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  • #316
    Re: Tastyjane's UE diary

    Originally posted by PriorityOne View Post
    In other words..... they will probably sell it on or get some other company to threaten you. Not worth worrying about Jane - you would more than this if it was going to court. I'd be inclined to carry on ignoring for now....
    13.02.15 I have received a letter from Cabot Financial introducing Robinson Way for a Barclay Card debt that went SB at the end of January 2015 - this is the one I have never requested a copy of my credit agreement, they marked it gone away for a long time and then the last couple of months I've had a couple of letters. They also enclosed a letter from Robinson Way saying they are authorised to negotiate repayment on the outstanding balance and if I do not pay or contact them it may mean further letters and calls and my ability to obtain further credit will be effected.

    OK I am sure this is now SB, albeit by a couple of weeks - I haven't ever requested my credit agreement - even though its SB should I now request a copy? Or am I best just to ignore? How court happy are Robinson Way? Just slightly worried as its only just SB. The default is still showing as they didn't default for ages after I stopped paying.....

    Any advice gratefully received - trust this to arrive just before I am about to go away for a few days

    Jane x

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    • #317
      Re: Tastyjane's UE diary

      I would just ignore it for now Jane, RW are useless pussies, so if they get heavy we can pop off the SB letter but for the moment they'll just keep churning out rubbish. Give it a couple of months for the SB to bed in nicely.

      Comment

      • #318
        Re: Tastyjane's UE diary

        Yep.... Robbers Way are at the bottom of the food chain. Just ignore..... xx
        Remember the mantra:
        NEVER communicate by 'phone.
        Send EVERYTHING by Recorded/Special Delivery
        Keep a copy of EVERYTHING sent
        Keep hold of EVERYTHING received
        PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #319
          Re: Tastyjane's UE diary

          one of my accounts was passed to RW twice, if I ignored them the 1st time why did they think I would contact them the 2nd?
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #320
            Re: Tastyjane's UE diary

            I've had RW on a few of my accounts but they're pretty toothless. I'd ignore them for now...go and enjoy your break!
            Let your smile change the world but don't let the world change your smile

            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #321
              Re: Tastyjane's UE diary

              Originally posted by MrsD View Post
              RW are useless pussies
              When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #322
                Re: Tastyjane's UE diary

                Rob Way took OH to court; he desperately tried to settle (well I did on his behalf) because he didn't know enough to go to court! I was able to speak on his behalf against a little girl and won. Luckily the DJ knew some law and read all the references that I took.
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                • #323
                  Re: Tastyjane's UE diary

                  Well I can finally say all my credit cards have hit SB! The last one was end of May 😀 that means that the whole of my circa £52000 debt should now be unenforceable I believe. What should I do if they continue to get in touch? Should I ignore or respond with a SB letter?

                  Jane x

                  Comment

                  • #324
                    Re: Tastyjane's UE diary

                    Hey Jane!

                    Congratulations, that's brilliant!!!!

                    Obviously the longer it goes on the better so deal with each separately as when and if they write to you.
                    Let us know whatever they send..

                    Hope you're OK?

                    Elsa x

                    Comment

                    • #325
                      Re: Tastyjane's UE diary

                      Great news Jane xxx
                      if you do it today and you like it you can always do it again tomorrow

                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #326
                        Re: Tastyjane's UE diary

                        Originally posted by tastyjane View Post
                        Well I can finally say all my credit cards have hit SB! The last one was end of May  that means that the whole of my circa £52000 debt should now be unenforceable I believe. What should I do if they continue to get in touch? Should I ignore or respond with a SB letter?
                        Great news Jane!



                        Congratulations for seeing things through to the end - what a great success story.
                        "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                        The consumer is that sleeping giant.!!


                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #327
                          Re: Tastyjane's UE diary

                          great news Jane xxx
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #328
                            Re: Tastyjane's UE diary

                            Well done Jane
                            Let your smile change the world but don't let the world change your smile

                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #329
                              Re: Tastyjane's UE diary

                              fabulous achievement Jane well done for holding your nerve!

                              Comment

                              • #330
                                Re: Tastyjane's UE diary

                                Happy days. Nice result Jane. Well deserved.

                                Thanks as always

                                Scrappy Coco
                                "I just want to make people silky-smooth!"


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