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Swanfan's UE diary

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  • cymruambyth
    replied
    Re: Swanfan's UE diary

    That's great news, enjoy the wonder of a child's first Christmas - though the second one is better when they are more aware of everything!

    Leave a comment:


  • nanna58
    replied
    Re: Swanfan's UE diary

    Thank you Swanny ,well done on SB , it's an idea to keep your default date in mind as some nice people say SB is 6 yrs from default letter .Nothing is concrete yet, no ruling, xxx

    Leave a comment:


  • swanfan
    replied
    Re: Swanfan's UE diary

    Evening all! So... in the last few days my last outstanding debt has become statute barred I can't tell you what a relief that has been! The help this site has given me has been immense, any one with any doubts i recommend you follow the help on here! I became a Father for the first time this year & i can't tell you the perspective it has given to my life. Any parent on here will tell you how much of a difference it makes to your life & how little your debts mean, it's only money! So... enjoy life, you only get one shot at it, I intend to, i recommend you do! Unless you support Rangers, then you'll life will be shit! Just kidding Niddy, you can't help supporting a crappy team, haha!

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Swanfan's UE diary

    Originally posted by swanfan View Post
    Another couple of polite letters from Cabot offering to help me with an affordable plan in the last month or so, plus a statement of the account. Filing and ignoring!
    How kind of them!

    Leave a comment:


  • swanfan
    replied
    Re: Swanfan's UE diary

    Another couple of polite letters from Cabot offering to help me with an affordable plan in the last month or so, plus a statement of the account. Filing and ignoring!

    Leave a comment:


  • swanfan
    replied
    Re: Swanfan's UE diary

    Originally posted by swanfan View Post
    MINT

    Last payment- Jul 2010
    Status- Defaulted
    Balance- £4662

    CCA request to Mint- 23/08/10
    CCA app form to Mint- 24/09/10
    Threat of doorstep visit to Resolvecall- 19/11/10
    Threat to commence litigation to Triton- 26/01/11
    Threat of doorstep visit to Tiriton- 18/03/11
    Threatogram lba to Triton- 26/03/11
    Threat to commence litigation to Green- 10/05/11
    Threat to commence litigation to RMA- 12/07/11
    Final response UE (general) to RMA- 21/07/11
    Threatogram lba to Moorcroft- 9/12/11
    CCA Query- Letter confirm no CCA to Moorcroft- 21/12/11
    Final response UE(cca recd) to Moorcroft- 17/03/12
    Account sold wid to Westcot- 28/07/12
    Creditor refusal to accept UE to Westcot- 23/08/12
    Niddy letter #218 to Nelson Guest- 02/10/12
    Another letter from Cabot... Same as previous really wanting to help with affordable plan and they will continue to contact me if they don't hear from me... Filing and will see what comes next!

    Leave a comment:


  • Susie
    replied
    Re: Swanfan's UE diary

    Originally posted by swanfan View Post
    Letter from Cabot wanting to help me with an affordable payment plan and then stating the amount I owe could affect my credit file if I don't talk to them plus they'll send letters etc. They phoned my folks house today which is a long shot as I haven't lived there for 18 years, haha! I'll file this and see what comes next.
    Snap!! I received thew same letter and am treating it the same way you are

    Leave a comment:


  • nanna58
    replied
    Re: Swanfan's UE diary

    They are thoughtful though wanting to help ( ahem) x

    Leave a comment:


  • oscar
    replied
    Re: Swanfan's UE diary

    Seems cabot have gained quite a few Mint / RBS accounts in the last couple of weeks.

    Leave a comment:


  • swanfan
    replied
    Re: Swanfan's UE diary

    Originally posted by swanfan View Post
    MINT

    Last payment- Jul 2010
    Status- Defaulted
    Balance- £4662

    CCA request to Mint- 23/08/10
    CCA app form to Mint- 24/09/10
    Threat of doorstep visit to Resolvecall- 19/11/10
    Threat to commence litigation to Triton- 26/01/11
    Threat of doorstep visit to Tiriton- 18/03/11
    Threatogram lba to Triton- 26/03/11
    Threat to commence litigation to Green- 10/05/11
    Threat to commence litigation to RMA- 12/07/11
    Final response UE (general) to RMA- 21/07/11
    Threatogram lba to Moorcroft- 9/12/11
    CCA Query- Letter confirm no CCA to Moorcroft- 21/12/11
    Final response UE(cca recd) to Moorcroft- 17/03/12
    Account sold wid to Westcot- 28/07/12
    Creditor refusal to accept UE to Westcot- 23/08/12
    Niddy letter #218 to Nelson Guest- 02/10/12
    Letter from Cabot wanting to help me with an affordable payment plan and then stating the amount I owe could affect my credit file if I don't talk to them plus they'll send letters etc. They phoned my folks house today which is a long shot as I haven't lived there for 18 years, haha! I'll file this and see what comes next.

    Leave a comment:


  • alland
    replied
    Re: Swanfan's UE diary

    Good luck swanny, one or two of us here close to SB and sweating with Cabot suddenly becoming more active with accounts that have been dormant for a couple of years...

    Leave a comment:


  • Susie
    replied
    Re: Swanfan's UE diary

    Originally posted by swanfan View Post
    July!
    Not long at all, lets hope you can hold them off until then

    Leave a comment:


  • swanfan
    replied
    Re: Swanfan's UE diary

    Originally posted by nanna58 View Post
    Hi Swanny , how long to SB ? As Cabot need watching xx
    July!

    Leave a comment:


  • nanna58
    replied
    Re: Swanfan's UE diary

    Hi Swanny , how long to SB ? As Cabot need watching xx

    Leave a comment:


  • MrsD
    replied
    Re: Swanfan's UE diary

    I would just wait Swanny see what comes next

    Leave a comment:

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