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  • #421
    Re: Patch's Diary

    Originally posted by patchouli View Post
    1st December letter suddenly arrives from LINK outsourcing..?? "Statement of account" ... ignore?
    Is there anything else in the letter besides a "Statement of Account?" Any instructions to call their threat monkeys, or morbid predictions that if you don't give them every last penny you own they will inflict all manner of unlawful penalties upon you?

    If not, as you say, ignore it.

    SH

    Comment

    • #422
      Re: Patch's Diary

      There is but I can't get to it before Xmyth ... the one in town is CRAZY this time of year as is the town... I'll run down as soon as after the craziness...

      lol @ yellow

      Comment

      • #423
        Re: Patch's Diary

        Originally posted by patchouli View Post
        1st December letter suddenly arrives from LINK outsourcing..?? "Statement of account" ... ignore?
        you can ignore this one , they are supposed to send you a statement of your account every year.
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #424
          Re: Patch's Diary

          Thank you NW xx

          Comment

          • #425
            Re: Patch's Diary

            Hi there

            All quiet on the western front? Any news?

            Best
            SnV
            "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

            The consumer is that sleeping giant.!!


            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #426
              Re: Patch's Diary

              Originally posted by SaltnVinegar View Post
              Hi there

              All quiet on the western front? Any news?

              Best
              SnV
              Naww!!!! Thank you for asking..... Started a new job, I stab people! so when I get home I am rushing about doing wifey/mum stuff.

              I have got a few letters... mainly prodding and begging ones so will gather some time to update this thread.

              Just got home though so it's kit off, G&T in hand and dinner to start cooking!

              :-)

              Comment

              • #427
                Re: Patch's Diary

                Originally posted by patchouli View Post
                Naww!!!! Thank you for asking..... Started a new job, I stab people! so when I get home I am rushing about doing wifey/mum stuff.

                I have got a few letters... mainly prodding and begging ones so will gather some time to update this thread.

                Just got home though so it's kit off, G&T in hand and dinner to start cooking!

                :-)
                Good news - long may it continue! (The lack of letters, the G&T, but perhaps not the stabbing )
                "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                The consumer is that sleeping giant.!!


                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #428
                  Re: Patch's Diary

                  urghhhhh..... Haven't been on as I am so stressed I am about to crack..

                  Landlords of 7 years have decided to get the house valued ready to sell up. So we have been frantically trying to find a house to move in to as I can not live with the will they / wont they sell yet scenario.

                  QUESTION:
                  What do I do about the hounds? Do I send forwarding address to them all or let them find us?

                  Hubby said just leave them but I am worried they will serve whatsits on us eventually if I am not getting warning via their letters of what they are doing... so far they are all sending letters saying "Despite us contacting...... easy ways to pay.... or we may take this further"

                  Hoping to be moved in to new house on June 1st ... so looking forward to being able to sleep without stressing! I was awake from 2:30am today worrying about stuff that really didn't need to be worried about at that time!

                  Comment

                  • #429
                    Re: Patch's Diary

                    Hiya

                    Whilst I'm prone to agree with hubby; you need to realise that if you've no assets who cares if you have a ccj? That said its not easy to hide now as DVLA etc all pass your details around.

                    No harm moving and seeing what happens - is there?
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

                    • #430
                      Re: Patch's Diary

                      I guess..... I'm such a scaredy cat!

                      Comment

                      • #431
                        Re: Patch's Diary

                        Originally posted by patchouli View Post
                        I guess..... I'm such a scaredy cat!
                        But you have us in your corner - don't forget that
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                        Comment

                        • #432
                          Re: Patch's Diary

                          Don't forget you also have the RM post forwarding service which is good for up to 12 months so you can set this up, still get the mail to make sure nothing serious is being sent, but still choose to ignore those you want to.

                          As Niddy said, once you change things like driving license, utilities etc the CRA's will get updated. Lowells had my new address within 2 months when we moved, but some aren't so quick on the update. AMEX still send stuff to my old address 10 months later!
                          "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                          The consumer is that sleeping giant.!!


                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #433
                            Re: Patch's Diary

                            Originally posted by Never-In-Doubt View Post
                            But you have us in your corner - don't forget that

                            This is very true!! You've all been such a sanity keeping treasure for me over the last year or so... I was petrified of the debts.. now I'm just scared of them!

                            Comment

                            • #434
                              Re: Patch's Diary

                              I can never find the private renting section... I are blind!

                              I need to ask if there is a standard end of tenancy letter on here (never rented via an agency before so not sure if I can do the usual "Please take this as our notice to vacate the property on x/x/xx " letter or if it is more complex.

                              Also... how naughty is it to not pay the last months rent and let them just keep the deposit? Or is that uber bad naughty when it comes to my new (private) landlord putting my deposit in the scheme? Never done it before but we are brassik and I could do with using the last months rent to put as a deposit on the new house.

                              Comment

                              • #435
                                Re: Patch's Diary

                                ok scrub the last part.,.... apparently the deposit scheme return it to me not the agent so therefore can't be used as last months rent...

                                oh well.. borrow off Mummy time!

                                Comment

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