Pookies UE Diary

[The Tech Clerk]

Re: Pookies UE Diary

Daughter has had all those, funny order they came in from Wescot, seems to have gone quiet for a while as they say 30 days wait to Get stuff from o.c.Must get something any day now.

[pooksthebear]

Re: Pookies UE Diary

Is this still the RBS issue?

If it is, I would just ignore this latest pile of dung as it is facetious and irrelevant. You have already sent a fully compliant request, to which the bank has already responded (albeit with non-compliant paperwork). Why on Earth would you want to send a duplicate?

Not worth wasting a stamp on, IMHO.

SH

Yes SH its one and the same account! Well yes thats what I thought as the 'account sold in dispute' letter I sent them clearly states the bank have failed to comply with my request... so obviously I have already done what they are asking me to do again!! I will ignore this then. Thanks

[ScabHunter]

Re: Pookies UE Diary

I have now received another letter from Wescot dated 2nd January which says:

Following your recent request for a copy of the signed agreement, our client has requested you write the following address and state in your covering letter that this is a section 77/78 request and enclose a £1 postal order or cheque payable to our client.

Any ideas what I should do now?

Thanks, Pooks

Is this still the RBS issue?

If it is, I would just ignore this latest pile of dung as it is facetious and irrelevant. You have already sent a fully compliant request, to which the bank has already responded (albeit with non-compliant paperwork). Why on Earth would you want to send a duplicate?

Not worth wasting a stamp on, IMHO.

SH

[pooksthebear]

Re: Pookies UE Diary

Hello and Happy New Year all!

I sent the account sold in dispute letter to Wescot and then on the 21ar December I received a final notice letter from them which I ignored. I then got a letter from Nelson Guest and Partners Solicitors (colour, set up and font is almost identical to MCL), this letter states that Westcot are prepared to offer me an early payment discount, doesnt say how much. I ignored this.

I have now received another letter from Wescot dated 2nd January which says:

Following your recent request for a copy of the signed agreement, our client has requested you write the following address and state in your covering letter that this is a section 77/78 request and enclose a £1 postal order or cheque payable to our client.

Any ideas what I should do now?

Thanks, Pooks

[pooksthebear]

Re: Pookies UE Diary

I would send this to Westcot --> Account Sold whilst in Dispute

No need to inform RBS.......

Thank you ITD, I shall do that now

[Deepie]

Re: Pookies UE Diary

Hi all.

Well it seems that Newmans have now given up and RBS have now passed my file to Westcot to Chase. Received a letter off them this morning. I will send them the account sold in dispute letter but can I just check that its ok to do this.. because.. RBS sent me the CCA which was deemed U/E by Niddy but I have never actually written back to RBS to tell them this so they have not been informed that its U/E or that the account is in fact in dispute. I shall send the letter to Westcot but do I actually need to inform RBS that its in dispute?

Thank you, Pooks

I would send this to Westcot --> Account Sold whilst in Dispute

No need to inform RBS.......

[pooksthebear]

Re: Pookies UE Diary

Hi all.

Well it seems that Newmans have now given up and RBS have now passed my file to Westcot to Chase. Received a letter off them this morning. I will send them the account sold in dispute letter but can I just check that its ok to do this.. because.. RBS sent me the CCA which was deemed U/E by Niddy but I have never actually written back to RBS to tell them this so they have not been informed that its U/E or that the account is in fact in dispute. I shall send the letter to Westcot but do I actually need to inform RBS that its in dispute?

Thank you, Pooks

[pooksthebear]

Re: Pookies UE Diary

Thats what I would do........

Right I shall do that then.. thanks

[Deepie]

Re: Pookies UE Diary

Hello all, I hope everyone is fit and well! I have an update, all been quiet apart from RBS/Newmans/Transcom.

RBS sent me, some time ago, the CCA which Niddy deemed U/E. Newmans then took over the account (as agents) and I sent them the Account Sold in Dispute Letter, got a reply a few days later saying they didnt have the info as this was held by their client and they would contact me again once they had the information, account on hold for 30 days.

I am now receiving almost daily phone calls from either Newmans or Transcom, some of these calls come through on a number I recognise and do not answer, others I have answered and it gives me a message as if I have rung them, this then ties up my phone line (even when I put the phone down) until they answer! I had another one today, this time from Transcom and I stupidly spoke.. I said 'who are Transcom'.. 'you may know us as Newmans'.. I then simply said 'I suggest you go away and read the letter I sent you re this account being sold while in dispute and stop harassing me before I take legal action'. Ooops I know I shouldn't have said anything but I am sooo sick of the constant phone calls. They appear to be completely ignoring the contents of the dispute letter which clearly says they should back off.

Any ideas what I should do now? Send them a telephone harassment letter and refer them to my account sold in dispute letter and their reply?

Thanks, Pooks

Thats what I would do........

[pooksthebear]

Re: Pookies UE Diary

Hello all, I hope everyone is fit and well! I have an update, all been quiet apart from RBS/Newmans/Transcom.

RBS sent me, some time ago, the CCA which Niddy deemed U/E. Newmans then took over the account (as agents) and I sent them the Account Sold in Dispute Letter, got a reply a few days later saying they didnt have the info as this was held by their client and they would contact me again once they had the information, account on hold for 30 days.

I am now receiving almost daily phone calls from either Newmans or Transcom, some of these calls come through on a number I recognise and do not answer, others I have answered and it gives me a message as if I have rung them, this then ties up my phone line (even when I put the phone down) until they answer! I had another one today, this time from Transcom and I stupidly spoke.. I said 'who are Transcom'.. 'you may know us as Newmans'.. I then simply said 'I suggest you go away and read the letter I sent you re this account being sold while in dispute and stop harassing me before I take legal action'. Ooops I know I shouldn't have said anything but I am sooo sick of the constant phone calls. They appear to be completely ignoring the contents of the dispute letter which clearly says they should back off.

Any ideas what I should do now? Send them a telephone harassment letter and refer them to my account sold in dispute letter and their reply?

Thanks, Pooks

[pooksthebear]

Re: Pookies UE Diary

Thanks Pooks!

More than welcome Flower! I should have known better

I think I may benefit from having a right good read through all the diarys and see how other folk get on cos im sure I must be asking questions you guys have answered loads of times before. I feel a bit bad really that your having to answer me the same questions all the time!! Im a bit of a worry wart which is not a good trait

[pooksthebear]

Re: Pookies UE Diary

Just send the one Flowerpower suggested for now and see what they come back with...........

Thanks ITD will do! Sorry... I should have known Flower knows what she's talking about and just gone with it lol

[Deepie]

Re: Pookies UE Diary

Hi everyone, please can I bump the above post as I have had another letter off Newmans today and not sure what to do.

The Account sold in Dispute letter doesn't seem to fit as it refers to them not responding to a request for the CCA. RBS actually sent me the CCA but its unenforceable, however I did not respond to them telling them that.

Should I send the recon letter instead and if so, do I send it to both RBS and Newmans or recon letter to RBS and a different letter to Newmans?

Thanks, Pooks

Just send the one Flowerpower suggested for now and see what they come back with...........

[pooksthebear]

Re: Pookies UE Diary

Hi everyone, please can I bump the above post as I have had another letter off Newmans today and not sure what to do.

The Account sold in Dispute letter doesn't seem to fit as it refers to them not responding to a request for the CCA. RBS actually sent me the CCA but its unenforceable, however I did not respond to them telling them that.

Should I send the recon letter instead and if so, do I send it to both RBS and Newmans or recon letter to RBS and a different letter to Newmans?

Thanks, Pooks

[pooksthebear]

Re: Pookies UE Diary

As RBS seems to have unleashed a fresh set of , if it was me I'd send them the sold in dispute letter to let them know it's UE ---> Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

Thanks Flower, can I do that then bearing in mind I have not disputed the recon CCA with RBS and that letter states they have not acknowledged request for copy of CCA, which they have cos they sent a recon?

Should I send the recon letter instead and if so would I send this to both RBS and Newmans?