Adinuff's UE Diary

[PlanB]

Re: Adinuff's UE Diary

Adinuff's new claim thread is here > http://forums.all-about-debt.co.uk/s...l=1#post539478

Plan B x

[PlanB]

Re: Adinuff's UE Diary

Hi Gus and Lasses,
Just to confirm the CPR31.14 request is addressed to Kearns ( in template letter address) and sent to Kearns? Not addressed in template to Link and sent to Kearns Solicitors? If you understand me

Adinuff

The CPR 31.14 request letter goes direct to Kearns Solicitors. You or our solicitor will be dealing with them direct from now on.

The letter asks you to insert the date the Defence is due to be filed so that will be 33 days from the issue date on the Claim Form.

Everything else from now on will be dealt with on your new thread exclusively for this claim here > http://forums.all-about-debt.co.uk/s...l=1#post539482

Try to remain calm and relaxed. You've previously had one claim discontinued so let that be your target with this one.

Plan B x

[Adinuff]

Re: Adinuff's UE Diary

How very silly of them when this is an MBNA credit agreement.

Can you email me a copy of the claim form (N1) just the front page with nothing blanked out using planb@all-about-debt.co.uk with a copy to Niddy using webmaster@all-about-debt.co.uk.

Can you also email a copy of the CCA in one PDF and separately a copy of any Default Notice and/or Notice of Assignment you may have received. Please will you add a telephone contact number to your email.

What is the date on the claim form please?

You need to send the solicitor Kearnes a CPR 31.14 request --> CLICK TO DOWNLOAD TEMPLATE

You've already recently sent a SAR to MBNA and you've previously sent a CCA request so don't do that again.

Finally, can you start a new claim thread in this section >
http://forums.all-about-debt.co.uk/s...l=1#post461134

Plan B x

Hi Gus and Lasses,
Just to confirm the CPR31.14 request is addressed to Kearns ( in template letter address) and sent to Kearns? Not addressed in template to Link and sent to Kearns Solicitors? If you understand me

Adinuff

[Never-In-Doubt]

Re: Adinuff's UE Diary

Hi Guys,
True to there word they have issued me with court claim form. Need some guidance asap.
Adinuff

You'll be fine - this should be quick and pain free - do as planB asks above and we'll then get Jo on the case for you......

And breathe - don't worry....

[PlanB]

Re: Adinuff's UE Diary

they have issued me with court claim form. Need some guidance asap.

How very silly of them when this is an MBNA credit agreement.

Can you email me a copy of the claim form (N1) just the front page with nothing blanked out using planb@all-about-debt.co.uk with a copy to Niddy using webmaster@all-about-debt.co.uk.

Can you also email a copy of the CCA in one PDF and separately a copy of any Default Notice and/or Notice of Assignment you may have received. Please will you add a telephone contact number to your email.

What is the date on the claim form please?

You need to send the solicitor Kearnes a CPR 31.14 request --> CLICK TO DOWNLOAD TEMPLATE

You've already recently sent a SAR to MBNA and you've previously sent a CCA request so don't do that again.

Finally, can you start a new claim thread in this section >
http://forums.all-about-debt.co.uk/s...l=1#post461134

Plan B x

[Adinuff]

Re: Adinuff's UE Diary

Also received letter from MBNA saying they are dealing with my SAR request.

[Adinuff]

Re: Adinuff's UE Diary

MBNA CC (mine) CCJ

Balance Approx - £9440

Default Date - Approx 2006

Default Amount - £11300

DMP (Payplan) - £27.39 monthly Stopped Paying

Sold to Link Financial

21/01/13 SAR and CCA request to Link (CCJ supersedes CCA..i know :-( )

24/01/13 recieved SAR back from Link

09/03/13 Ignore post dated 21/03/13 CCJ and CO not on this account. In the process drafting a CCA and SAR request.

29/4/13 - CCA reminder letter

19/6/13 - Letter received from MBNA. Thanks for your letter dated 29/4/13 regarding account. In response to your letter, we an confirm that information we are required to provide in accordance with section 78 of CCA Act 1974 has been forwarded to Link Financial, who purchased the account on 25 March 2013. Any further queries please contact them. Gonna ignore.

17/06/13 - Letter from MBNA. Thank you for your letter dated 29/04/13. In response to your letter we can confirm that the information we are required to provide in accordance with section 78 off CCA has been forwarded to Link Financial, who purchased the account 25/03/13.

12/08/13 - Statement of account received from link. They seem to have receiving payments of £1.41 from someone (not me for sure )

26/02/14 - Letter from Link Financial. This letter is final notification that any agreement you had with Link financial to repay your debt has been cancelled for non payment. Please call us to discuss matter. Gonna Ignore.

29/09/15 - Letter from Link Financial. Despite our efforts to collect this sum through communication and negotiation the balance remains unpaid. We will pass this onto Messrs Kearns Solictors. Going to send account in dispute letter.

20/10/15 - Letter from Link Kearns Solicitors stating we have 14 days to pay remaining balance. Sending account sold in dispute letter

22/10/15 - Letter from Link Financial . Link have sent a CCA. Will post to Niddy for analysis.

26/10/15 - The man from Del Monte he say No !! its UE

09/10/15 - Letter from Kearns Solicitors. We have complied with your S78 request on 22Oct 2015 removing any bar upon enforceability imposed by your S78 request. There is an absence of any material dispute in respect of what has, historically , always been an admitted debt, to which instalments have been paid via a DMP. Accordingly, our instructions therefore are to raise proceedings for enforcement of the agreement seeking repayments of the due of the outstanding amount together with interest and costs on or after 24 Nov 15 in default of satisfactory proposals for discharge of the outstanding balance.

27/11/15 - Court Claim forms received from County Court Business Centre. Claimant Link Financial. Kearns Solicitors representing.

Hi Guys,
True to there word they have issued me with court claim form. Need some guidance asap.
Adinuff

[PlanB]

Re: Adinuff's UE Diary

Ok Guys

. . . and gals

I've had a word with 'back office' and you're doing things right. Getting the SAR sent will keep you one step ahead of the creditor if they do decide to issue proceedings.

I've got your email about your previous SAR in 2013. That one was sent to Link, whereas this SAR will be going to MBNA.

Plan B x

[Adinuff]

Re: Adinuff's UE Diary

So I'd send a SAR to the OC if convenient to do so.....

Hi Nids,
All done and sent. Sent you an email also please check.

Thanks

Adinuff

[Never-In-Doubt]

Re: Adinuff's UE Diary

So I'd send a SAR to the OC if convenient to do so.....

[Adinuff]

Re: Adinuff's UE Diary

Ok Guys

[PlanB]

Re: Adinuff's UE Diary

See what planB says....

Ditto

Plan B x

[Never-In-Doubt]

Re: Adinuff's UE Diary

They state they are going to issue proceedings so let them - we'll help you defend the claim.

Right now that's what they're doing so replying at this stage is futile - I would probably get a SAR request sent to the OC in anticipation; you've got CCA so all you'll need is CPR31 upon the claim being received.

See what planB says....

[Adinuff]

Re: Adinuff's UE Diary

Copy to me too please planB@all-about-debt.co.uk

Plan B x

Hi Plan B,
Did you get The email?
Adinuff

[PlanB]

Re: Adinuff's UE Diary

I sent Niddy there CCA and he said its unenforceable. I asked if i should send a response and he said no. I will post to Niddy. Ive had a default notice but no record of it. I will email over now

Copy to me too please planB@all-about-debt.co.uk

Plan B x