New and confused

[samsmum]

Re: New and confused

No reply as yet.They never seem to send a reply thats relevant to anything i send but they're not the only ones guilty of that

[Pixie]

Re: New and confused

If there isn't a ccj in the first place then they can't apply for an attachment of earning can they?

I'd send a copy of the proof (not the original)that there's no ccj to Howard Cohen without delay (1st class recorded or maybe even special delivery)

I don't like Lewis Group/Howard Cohen as they went to court and got a ccj against me after just 1 letter from each (though I bet now they wish they hadn't bothered!)

Have you had any reply yet to cca request?

[samsmum]

Re: New and confused

Just checked and its definitely same number as on the letter saying it was set aside

[samsmum]

Re: New and confused

Hi Pixie. No i just said i'd got it and we kept it i presume to send when needed. They never actually replied surprise surprise. Confused as to why they've never mentioned instalment amounts before and why they said we could pay £1 per month not long ago

[Pixie]

Re: New and confused

Have you actually sent a copy of the documentary evidence that the ccj doesn't exist to Lewis Group? Or did you just send a letter saying that you had it?

[samsmum]

Re: New and confused

HSBC LOAN
09/2001
£5600
04/2003
Not paying
Default 08/2004
Payments to Metropolitan
14/10/2011.. Letter fromLewis Group acting for CL finance. Says no payment received sinc 22nd June and to contact them.
14/10/2011..CCA Request sent
09/12/2011..letter received saying they cannot accept my monthly payment offer without I&E evidence. Haven't made an offer
12/12/2011..CCA Reminder-Unenforceability Threat letter sent
30/12/2011..letter saying they acknowledge receipt of CCA request but are agents not creditor(CL Finance).Agreement was terminated prior to court proceedings and entry of a ccj on 5/10/2009 therefore effect of section 78 is no longer applicable and judgement can be enforced if payments not made in accordance with judgement. Send proposals for payment. First we've heard of this and was on a dmp with cccs at the time
02/01/2012...found letter from Northampton court dated 05/06/10 stating this was cancelled as entered erroniously
03/01/2012..sent letter to Lewis group stating i have documentary evidence to prove ccj does not exist
23/02/2012..letter from Lewis group. Sorry to hear of financial difficuties and will accept £1per month til situation improves
09/03/2012..Letter from Lewis group. Further to previous letter in which they accepted a reduced payment???. Payment not received as agreed and is required immediately.
22/03/2012..Letter from Lewis...Despite writing on 2 occasions they've received no payment or proposals for payment.Cannot hold account open unless we contact them or Debt Stop Direct?? Please remember they are there to help!!
10/04/2012...Letter from Howard Cohen solicitors. Says we've already been advised that judgement was obtained against us. Failed to maintain payments under instalment order instructed by court. Pay arrears of £2220 to Lewis IMMEDIATELY or they will instruct the court to either send bailiffs or apply for an attachment of earnings. After payment of arrears next payment of £125 is due by 19th April

Update. Can you please advise what to about this as this seems quite serious

[jon1965]

Re: New and confused

Niddy gets a

[Never-In-Doubt]

Re: New and confused

Niddy already thinks I'm stoopid

[Never-In-Doubt]

Re: New and confused

It doesn't mention your birthday on your profile but snap me to.

Yes it does - click this: ---> allaboutFORUMS

Look down the right, Mini Statistics (just underneath the little icon at the top called Forum Resources) - and it shows DOB etc there!

[pooky2483]

Re: New and confused

Niddy already thinks I'm stoopid so why change the habit of a lifetime

He's only jealous

[jon1965]

Re: New and confused

Niddy already thinks I'm stoopid so why change the habit of a lifetime

[pooky2483]

Re: New and confused

No it's me being blind. I was looking in your info.

[jon1965]

Re: New and confused

No it's me being blind. I was looking in your info.

[pooky2483]

Re: New and confused

Hi Pooky, send Niddy or any of site admin a PM and they will change your DOB for you.

IF...x

There's nothing wrong with it, just that it's set to show, just John1965 said he couldn’t see it???

[IF]

Re: New and confused

It should do...
Niddy, can you check it out pls.....

Hi Pooky, send Niddy or any of site admin a PM and they will change your DOB for you.

IF...x