Tastyjane's UE diary

[mgfboy]

Re: Tastyjane's UE diary

i had the letter from Marlin and the letter from BC in the same envelope.

I just want to nip it in the bud before they start ringing!!!

[ken100464]

Re: Tastyjane's UE diary

Something seems to have spooked them. Apex seems to be dragging long dormant accounts out of the woodwork aswell.

Last chance for DCA's to get paperwork before Canada Square say they dont have anything anymore?

[tastyjane]

Re: Tastyjane's UE diary

Thank you everyone, so much easier to cope with when you don't feel alone

I am quite excited now about my eu journey, just need to sort out lowell's and I will be over the moon. George's party all sorted and I wish I could send you all a plate full of scrummy party food to say thanks

Jane x

[SaltnVinegar]

Re: Tastyjane's UE diary

Something seems to have spooked them. Apex seems to be dragging long dormant accounts out of the woodwork aswell.

Last chance for DCA's to get paperwork before Canada Square say they dont have anything anymore?

Its usual for this time of the year. DCA's and Creditors are usually going through the books to see what accounts they can stir up before the end of the financial year.

They then decide to keep them (as they can get someone to pay up), sell them, or write them off.

Its likely they are doing this here, and you may get a new DCA contacting you about the accounts soon.

Best
SnV

[ken100464]

Re: Tastyjane's UE diary

Enjoy the party Jane. Thats what counts.

[tastyjane]

Re: Tastyjane's UE diary

• Capital One Credit Card
  
• Date commenced - I think 2005
  
• Approx balance - £4860.46 (although DCA claiming £4835.46)
  
  
• Date last paid - October 2008
  
• Not Paying
  
  
• Status - about to be served a Statutory Demand
• CCA applied for today - 31.01.13
  
  
• Account owner - Lowell Portfolio I

05.01.13 - SD served dated 15th January - emailed over to Niddy

Help! Paul has now reviewed the paperwork I was able to send him and there does not seem an argument to set aside.

I need to deal with this now as soon as possible and will have to negotiate with them to set up a payment plan - I am assuming (and I have asked Paul the question) that I need to do this by letter - I did send my CCA request to them on 31st received by them on 1st Feb and have not as yet heard anything back but the 18 days is ticking.

By setting up a repayment plan I will be acknowledging the debt obviously and I wonder what effect this would have on UE?

I am at a loss at how to negotitate with them so if anyone would help me put together a letter I would be forever grateful...

This is a repeat of my post in the legal section - I am once again in a blind panic....

Jane x

[Undercover Elsa]

Re: Tastyjane's UE diary

Hi honey,
Wait and see what Niddy says about the UE aspect.

In the meantime, if you go to the Nedcab site here:

North East Derbyshire Citizens Advice Bureau

and save and print off a couple of Common Financial statements, as it will help if you send one to back up your offer.
Once we've had Niddy's input I'll happily help you with the letter once you do that and figure out from that how much you can realistically afford. if you need help completing the Nedcab form just shout. I'm on and off today and I'll have all day tomorrow (from 6am!) to help if necessary.

Elsa x

[Never-In-Doubt]

Re: Tastyjane's UE diary

Don't worry about acknowledging it. Likewise forget CCA (s.78) as they don't need to comply (Rankine).

I've posted on the other thread but basically you need to complete the CFS and let Elsa have a look and see what can be done regards making a monthly offer.

[Never-In-Doubt]

Re: Tastyjane's UE diary

This explains the Rankine (Amex) reasons --> allaboutFORUMS

[tastyjane]

Re: Tastyjane's UE diary

Thanks for this Niddy; Elsa I have sent you an email but I am unsure how to attach documents - if anyone can help....

Jane x

[Undercover Elsa]

Re: Tastyjane's UE diary

I'm on my iPad so I'll go check my emails on the PC and mail you back x

[Scrappy Coco]

Re: Tastyjane's UE diary

Evening all,

I got the same letter today as well. Forwarded from previous address as hadn't even thought about telling them I'd moved as not heard from them for 2yrs

I will await and see what happens like everyone else.

Only a small amount so if they do get heavy I'll try and do a deal with them.

Good luck everyone

Thanks as always

Scrappy Coco

[tastyjane]

Re: Tastyjane's EU diary

Lloyds TSB Credit Card

Date commenced - 1985 - 01.08.85
Approx balance - £10619.54

Date last paid - they say 15/04/09 I believe it was Nov 2008
Not Paying

Status - Not sure although TSB issued me a default Notice which was not dated back in December 2008

Account owner - Not sure, again I had a tendency to throw away letters

Checked the commencement date of this card - 1st August 1985..... Had been reading up about agreements prior to May 1985 so good news

[Chalkitup]

Re: Tastyjane's UE diary

Hello All,

Today received the letter from Marlin and the letter from BC in the same envelope like others.

Old Egg account!!!

I thought things had gone a little too quiet!

Oh Well ..... sit back and wait for the fun to commence.

[ScabHunter]

Re: Tastyjane's UE diary

Hello All,

Today received the letter from Marlin and the letter from BC in the same envelope like others.

Old Egg account!!!

I thought things had gone a little too quiet!

Oh Well ..... sit back and wait for the fun to commence.

Ah! Another name I remember from the old Coherent Advice Gone days.

Have you got your own thread? If not, get one started because you will need to respond appropriately to fend of these extremely vile scum who emanate from the bowels of Hell. It won't be pleasant, but it needs to be done.

If you start your own thread, you can give us more background information so we can know better how to plan the campaign.

SH