Adinuff's UE Diary

[Pixie]

Re: Adinuff's UE Diary

Great news! Keep that letter safe.

[greymatter]

Re: Adinuff's UE Diary

Great news

[Adinuff]

Re: Adinuff's UE Diary

Hi Guys,
Just wanted say thanks to you all. Without your help over last 3 years i cant imagine where i would of been. Still a long way to go but feel more confident and assured in my journey.

Adinuff

[Adinuff]

Re: Adinuff's UE Diary

HFC Marbles CC (wife)

Balance Approx - £2249

Default Date - Approx 2006

Default Amount - £2700

DMP (Payplan) - £6.53 Stopped Payment

Sold - Lewis Group

05/03/13 - Have Sent CCA and SAR request to HFC. Sent wrongly to HBOS before :-(

07/03/13 - Reduced payment to £1

25/04/13 - Received letter back from beneficial reference SAR request.Thank you for your recent letter in which you have requested information relating to the agreements you hold with us. we have assumed that your request for information is likely to be in relation PPI policies. We can confirm the account did not hold PPI charges. Returned £10 postal order :-)Still no reply to CCA request.

29/04/13 - CCA reminder request letter sent to Beneficial.

28/08/13 - Letter received from CL Finance. You have failed to make agreed payments towards concessionary arrangements on your account. Gonna ignore.

01/10/13 - letter received from Howard Cohen Solicitors stating that they have been instructed to issue a claim against wife at the county court in respect of the above debt. Should you fail to respond to this letter , a claim will be issued against you without further notice.

29/01/14 - We write to inform you by an agreement dated 13/12/13 , CL finance (part of Lewis Group) has assigned all of the rights, obligations and benefits assoicated with the above account to Hoist Portfolio Holding Lts to whom all monies are due. Please note Robbin Scum are now managing your account on behalf of HPH Ltd. please pay the. Gonna ignore.

15/02/13 - Letter from Robbin Scum. Your account has been passed to us by our client to act as a collection agent and well will be now be dealing with it. Please contact us in 7 days.

24/02/14 - letter from Robin Scum. Please contact us for a discussion regarding this debt. Gonna ignore

22/03/14 - Letter from Robinscum. Pllease contact us.

11/04/14 - Letter from Drydensfairfax. We have been instructed by our clients agent Robbin Scum. Please pay within 10 days or face further action.

05/06/14 - Letter from drydenfairfax. Unless we receive payment for full amount we will issue proceedings in county court with a view to a CCJ.

14/04/16 - Letter from Robbin scum. Account is due to be transferred to Howard Cohen Solicitors. At bottom of letter it has an notice of assignment. debt is being passed onto HPH ltd but Robbin Scum are still dealing with it

Hi Guys,
I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd. Shall I send another account in dispute temp to HPH ltd.

Adinuff

[Adinuff]

Re: Adinuff's UE Diary

Hi Guys,
I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd. Shall I send another account in dispute temp to HPH ltd.

Adinuff

Bump +1

[SaltnVinegar]

Re: Adinuff's UE Diary

Hi Guys,
I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd. Shall I send another account in dispute temp to HPH ltd.

Adinuff

Have you had any correspondence from HPH? When you say that CL finance didn't proceed, do you mean the claim was struck out, or they informed the court that they did not want to proceed?

[PlanB]

Re: Adinuff's UE Diary

I had a court summons issued by previous collectors CL finance. Had Paul draft my response and they didn't proceed. Now they have reassigned debt to HPH Ltd.

Unless I've misunderstood isn't this your (wife's) claim from September 2014?

Andrew (not Paul) did your Defence which was filed at court resulting in Mediation where you didn't agree to their settlement terms so Drydens Fairfax subsequently Discontinued the claim.

This thread here > http://forums.all-about-debt.co.uk/s...l=1#post436938

If so, do you have a copy of the Notice of Discontinuance? You can get it from the court if you haven't.

I wouldn't do anything for now and if you hear from them again or from HC you can send them a copy of the Notice of Discontinuance to shut them up.

They'll know, or should know, that they can't issue a new claim without permission of the court which they're unlikely to get if it's the same or substantially the same as the original claim.

Plan B x

[Adinuff]

Re: Adinuff's UE Diary

Have you had any correspondence from HPH? When you say that CL finance didn't proceed, do you mean the claim was struck out, or they informed the court that they did not want to proceed?

Hi S&V,
They informed the court the weren't going to proceed.

Adinuff

[Adinuff]

Re: Adinuff's UE Diary

Unless I've misunderstood isn't this your (wife's) claim from September 2014?

Andrew (not Paul) did your Defence which was filed at court resulting in Mediation where you didn't agree to their settlement terms so Drydens Fairfax subsequently Discontinued the claim.

This thread here > http://forums.all-about-debt.co.uk/s...l=1#post436938

If so, do you have a copy of the Notice of Discontinuance? You can get it from the court if you haven't.

I wouldn't do anything for now and if you hear from them again or from HC you can send them a copy of the Notice of Discontinuance to shut them up.

They'll know, or should know, that they can't issue a new claim without permission of the court which they're unlikely to get if it's the same or substantially the same as the original claim.

Plan B x

Hi Plan B,
Yes your totally correct it's my wife's claim and Andrew filed my defence. I haven't recieved a Notice of Dicontiunace from the court and I think I should get one. Can you guide me on the process and which forms I require. I rang the court to be informed that Drysden Fairfax had discontinued there claim. Since they assigned the debt to someone else I didn't want to chance and leave it without guidance from yourselves.

Thanks

Adinuff

[Adinuff]

Re: Adinuff's UE Diary

HFC CC (mine)CCJ and charging order

Balance Approx £8453

Default Date - Approx 2006

Default Amount - £10000

DMP (Payplan) - £18.27

Sold - weightmans Solictors

05/01/13 SAR and CCA request sending tomorrow

07/03/13 - Reduced payment to £1

26/03/13 - Update..this account has CCJ and charging order against house. Kept payment the same £18.27 a month.

25/04/13 - received letter back from beneficial reference SAR request.Thank you for your recent letter in which you have requested information relating to the agreements you hold with us. we have assumed that your request for information is likely to be in relation PPI policies. We can confirm the account did not hold PPI charges. Returned £10 postal order :-)From the statement they have sent 2003-2006. There is nearly £1500 of charges they have put on

Hi Guys,
Need some advice on the charging order with this debt. I'm currently in the process of getting a F&F with this debt. I have been advised by creditor that they want full balance to be paid for them to lift the Full Charging Order on my property. Ive requested he title deeds and it says there is only an interim charging order on my property. I contacted the county court to get the Full Charging Order paperwork but they have come back and said its been destroyed as its over 6 years old. Some Questions I would like to know :

1. Can I get them to remove interim charging order because I haven't missed a payment in 10 years to creditor?
2. How long do they have from getting a Full Charging Order to registering it at Land Registry?
3. Can they apply for a Full Charging order on the property now its been over 8 years since they received it?

Thanks

Adinuff

[Pixie]

Re: Adinuff's UE Diary

Hi Adinuff, I have no knowledge of charging orders but I'll flag this up for you.

[PlanB]

Re: Adinuff's UE Diary

,
Need some advice on the charging order with this debt. I'm currently in the process of getting a F&F with this debt. I have been advised by creditor that they want full balance to be paid for them to lift the Full Charging Order on my property. Ive requested he title deeds and it says there is only an interim charging order on my property. I contacted the county court to get the Full Charging Order paperwork but they have come back and said its been destroyed as its over 6 years old. Some Questions I would like to know :

1. Can I get them to remove interim charging order because I haven't missed a payment in 10 years to creditor?
2. How long do they have from getting a Full Charging Order to registering it at Land Registry?
3. Can they apply for a Full Charging order on the property now its been over 8 years since they received it?

I've replied to your post three times tonight but each time they've got lost in the server issues.

I'll try again tomorrow

Plan B x

[Adinuff]

Re: Adinuff's UE Diary

I've replied to your post three times tonight but each time they've got lost in the server issues.

I'll try again tomorrow

Plan B x

Hi PlanB,
Just checking on your reply and haven't received nothing. Any update?

Thanks

Adinuff

[Never-In-Doubt]

Re: Adinuff's UE Diary

In answer to your question it stays till paid. End of. It won't go SB - it won't vanish - it needs paying. That's the ONLY way to get rid of it and because they already have the order, you'll struggle to sell unless you clear it first.

It was you who had limits to argue to charge - at the time. They aren't under any time restrictions.

[cymruambyth]

Re: Adinuff's UE Diary

It will have gone from your credit records because it is over 6 years old, but will still be on your house/ land registry deeds.