New and confused

[swanfan]

Re: New and confused

The CCA request is sent quoting sections 77 to 79 so what they're saying is total bollocks.

[samsmum]

Re: New and confused

Thanks for your replies Pixie. Will get all sorted this afternoon

[samsmum]

Re: New and confused

The CCA request is sent quoting sections 77 to 79 so what they're saying is total bollocks.

Thought it was but don't know enough to be sure. Thankfully you're the experts And i just do as i'm told

[swanfan]

Re: New and confused

Thought it was but don't know enough to be sure. Thankfully you're the experts And i just do as i'm told

If 1 part doesn't apply, 1 of the others will:-

• Section 77 applies to regulated fixed sum loans (e.g. bank loans),
• Section 78 applies to regulated running account credit (e.g. credit cards), and
• Section 79 applies to regulated consumer hire agreements (e.g. hire purchase agreements)

[CleverClogs (RIP)]

Re: New and confused

And if they have not/will not comply with a request under s77(1), s77(4) makes the alleged agreement unenforceable.

When Cohen had his briss, the mohel threw the wrong bit away.

[samsmum]

Re: New and confused

Thanks Guys. Am i best ignoring or e mailing the letter to Niddy?

[samsmum]

Re: New and confused

And if they have not/will not comply with a request under s77(1), s77(4) makes the alleged agreement unenforceable.

When Cohen had his briss, the mohel threw the wrong bit away.

[CleverClogs (RIP)]

Re: New and confused

Was this ever a running credit account?

[samsmum]

Re: New and confused

Was this ever a running credit account?

Sounds bad i know but it was that long ago i've not got a clue. Pretty sure it was a personal loan

[samsmum]

Re: New and confused

i think you'd better check with Niddy about this but, as far as I'm aware the CCA request does apply to loans.

Hopefully i've sent this to Niddy for his opinion. Thanks again

[Never-In-Doubt]

Re: New and confused

13/04/2012...Letter from Cohens confirming they misread records and CCJ was set aside and apologising for content of letter. Furthermore the cca request we sent only applies to running-credit accounts. Our account has not been a running-credit account since 2003 therefore s78 does not apply. Debt still needs paying or will seek clients instructions re recovery action.

They talk nonsense... they think cos you've not paid or whatever that it's erm, not live (running)

Sorry but it's making me chuckle, wait for the response I'll do for you


I am gonna rip these fuckers a new hole for you - I need you to

a) use a valid email and
b) read the bloody things
c) send me their letter of 4th April please

Thank you so kindly

[CleverClogs (RIP)]

Re: New and confused

They talk nonsense... they think cos you've not paid or whatever that it's erm, not live (running)

Sorry but it's making me chuckle, wait for the response I'll do for you

I am gonna rip these fuckers a new hole for you

How many thousand quid will you demand in compensation for their threatening letter and their utter ineptitude?

[Never-In-Doubt]

Re: New and confused

How many thousand quid will you demand in compensation for their threatening letter and their utter ineptitude?

maybe mention my mate in MoJ or cousin at OFT yea?

[CleverClogs (RIP)]

Re: New and confused

maybe mention my mate in MoJ or cousin at OFT yea?

Why?

Those shysters won't have heard of either of them.

[Never-In-Doubt]

Re: New and confused

Why?

Those shysters won't have heard of either of them.