diddlydee's UE diary

[diddlydee]

Re: diddlydee's UE diary

Dear diary - so sorry you have been neglected, but the creditors didn't care about me enough to write!
However, I can duly update the following news:

Barclaycard C/C
1/11/10 - Letter received from Calder Financial entitled Formal Demand for Payment (not complied with default notice, will be adding interest, may send debt collectors or commence legal proceedings etc)


HSBC C/C
31/10/10 - Letter received from Central Debt Recovery Unit - considering legal action, last chance to pay, enclosing standing order form


Both are confirmed as unenforceable debts due to crappy documents being received in lieu of actual CCA agreements.

Niddy, please would you be kind enough to give me your recommendations on reply templates, please?

Thank you so much

diddlydee

[Never-In-Doubt]

Re: diddlydee's UE diary

Dear diary - so sorry you have been neglected, but the creditors didn't care about me enough to write!
However, I can duly update the following news:

Barclaycard C/C
1/11/10 - Letter received from Calder Financial entitled Formal Demand for Payment (not complied with default notice, will be adding interest, may send debt collectors or commence legal proceedings etc)


HSBC C/C
31/10/10 - Letter received from Central Debt Recovery Unit - considering legal action, last chance to pay, enclosing standing order form


Both are confirmed as unenforceable debts due to crappy documents being received in lieu of actual CCA agreements.

Niddy, please would you be kind enough to give me your recommendations on reply templates, please?

Thank you so much

diddlydee

Morning, sorry I have not been here much, as you know why

You should send this to both the above: ---> http://forums.all-about-debt.co.uk/s...9&postcount=23

[diddlydee]

Re: diddlydee's UE diary

Thank you niddy. Yes I know you have been a mightily busy boy and your efforts will make this site a better place to be
Letters will be sent Monday, thank you for visiting my humble diary

dd xx

[5corpio]

Re: diddlydee's UE diary

Just like to say, 'thats a Nice thread layout you got Diddly'

[Never-In-Doubt]

Re: diddlydee's UE diary

That could well be due to the fact she read here: ---> http://forums.all-about-debt.co.uk/showthread.php?t=5

* wish everyone did, my life would be a hell-ov-alot easier

[diddlydee]

Re: diddlydee's UE diary

Hello Nid. A little Niddy guidance would be gratefully received.

REF: BARCLAYCARD

Received a letter from Moorcroft (pre-court division in nice red letters).

- They will be taking on the debt and charging 1%
- They want payment arrangements within 7 days (or may send debt collector or instruct solicitors)
- Barclaycard will not register a default if I start paying (they already have!)

What is the best letter to send to Moorcroft please, as they are new "owners" of this debt

Thanks

progress on debt so far here: http://forums.all-about-debt.co.uk/s...95&postcount=2

[Never-In-Doubt]

Re: diddlydee's UE diary

Hello Nid. ;Hi1 A little Niddy guidance would be gratefully received.

REF: BARCLAYCARD

Received a letter from Moorcroft (pre-court division in nice red letters).

- They will be taking on the debt and charging 1%
- They want payment arrangements within 7 days (or may send debt collector or instruct solicitors)
- Barclaycard will not register a default if I start paying (they already have!)

What is the best letter to send to Moorcroft please, as they are new "owners" of this debt

Thanks

progress on debt so far here: http://forums.all-about-debt.co.uk/s...95&postcount=2

Hiya,

Send this ---> http://forums.all-about-debt.co.uk/s...2&postcount=27

[diddlydee]

Re: diddlydee's UE diary

Thanks Niddles, muchly appreciated Thats ANOTHER beer I owe you

[Never-In-Doubt]

Re: diddlydee's UE diary

Thanks Niddles, muchly appreciated Thats ANOTHER beer I owe you

You don't owe me anything

:niddy :niddy

[diddlydee]

Re: diddlydee's UE diary

Hello dearest diary, Niddles and all

Re: HSBC Credit Card

11th January 2010

I've received a lovely letter from Clarity, a nice shiny new DCA acting on behalf of HSBC.
They are my new account managers - bless! they would like me to either

a) pay a nicely reduced settlement figure which gives me a mahooosive 25% discount on the monies owed, or
b) ring them forthwith and make arrangements to repay on a regular payment plan

If I do neither of the above, they will consider the options available to them, which include
"our representative visiting you, or where this agreement remains legally enforceable (I like this line!) recommending to our client that their solicitors be instructed to commence legal action against you."

I suppose that I should send the "account sold in default" template, but will await further instruction from Lord Niddles before sending.

Thank you Niddles, and all who visit my diary - except those DCA's who pop in to read

Diddly xxx

[diddlydee]

Re: diddlydee's UE diary

Bonjour mon ami!

Re: Barclaycard c/c

Barclaycard have, once again, sent what they report to be my copy CCA.
Duly scanning and emailing to lovely Niddles for comment



Diddly xxx

[Never-In-Doubt]

Re: diddlydee's UE diary

Hello dearest diary, Niddles and all

Re: HSBC Credit Card

I suppose that I should send the "account sold in default" template, but will await further instruction from Lord Niddles before sending.

Yep, send this Diddly: ---> NEW Account sold - whilst in Default of CCA Request

[Never-In-Doubt]

Re: diddlydee's UE diary

Bonjour mon ami!

Re: Barclaycard c/c

Barclaycard have, once again, sent what they report to be my copy CCA.
Duly scanning and emailing to lovely Niddles for comment



Diddly xxx

I hate fooking pdf's - doesn't anyone save uploads as a basic image no more?

BRB once the whole iBooks library finishes downloading.......

[Never-In-Doubt]

Re: diddlydee's UE diary

Bonjour mon ami!

Re: Barclaycard c/c

Barclaycard have, once again, sent what they report to be my copy CCA.
Duly scanning and emailing to lovely Niddles for comment



Diddly xxx

Its only terms! Nothing has changed - you ignore Barclays now.

[diddlydee]

Re: diddlydee's UE diary

Thanks Niddy, you are a star