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  • patchouli
    replied
    Re: Patch's Diary

    wtf... now I have just had this number call me on my business line.... 08453007027 ... which apparently is Barclays!

    Leave a comment:


  • patchouli
    replied
    Re: Patch's Diary

    I just got a call from 01132856608... which according to Google is Lowell.... How did they get my number?
    I'm in the process of CCA with them, latest was sending them a missing PT which they haven't replied to.

    oh actually I did get a letter on Saturday which I chucked under the bed as it was my birthday lmao.. will go and see what it was.

    Leave a comment:


  • patchouli
    replied
    Re: Patch's Diary

    LMAO!!

    Leave a comment:


  • Loopyloo
    replied
    Re: Patch's Diary

    It's worth sending, I was getting bombarded constantly from Lowell's not that I ever answered, I've not had a call since. I kinda miss their calls, felt rather popular! Ha!

    Leave a comment:


  • patchouli
    replied
    Re: Patch's Diary

    Yeah planning on sending that next week when I am in town..

    Leave a comment:


  • Loopyloo
    replied
    Re: Patch's Diary

    Originally posted by patchouli View Post

    I'm not too keen on the threat of SET OFF in the letter... I have a Barclasy current account which is overdrawn but still in authorised overdraft to the tune of £1k still available... are they going to use up that £1k?
    Nah they can only use right of set off against an account in credit. Have you sent them the telephone harrasment letter? That should stop the calls and texts.

    Leave a comment:


  • patchouli
    replied
    Re: Patch's Diary

    • Type of account Barclays CC (mine)

    • Date commenced05/06/1998
    • Approx balance £2,481.48

    • Date last paid December 2013

    • Are you on arrangement or not paying not paying since December 2013

    • Status UTD

    • Account owner Barclaycard
    • Current state of play


    24th January 2014 - Two texts telling me to expect a text, two texts telling me I am late paying.
    And now the automated calls have started.....
    28th Jan - text "Barclaycard are here to help"
    29th January 0844 calls at 08:51 - 18:43 - 20:15 - 20:16 - 20:16
    30th January 0844 calls at 08:43 -
    31st Jan 0844 calls at 09:38 - 19:09 - 20:37
    1st February - text telling me to expect a text. Text then telling me I was a 'little late' again.
    2nd Feb - 0844 calls at 09:38 - 18:05 - 20:20
    4th Feb - 0844 calls at 11:58 - 18:14
    5th Feb - text telling me I am a little late paying
    6th Feb - 09:33 - 19:08 - 20:36
    7th Feb - 0844 calls - 17:52
    8th Feb - 0844 calls - 17:40 - 19:59
    13th Feb - text telling me to expect a text.
    13th Feb - Text telling me my payment is a 'little' late.
    17th Feb - text telling me they are here to help if I need them... nope.. I has AAD!
    20th Feb - 0844 calls at 09:13 - 09:14 - 18:53 - 19:09 - 22:25 -
    22 Feb - 0844 calls at 09:47 - 18:21 - 20:34 -
    24th Feb - 0844 calls at 08:59 - 20:18 -
    25th Feb - text telling me my credit rating could be affected... HA! No shit Sherlock!
    26th Feb - 0844 calls at 09:31 -
    27th Feb - 0844 calls at 16:43
    28th feb - 0844 calls at 09:11 - 18:52 - 20:23
    1st March - text telling me they have tried to call me, I need to call them or pay at www.I'drathereatskunk.com
    2nd March - 0844 calls at 09:25 - 17:44 - 19:57
    4th March - 0844 calls at 08:47 - 18:40 - 20:14
    5th March - text telling me they have tried to call me, I need to call them or pay at www.kissmyass.com
    6th March - 0844 calls at 09:25 - 19:01 - 20:34


    14 texts
    45 calls


    27th February CCA request sent.
    3rd March CCA signed for by 'JOHN' .. does this mean the texts and calls will stop?
    7th March letter dated 3rd March arrives.. they are concerned and I need to pay or they will 'Set off' on my Barclays account.
    So the letter took 4 days to get here and was apparently sent the day 'JOHN' signed for the CCA... Will ignore for now as it seems the CCA crossed over in the office.

    Still getting texts and calls... not bothering me much I ignore them.

    I'm not too keen on the threat of SET OFF in the letter... I have a Barclasy current account which is overdrawn but still in authorised overdraft to the tune of £1k still available... are they going to use up that £1k?

    Click image for larger version

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  • Never-In-Doubt
    replied
    Re: Patch's Diary

    Ok leave it with me for now please.

    Leave a comment:


  • patchouli
    replied
    Re: Patch's Diary

    Originally posted by Never-In-Doubt View Post
    Email me please then we'll devise something
    Super.. will do

    done

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Patch's Diary

    Email me please then we'll devise something

    Leave a comment:


  • patchouli
    replied
    Re: Patch's Diary

    Originally posted by Never-In-Doubt View Post
    Oh you're in an approved OD limit lol

    Maybe paying it off isn't such a bad idea then.
    Can I pm you (or email) a copy of the statement I received this morning? Might explain it better than my dumb ass.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Patch's Diary

    Oh you're in an approved OD limit lol

    Maybe paying it off isn't such a bad idea then.

    Leave a comment:


  • patchouli
    replied
    Re: Patch's Diary

    Originally posted by cymruambyth View Post
    If you go to the templates there is one for bank accounts.

    this may be the one....
    http://www.all-about-debt.co.uk/old/...request-part-1
    Hi.. thanks, I think this is the one someone else linked me to but my overdraft isn't unauthorised yet and I have another £1k to go before I am past the limit... so going by the £20 a month interest I could be waiting another 4 years for it to get to unauthorised LMAO!!

    Leave a comment:


  • Deepie
    replied
    Re: Patch's Diary

    Originally posted by cymruambyth View Post
    If you go to the templates there is one for bank accounts.

    this may be the one....
    http://www.all-about-debt.co.uk/old/...request-part-1

    Thank you..

    Leave a comment:


  • cymruambyth
    replied
    Re: Patch's Diary

    If you go to the templates there is one for bank accounts.

    this may be the one....
    http://www.all-about-debt.co.uk/old/...request-part-1

    Leave a comment:

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