Pookies UE Diary

[pooksthebear]

Re: Pookies UE Diary

Further to my post of allaboutFORUMS - View Single Post - Pookies UE Diary

I have now received this from Newman DCA:

We act for our client RBS, regarding the above account, who have instructed us to collect the full balance currently outstanding. As we have been appointed as their agent you should now make sure you contact us and not our client. We are authorised to negotiate repayment of the debt with you. To pay by.. blah blah blah... This will enable you to prevent further charges being applied to your account and potentially also prevent further action from being taken. Further action might include, but is not limited to, legal action.

Any ideas what I should do now? Not sure which letter to send or to whom, the CCA was a recon with PPI.

Thanks everyone

[pooksthebear]

Re: Pookies UE Diary

be very very careful - these fuckers screwed me right over...... they now have a CO against us even though we paid the account 5 years ago, they sent a claim to the old address and then served a CO at the new correct address.

I went to the LOS and they found in their favour too - I told em they'll get a box of ashes before they touch my house or failing that if they enforce I will sell it for £1



be warned they are nasty bastards and take action very swiftly.....

However as I want blood, I will pay close attention to this and if we can help we will. I would love for Paul to wipe £50k in fees off their profits.

I hate the lot of them, in fact I am going to post them a bag of my dogs puke - with love

Thanks Niddy,

Well before I got chance to send the letter to Mortimer Clarke my best friend Tia (German Shepherd) of 14 years fell ill and sadly died on the 4th. I have been absolutely bereft and completely overwhelmed in grief, so much so I couldnt function properly.

Needless to say I got another letter off them this week dated 7th June asking me to address the debt immediately. So I did, I sent the CCA in dispute letter to them on the 12th (recorded) so will see what comes back now.

[Never-In-Doubt]

Re: Pookies UE Diary

I think you need to respond to this letter maintaining you have made what you consider a valid statutory request and as the creditor marlin have not replied. The creditor is defined within s189 CCA 1974 and covers assignees so they cannot shirk this duty

They ought to be placed on notice at this stage they are in default of a statutory request and they should seek to reply forthwith

I agree, I wish we had the chance to do that 5 years ago mate - well spotted though.

I am still after their blood

Alvin Ittoo is atooll alright

[Never-In-Doubt]

Re: Pookies UE Diary

Hi all, I have received a letter from Marlin headed Notice of Change of Agent. The letter says:

Since you have not agreed a payment plan with us, the creditor of your account, Marling Ltd has decided to appoint Mortimer Clarke Solicitors to take over recovery activity from us. Mortimer Clarke Solicitors will be in touch shortly and you should engage with them to agree a payment arrangement on your account.

Debt Managers were originally collecting on their behalf and I issued them with a request for my CCA, on 2nd November they said they had requested a signed copy from Yorkshire Bank (it was a Yorkshire Bank loan). They kept my postal order and have not yet sent an agreement, instead they sent my account back to Marlin.

Is there a letter I should send Marlin or do I have to go through the whole CCA request again with Mortimer Clarke?

Thanks! Pooks

be very very careful - these fuckers screwed me right over...... they now have a CO against us even though we paid the account 5 years ago, they sent a claim to the old address and then served a CO at the new correct address.

I went to the LOS and they found in their favour too - I told em they'll get a box of ashes before they touch my house or failing that if they enforce I will sell it for £1



be warned they are nasty bastards and take action very swiftly.....

However as I want blood, I will pay close attention to this and if we can help we will. I would love for Paul to wipe £50k in fees off their profits.

I hate the lot of them, in fact I am going to post them a bag of my dogs puke - with love

[pooksthebear]

Re: Pookies UE Diary

I have sent that letter even when the account hasn't been sold as such, the idea is just to inform whoever is contacting you for the first time that you know the account is UE. They probably don't know it either.

They will know tomorrow when they get my letter

[pooksthebear]

Re: Pookies UE Diary

If I were you, I'd send the account sold in dispute letter but don't send the Income and Expenditure form.

I binned that immediately

[Pixie]

Re: Pookies UE Diary

If I were you, I'd send the account sold in dispute letter but don't send the Income and Expenditure form.

[pooksthebear]

Re: Pookies UE Diary

Hi everyone,

I have now received a letter from Mortimer Clarke Solicitors stating that Marlin have been assigned the debt from Yorkshire bank and have appointed MC to collect for them because I have failed to pay them. They say I have made payments in the past but not made one for a considerable amount of time and its time I started paying again! They enclosed an Income and Expenditure form and want it returning within 7 days (its in the bin).

Marlin have not yet provided me with my CCA, however as they have not sold the debt to MC I cant send the account sold while in dispute letter ... or can I and just amend? Actually just read it and it seems fine so will amend and send!!

[pooksthebear]

Re: Pookies UE Diary

They're not exactly new. I remember helping someone on CAG in 2009 who was dealing with them. In that case they just kept sending a lot of silly letters and never did anything worth worrying about.

Can't promise it will be the same for you, but here's hoping, eh?

SH

Indeed! However the RBS CCA is deemed unenforceable and has ppi so im not giving in to this one without a big fight!

[ScabHunter]

Re: Pookies UE Diary

Never even heard of this new outfit...

They're not exactly new. I remember helping someone on CAG in 2009 who was dealing with them. In that case they just kept sending a lot of silly letters and never did anything worth worrying about.

Can't promise it will be the same for you, but here's hoping, eh?

SH

[pooksthebear]

Re: Pookies UE Diary

If it was me I would just wait untill Transcom get in contact.......

Okies will wait for them to get in touch then! Never even heard of this new outfit... these DCA's must be (aside from bankers) the only people making any money out of the recession.. cannot believe how many of them are out there!!

[jen_br]

Re: Pookies UE Diary

If it was me I would just wait untill Transcom get in contact.......

we think alike!

[Deepie]

Re: Pookies UE Diary

Hi all, hope you can again give me some of your brilliant advice, I have no idea where I would be now if it hadnt been for you all.

I have received a letter from RBS as follows:

We have been unable to contact you or agree a suitable repayment plan therefore your account details have been passed to Transcom Worldwide (UK) Lted (trading as Transcom) to act as a collection agent and they will now be dealing with your account.

Transcom will be in contact with you during the next 14 days by letter to confirm receipt of your details. They will then look to discuss your repayment options in detail. If you need to contact them before this time their telephone number is .. blah blah.

RBS sent me the CCA and this was deemed unenforceable by The Great Nidd himself. I have had no contact with them since (did not acknowledge the unenforceable CCA), instead waited to see what they did next.. which was to send me a letter on 1st May demanding immediate payment or they would put the debt in hands of dca.. which they have now done.

Any ideas what I should do now?

If it was me I would just wait untill Transcom get in contact.......

[pooksthebear]

Re: Pookies UE Diary

Hi all, hope you can again give me some of your brilliant advice, I have no idea where I would be now if it hadnt been for you all.

I have received a letter from RBS as follows:

We have been unable to contact you or agree a suitable repayment plan therefore your account details have been passed to Transcom Worldwide (UK) Lted (trading as Transcom) to act as a collection agent and they will now be dealing with your account.

Transcom will be in contact with you during the next 14 days by letter to confirm receipt of your details. They will then look to discuss your repayment options in detail. If you need to contact them before this time their telephone number is .. blah blah.

RBS sent me the CCA and this was deemed unenforceable by The Great Nidd himself. I have had no contact with them since (did not acknowledge the unenforceable CCA), instead waited to see what they did next.. which was to send me a letter on 1st May demanding immediate payment or they would put the debt in hands of dca.. which they have now done.

Any ideas what I should do now?

[pooksthebear]

Re: Pookies UE Diary

I think you need to respond to this letter maintaining you have made what you consider a valid statutory request and as the creditor marlin have not replied. The creditor is defined within s189 CCA 1974 and covers assignees so they cannot shirk this duty

They ought to be placed on notice at this stage they are in default of a statutory request and they should seek to reply forthwith

Thanks Paul,

I will send the account in dispute letter to Mortimer Clarke as soon as they get in touch. Did you mean I should contact Marlin as well or just ignore them for now seeing as I am sending the letter to Mortimer Clarke?