our Templates | Unenforceability Templates | CCA Query - Creditor Refusal to Accept UE Status


Re my MBNA Mastercard account

I have received a letter today saying that they have returned my file to their client - result.
Lets see who picks this up next.
Cheers Nidster

Matty

[MrsD]

Re: MattyA UE Diary

result Matty

never stuffed here.................

[Never-In-Doubt]

Re: MattyA UE Diary

Nice one matey.

[PlanB]

Re: MattyA UE Diary

result Matty

never stuffed here.................

Because we're the ones which do the stuffing

[Pixie]

Re: MattyA UE Diary

Re my MBNA Mastercard account

I have received a letter today saying that they have returned my file to their client - result.
Lets see who picks this up next.
Cheers Nidster

Matty

Brilliant

[The Tech Clerk]

Re: MattyA UE Diary

Because we're the ones which do the stuffing

Yes Plan B knows about that. Bet I get a black eye now? lol

[stuffthebanks]

Re: MattyA UE Diary

Well done Matty

[MattyA]

Re: MattyA UE Diary

LTSB Mastercard Deemed UE - Not paid since July 2010

Letter received from APEX in response to my 'Reconstituted agreement' template,re-itterating LTSB's position that the information previously supplied by them satisfies my CCA request -Quoting Carey v HSBC - Blah , blah, blaaahhhh.


What LTSB have supplied to date is a copy of a generic CC agreement and T&C's - no signatures or dates etc,its not even on letter headed paper!.


I will send 'em the 'refusal to accept UE' template and see what comes from that.


Update 23-08-12 : Strange letter recieved from Apex today.

They seem to have ignored my last letter and have started the process all over again on the same debt??

They say 'Our client has requested that we contact you to arrange payment of the outstanding balance'

They have had the refusal to accept UE back in June....so I guess I will drop them a quick line refering them to my last letter and confirm that as yet they have not responded.

Matty

[Pixie]

Re: MattyA UE Diary

LTSB Mastercard Deemed UE - Not paid since July 2010

Letter received from APEX in response to my 'Reconstituted agreement' template,re-itterating LTSB's position that the information previously supplied by them satisfies my CCA request -Quoting Carey v HSBC - Blah , blah, blaaahhhh.


What LTSB have supplied to date is a copy of a generic CC agreement and T&C's - no signatures or dates etc,its not even on letter headed paper!.


I will send 'em the 'refusal to accept UE' template and see what comes from that.


Update 23-08-12 : After a period of many weeks inactivity Apex have written to me again asking me for £1 - they are saying that the reason they have not replied to my request is because I didnt enclose £1 with my cca request.

Account on hold 14 days.

WTF - Cant these people read??

I will question their reading skills and ask them to read my letter again.

Matty

I think being illiterate must be one of the points on the person specification for a job at a dcas

[Never-In-Doubt]

Re: MattyA UE Diary

Personally id ignore them as you did reply recently mate.

[MattyA]

Re: MattyA UE Diary

BOS Classic MCard

Not paid since July 2010 & deemed UE by his Lordship.

This has been round the dcas over the past couple of years one of them being IQOR - who I have not heard from for over a year.

I have received a letter from them today , 'thanking me for my recent correspondence' and informing me that the reason they have not responded is because I didnt include £1 with my CCA request !!!
They go on to inform me that if I wish to continue with this request I must send them £1 ???
Account on hold for 14 days.

I am not sure whether to ignore this or reply with a suitably sarcastic letter.

Matty