Let the fun commence - 6 year journey starts here!

[Still Waving]

Useful link for everyone to be aware of Roger.

"Lenders must include a copy of the relevant information sheet when notifying a consumer that they are in arrears or default. This is required by the Consumer Credit Act 1974 (section 86A) "

[Brusselsprout]

Hi all

Hope we are all well, and fighting the good fight!

Long time no msg as I am pretty much home free on all these debts i had. All statute barred and mostly quiet! I do want to put this all behind me now, but i do still get letters from PRA GROUP and Cabot offering me discounts etc... they don't give up!

I am very tempted to either speak to them when they call or write to them and tell them to politely f*** off and leave me alone and tell them the debts are statute barred!

I am not sure about the rest of you, but i kept all this to myself and didn't want anyone to know, years of hiding letters in the loft! and concealing the fact i got in this mess! the letters i still get are still being hidden etc... To get rid of these letters i want to tell them that all the debts are statute barred... what are peoples views on this? And is there any negative to informing the agencies that the debts are statute barred and to leave me alone and remove me from all mailing lists!!
Thanks all
Brussel

[Sparkles]

If you are absolutley 100% sure that they are statute barred then there is no harm in telling them to stop, and that if they don't you will make an official complaint about harassment. The danger is that you might reset the statute barred clock if there was a payment or written acknoweldgment from you in the last 6 years that you have forgotten about.