New and confused

[samsmum]

Re: New and confused

MBNA C/C
09/09/2000
£1360
04/2003
Not paying
arrears

Debt Clear recoveries(as from yesterday)

09/09/2011 CCA Request sent
02/10/2011 'CCA' recieved. Niddy says
03/10/2011 CCA query,application form received letter sent
23/01/2012..Notice of assignment from Global. Account now managed by Westcott
04/04/2012.. Letter from Fairfax solicitors. Been instructed by Arrow Global to obtain immediate payment. If not paid by April 8th they've been instructed to take further action

Update. Should i respond to this please?

[samsmum]

Re: New and confused

hehe... a case of just sit back and wait for whatever they send next...

I'm good at that now

[pooky2483]

Re: New and confused

hehe... a case of just sit back and wait for whatever they send next...

[samsmum]

Re: New and confused

I Would send this-------->Threat by Creditor - Threat-o-Gram Letter Before Action

Sorry just realised i sent one of these last week. Letters will have crossed in the post. Saves me some postage today

[samsmum]

Re: New and confused

I Would send this-------->Threat by Creditor - Threat-o-Gram Letter Before Action

That was quick. Thanks i'll get that sorted and sent now

[pooky2483]

Re: New and confused

I cant believe DCA's are this thick.
Just had a read of the letter from the link and if they continue to harass you, they must be brain dead.

[Deepie]

Re: New and confused

UPDATE

I Would send this-------->Threat by Creditor - Threat-o-Gram Letter Before Action

[samsmum]

Re: New and confused

MBNA C/C
09/09
£490
04/2003
Not Paying
Arrears
Debtclear recoveries(from yesterday)

09/09/2011 CCA Request sent
02/10/2011 'CCA' received. Niddy says
03/10/1011 CCA Request, Application form received letter sent

19/01/2012.. Letter received saying account has been assigned to Arrow Global Guernsey Ltd. I should continue to make payments!!
20/01/2012... notice of assignment from Global. Account now managed by Westcott
24/03/2012..Letter from Moorcroft. They have been instructed by Arrow Global to collect debt. Legal requirement to send notice of intended litigation even if i dont read it. Goes on about a claim may be issued without further notice etc. Happy to accept payment plan i can afford etc
02/04/2012...Letter from Moorcroft .Possible Litigation.List of charges etc.Still possible to avoid by setting up affordable repayment plan

UPDATE

[samsmum]

Re: New and confused

Update Aaarrgghh!!
Does this never go away?? Supposedly been written off. Help please!!

Just checked my Ambrose Wilson and Simply be (Reliable Collections) online accounts and the SB one says balance write off and AW had no charges or anything added for weeks now. Shame Fredericksons are now chasing me for money i don't owe. Niddy's letter sent!

April Fools

[CleverClogs (RIP)]

Re: New and confused

Yes, it was the shoes - only £20 not £200

Were they 'seconds'?

[CleverClogs (RIP)]

Re: New and confused

shocking thing here that their systems are so inadequate.

at the beginning, it's fairly obvious that no one was thinking, it was fill this form etc

why are they still in business??

Essentially, they still exist because of accretion plus momentum, with the wisdom to get rid of bits of the business before they start to fail. (link)

And also their "easy payment" terms, of course. If their customers could get credit terms or use a credit card elsewhere, they'd probably find that the catalogue offers are not the cheapest.

[Pixie]

Re: New and confused

But we sorted that didn't we? Wasn't this those shoes or summat daft like that?

Yes, it was the shoes - only £20 not £200

[Susie]

Re: New and confused

Shame they could not have sorted it out but even though it was to save them the FOS charge she did a good job for you. Also very nice that you gave a good report back to the big boss as there are a lot of people who would not have bothered

[Never-In-Doubt]

Re: New and confused

But we sorted that didn't we? Wasn't this those shoes or summat daft like that?

[Pixie]

Re: New and confused

They're the ones my Dad had trouble with when my stepmum died.