MustGetStraigh's UE Diary

[MustGetStraigh]

Re: MustGetStraight's UE Diary

Afternoon Niddy Update 8/1 just received another letter from RMA (dated 24/12 !) threatening they "may proceed to complete a pre-litigation report..." etc etc.

I am minded to send them a copy of NCO's (RMA's parent company) letter of 14/12 stating that my "account has been placed into a holding status, meaning that they will not be making any communication written or telephone based...". Is this a good thing to do or not?

Hi Niddy quick question. RMA are being a pest, keep ringing my mobile. Is there any merit in sending them a letter as outlined above. Their parent company are saying they aren't going to make further contact, meanwhile RMA are being persistent little buggers.
- or is it worth writing back to NCO quoting their letter back at them and pointing out that their subsidiary/trading style or whatever it maybe, is making a proper nuisance of themselves...

Or just ignore?

[Never-In-Doubt]

Re: MustGetStraight's UE Diary

Hi Niddy quick question. RMA are being a pest, keep ringing my mobile. Is there any merit in sending them a letter as outlined above. Their parent company are saying they aren't going to make further contact, meanwhile RMA are being persistent little buggers.
- or is it worth writing back to NCO quoting their letter back at them and pointing out that their subsidiary/trading style or whatever it maybe, is making a proper nuisance of themselves...

Or just ignore?

Yes, send this to NCO with a copy of their last letter and also copy both into RMA so they know what they are doing wrong lol: ---> Harassment by Telephone Threat of Legal Action Template

[MustGetStraigh]

Re: MustGetStraight's UE Diary

Yes, send this to NCO with a copy of their last letter and also copy both into RMA so they know what they are doing wrong lol: ---> Harassment by Telephone Threat of Legal Action Template

Thanks Niddy!

[MustGetStraigh]

Re: MustGetStraight's UE Diary

Update: have emailed you the "original" agremeent I've received from MBNA, Niddy.

[Never-In-Doubt]

Re: MustGetStraight's UE Diary

Update: have emailed you the "original" agremeent I've received from MBNA, Niddy.

Hiya

same as here: ---> #103

[MustGetStraigh]

Re: MustGetStraight's UE Diary

Thanks Niddy, I'm very relieved. It's my biggest debt so it's been worrying me and I didn't want to trust my own judgement!!
Letter on its way....
PS you WERE busy on the diaries last night. Don't you ever sleep?

[Never-In-Doubt]

Re: MustGetStraight's UE Diary

Thanks Niddy, I'm very relieved. It's my biggest debt so it's been worrying me and I didn't want to trust my own judgement!!
Letter on its way....
PS you WERE busy on the diaries last night. Don't you ever sleep?

Be careful though cos MBNA are skipping processes and going straight for the jugular lately..... good job their default notices are shyte - that's our only saving grace right now!

Sleep? What is this word you refer to?

[MustGetStraigh]

Re: MustGetStraight's UE Diary

Be careful though cos MBNA are skipping processes and going straight for the jugular lately..... good job their default notices are shyte - that's our only saving grace right now!

Sleep? What is this word you refer to?

I think they must have sold it on though. They don't appear on my credit file, that debt appears in Hillesdens' name instead. I'm thanking my lucky stars about that as presumably Hillesdens only paid 12p/£1 so if I needed to get to F&F stage I've got more leverage?

[Never-In-Doubt]

Re: MustGetStraight's UE Diary

I'm thanking my lucky stars about that as presumably Hillesdens only paid 12p/£1 so if I needed to get to F&F stage I've got more leverage?

I'm thinking the same, a nice 20p in the £1 offer may well clear this for you.....

But not yet, lets wait and see....

[MustGetStraigh]

Re: MustGetStraight's UE Diary

I'm thinking the same, a nice 20p in the £1 offer may well clear this for you.....

But not yet, lets wait and see....

Can't afford that at the moment... I was thinking a nice 0p in the £....
But it's there in the back of my mind as worst case scenario! I'll see what happens when Hillesden come back to me...

[Never-In-Doubt]

Re: MustGetStraight's UE Diary

Can't afford that at the moment... I was thinking a nice 0p in the £....

[MustGetStraigh]

Re: MustGetStraight's UE Diary

Do you think they might not go for that?

[MustGetStraigh]

Re: MustGetStraight's UE Diary

Diary update Natpest - RMA still aren't giving up but to be fair, they might not have yet read my letter telling them to p*** off. They are giving me 30 days to pay. (Yawn). Ignoring and filing.

[Never-In-Doubt]

Re: MustGetStraight's UE Diary

Diary update Natpest - RMA still aren't giving up but to be fair, they might not have yet read my letter telling them to p*** off. They are giving me 30 days to pay. (Yawn). Ignoring and filing.

[MustGetStraigh]

Re: MustGetStraight's UE Diary

You may laugh but a year ago I'd have sat quaking and wanting to burst into tears.
Let's call it The Niddy Effect