Re: Swanfan's UE diary
That's great news, enjoy the wonder of a child's first Christmas - though the second one is better when they are more aware of everything!
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Re: Swanfan's UE diary
Thank you Swanny ,well done on SB , it's an idea to keep your default date in mind as some nice people say SB is 6 yrs from default letter .Nothing is concrete yet, no ruling, xxx
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Re: Swanfan's UE diary
Evening all! So... in the last few days my last outstanding debt has become statute barred I can't tell you what a relief that has been! The help this site has given me has been immense, any one with any doubts i recommend you follow the help on here!
I became a Father for the first time this year & i can't tell you the perspective it has given to my life. Any parent on here will tell you how much of a difference it makes to your life & how little your debts mean, it's only money! So... enjoy life, you only get one shot at it, I intend to, i recommend you do! Unless you support Rangers, then you'll life will be shit!
Just kidding Niddy, you can't help supporting a crappy team, haha!
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Re: Swanfan's UE diary
How kind of them!Originally posted by swanfan View PostAnother couple of polite letters from Cabot offering to help me with an affordable plan in the last month or so, plus a statement of the account. Filing and ignoring!
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Re: Swanfan's UE diary
Another couple of polite letters from Cabot offering to help me with an affordable plan in the last month or so, plus a statement of the account. Filing and ignoring!
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Re: Swanfan's UE diary
Another letter from Cabot... Same as previous really wanting to help with affordable plan and they will continue to contact me if they don't hear from me... Filing and will see what comes next!Originally posted by swanfan View PostMINT
Last payment- Jul 2010
Status- Defaulted
Balance- £4662
CCA request to Mint- 23/08/10
CCA app form to Mint- 24/09/10
Threat of doorstep visit to Resolvecall- 19/11/10
Threat to commence litigation to Triton- 26/01/11
Threat of doorstep visit to Tiriton- 18/03/11
Threatogram lba to Triton- 26/03/11
Threat to commence litigation to Green- 10/05/11
Threat to commence litigation to RMA- 12/07/11
Final response UE (general) to RMA- 21/07/11
Threatogram lba to Moorcroft- 9/12/11
CCA Query- Letter confirm no CCA to Moorcroft- 21/12/11
Final response UE(cca recd) to Moorcroft- 17/03/12
Account sold wid to Westcot- 28/07/12
Creditor refusal to accept UE to Westcot- 23/08/12
Niddy letter #218 to Nelson Guest- 02/10/12

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Re: Swanfan's UE diary
Snap!! I received thew same letter and am treating it the same way you areOriginally posted by swanfan View PostLetter from Cabot wanting to help me with an affordable payment plan and then stating the amount I owe could affect my credit file if I don't talk to them
plus they'll send letters etc. They phoned my folks house today which is a long shot as I haven't lived there for 18 years, haha! I'll file this and see what comes next.
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Re: Swanfan's UE diary
They are thoughtful though wanting to help ( ahem) x
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Re: Swanfan's UE diary
Seems cabot have gained quite a few Mint / RBS accounts in the last couple of weeks.
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Re: Swanfan's UE diary
Letter from Cabot wanting to help me with an affordable payment plan and then stating the amount I owe could affect my credit file if I don't talk to themOriginally posted by swanfan View PostMINT
Last payment- Jul 2010
Status- Defaulted
Balance- £4662
CCA request to Mint- 23/08/10
CCA app form to Mint- 24/09/10
Threat of doorstep visit to Resolvecall- 19/11/10
Threat to commence litigation to Triton- 26/01/11
Threat of doorstep visit to Tiriton- 18/03/11
Threatogram lba to Triton- 26/03/11
Threat to commence litigation to Green- 10/05/11
Threat to commence litigation to RMA- 12/07/11
Final response UE (general) to RMA- 21/07/11
Threatogram lba to Moorcroft- 9/12/11
CCA Query- Letter confirm no CCA to Moorcroft- 21/12/11
Final response UE(cca recd) to Moorcroft- 17/03/12
Account sold wid to Westcot- 28/07/12
Creditor refusal to accept UE to Westcot- 23/08/12
Niddy letter #218 to Nelson Guest- 02/10/12

plus they'll send letters etc. They phoned my folks house today which is a long shot as I haven't lived there for 18 years, haha! I'll file this and see what comes next.
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Re: Swanfan's UE diary
Good luck swanny, one or two of us here close to SB and sweating with Cabot suddenly becoming more active with accounts that have been dormant for a couple of years...
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Re: Swanfan's UE diary
Hi Swanny , how long to SB ? As Cabot need watching xx
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