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  • Re: Alland UE Diary

    it's a plan!

    Comment


    • Re: Alland UE Diary

      Update 25-03-13

      Originally posted by ScabHunter View Post
      This is just par for the course with Crapbot. For three years, they did nothing with my case except send the same two silly templates in rotation, both of which were always ignored. Then, when it was within a year of SB, and when Neil “Asinine” Clyne took over as chairman, it started to go on the scenic tour of equitable assignees.

      First up are always FIRE (Facetious Irrelevant Rubbish Emitted), and then when they get nowhere it gets farmed outside. I don't remember this ever happening when Uncle Ken (Maynard) was chairman.

      I think it is a good sign. Crapbot are using less litigation than previously, and have started to use outside agencies to do the harassing which they used to do themselves. It is always better to have these things in the hands of those who can't take action, even though they can quickly refer it back to those who can. There is certainly no immediate danger.

      SH
      As you predicted SH, Crapbot have resurfaced today with notice of demand payment letters from FIRE,
      Letter No 1 in connection with my alleged Citi Card debt, and letter No. 2 in reference to my Alleged Capitol One card debt.

      The merry go round begins again.....

      Comment


      • Re: Alland UE Diary

        Update 30-03-13

        Co-operative Bank Visa
        Balance £12,666.00


        Originally posted by alland View Post
        Update 14-02-13

        Received a letter back from Lowells Portfolio, acknowledging my letter to them regarding account sold while in dispute of CCA request.
        They advise they are going back to the Co-operative Bank for further information, and will contact me again as soon as they have heard more from the Co-op.

        At least Lowell's haven't come straight back at me with a SD notice for now. So will just have to sit tight and see where we go from here with this one.
        Nice Easter surprise from Lowell's !
        Letter arrived from them this morning stating...
        Despite the best efforts of the Co-operative Bank, they have been advised they are unable to find a copy of my alleged CCA due to the time lapsed since the account was opened. Therefore they have closed the account and no further demands will be made by Lowell's for the recovery of the alleged debt.

        The letter goes on to advise me that should I still wish to pursue my request in obtaining a copy of my CCA, I should take the matter up directly with the Co-operative Bank.

        Thank you and goodbye......
        Last edited by alland; 30 March 2013, 17:57. Reason: revised

        Comment


        • Re: Alland UE Diary

          Welldone alland.....
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • Re: Alland UE Diary

            ooh result!!!

            Comment


            • Re: Alland UE Diary

              Originally posted by alland View Post
              Update 30-03-13

              Co-operative Bank Visa
              Balance £12,666.00




              Nice Easter surprise from Lowell's !
              Letter arrived from them this morning stating...
              Despite the best efforts of the Co-operative Bank, they have been advised they are unable to find a copy of my alleged CCA due to the time lapsed since the account was opened. Therefore they have closed the account and no further demands will be made by Lowell's for the recovery of the alleged debt.

              The letter goes on to advise me that should I still wish to pursue my request in obtaining a copy of my CCA, I should take the matter up directly with the Co-operative Bank.

              Thank you and goodbye......
              Great news AllanD!

              Lowell and Co-Op must be chewing wasps!

              "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

              The consumer is that sleeping giant.!!



              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

              Comment


              • Re: Alland UE Diary

                At least Clownell are usually quick to accept reality when there is no hope for them, which is a lot more than you can say for Crapbot Farcical.

                Well done, excellent result.

                SH

                Comment


                • Re: Alland UE Diary

                  Exellent news - Another small victory for the system

                  Good work all
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment


                  • Re: Alland UE Diary

                    Yay Well done Allan
                    "If wishes were horses, beggars would ride"

                    Comment


                    • Re: Alland UE Diary

                      Great news

                      congrats

                      Oct Revolution


                      Any new updates to my diary will be highlighted in RED

                      Comment


                      • Re: Alland UE Diary

                        Result

                        Comment


                        • Re: Alland UE Diary

                          You deserve some of these...




                          Congratulations
                          If happy little bluebirds fly, beyond the rainbow, why, oh why can't I?

                          sigpic

                          Comment


                          • Re: Alland UE Diary

                            Great news darling ...I know how much you were worried about Lowells
                            Let your smile change the world but don't let the world change your smile


                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment


                            • Re: Alland UE Diary

                              Update 08-08-13

                              Having been away with work for the past 5 weeks I have come back to a bit of "Fan Mail"

                              Originally posted by alland View Post
                              Update 10-02-13
                              Citi Financial card (now sold to Opus)
                              Last paid March 2010
                              Balance with added interest £16,658.22 !
                              Now with Cabot for collection activity

                              Well after not hearing from Cabot for a year on this one, they have now wrote to advise me that they are now passing my account to their debt collection agency (Financial Investigations & Recoveries Europe Ltd) Whooa...thats a fancy long title ! I thought Cabot did their own dirty work.

                              Having never received anything from Citi cards or Cabot except a standard copy of Terms & Conditions, I will write back and refer them to my last letter pointing this out, and as such my position remains unchanged while Citi/Opus are in default of my CCA request.

                              I'll keep you posted...
                              After hearing no more from F.I.R.E a letter has arrived from Cabot stating they are still awaiting documents from Citi Bank....and will be in touch as soon as they receive them..."I wish them luck, because for the last 3 yrs. no one has come up with any docs"...

                              Originally posted by alland View Post
                              Update 09-08-12

                              Barclaycard Mastercard (UE)
                              Balance £6469.00
                              Last Paid March 2010

                              Letter received dated 2nd August from MKDP LLP to notify me that they have bought the interest in the Barclycard account including the outstanding balance, which is now due under this account.
                              This was followed up on the by a letter from Barclycard also dated 2nd August confirming that MKDP LLP are now the sole owners of the account, and all monies due on the account must be paid directly to MKDP.


                              I have never had a CCA from Barclycard in respect of this account, and it has gone back & forth with a number of DCA's since my CCA request in 2010.

                              So now I will begin the usual correspondence paper trial with the new owners. Starting with the "Account sold while in dispute" template letter.
                              After no communication for ages, a letter has arrived from MKDP, just to let me know they are still awaiting CCA docs from Barclaycard and will be touch when they receive them..."again good luck in finding them because Barclaycard never did"....


                              Another couple of letters that need replying to so I'll list them individually below...

                              Comment


                              • Re: Alland UE Diary

                                Update 08-08-08

                                Halifax Card
                                Balance £13,573 (ceased payments April 2010)
                                May 19th 2010 CCA Request sent.
                                May 27th 2010 CCA received - UE


                                This account has been passed from one DCA to another for 3 yrs. always seen them off after sending them a copy of a letter I received from Halifax telling me that they could not find my CCA so are unable to pursue the debt through the courts.

                                Now received letters from Crapquest & Halifax to inform me the Crapquest now own the debt...

                                Will respond with "Sold in Dispute" letter, and maybe save my Halifax admission of no CCA letter for later up the road with my Capquest correspondence.

                                Comment

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