Spud's UE Diary

[Never-In-Doubt]

Re: Spud's UE Diary

I strongly suggest you email Paul the agreement & LBA mate. See what he says.

I'll PM you details

[Spud]

Re: Spud's UE Diary

I'll ask Paul to pop in. See what he says but you might need to mail him the agreement

That is appreciated, Thankyou Niddy

[Spud]

Re: Spud's UE Diary

If this goes to litigation, Then Subject to funds ( Read skint .....but will be able to find some cash if I absolutely needed it) I would have no hesitation in looking for representation through Paul ect

However, He's a busy man and I dont want to bother him unnecessarily.

If you think this could be fairly credible....Then I will certainly contact him. I do appreciate that the sum involved will make it "Worth a try" for them and I realise that somewhere down the line court action is likely

Either way, A well concidered response letter is what is required next. Before I construct that letter so that is it has maximum effect - I may need you to look over the CCA so I can hammer the points home

If you think at this stage that Paul my be a better bet, I will bow to your experience and knowledge

[Never-In-Doubt]

Re: Spud's UE Diary

I'll ask Paul to pop in. See what he says but you might need to mail him the agreement

[Never-In-Doubt]

Re: Spud's UE Diary

Niddy, I may need you to look over the CCA reply one more time with this one.

Other accounts I am more confident with but this one has a few issues " Beyond my Experience" as it were

See how we I guess

Want me to refer you to Paul from here on in matey?

As they've issued an LBA I suggest you get it looked at properly and consider a formal reply from a solicitor. Up to you. No harm in my referring you to Paul for a chat as how best to proceed...?

[Spud]

Re: Spud's UE Diary

Niddy, I may need you to look over the CCA reply one more time with this one.

Other accounts I am more confident with but this one has a few issues " Beyond my Experience" as it were

See how we go I guess

[Never-In-Doubt]

Re: Spud's UE Diary

There's a post by Paul as to how to respond.

Am sure someone will link to it here for you. I'll ask mods - one will know where it is

It was an example reply to a letter before action (LBA)....

Bear with us. Sit tight till we get you linked to the proper reply. You need to respond properly buddy

[Spud]

Re: Spud's UE Diary

Up to you matey. Your call but I'd respond - it covers you in case they DO take action cos it shows a judge you do respond to them etc.

You are, As always... right

It could well be genuine this time and to ignore it would not show me in the best light should they claim

I will pen something tonight and get it sent off tomorrow

[Never-In-Doubt]

Re: Spud's UE Diary

Thanks Niddy

I'm not overly concerned about this letter as I have had prettymuch the same letters before from Blair Oliver and Scott and they have never come to anything.

I ingored them then and I will ignore this one now....See what comes next

I think this is just another tactic to make me contact them - Appreciate the help

Up to you matey. Your call but I'd respond - it covers you in case they DO take action cos it shows a judge you do respond to them etc.

[Spud]

Re: Spud's UE Diary

If they DO issue a claim email me the same day and don't stress

I promise....No Stress

[Never-In-Doubt]

Re: Spud's UE Diary

As a result of the edited post - regards Halifax, follow Paul advice on responding matey.

--> Letters of Claim - allaboutFORUMS

Also see this --> Civil Litigation- a guide for those who are being sued. - allaboutFORUMS

If they DO issue a claim email me the same day and don't stress

[Spud]

Re: Spud's UE Diary

As a result of the edited post - regards Halifax, follow Paul advice on responding matey.

--> Letters of Claim - allaboutFORUMS

Fair point, I can see where you are coming from...Will do

Its not going to hurt is it........

[Spud]

Re: Spud's UE Diary

Thanks Niddy

I'm not overly concerned about this letter as I have had prettymuch the same letters before from Blair Oliver and Scott and they have never come to anything.

I ingored them then and I will ignore this one now....See what comes next

I think this is just another tactic to make me contact them - Appreciate the help

[Never-In-Doubt]

Re: Spud's UE Diary

As a result of the edited post - regards Halifax, follow Paul advice on responding matey.

--> Letters of Claim - allaboutFORUMS

[Never-In-Doubt]

Re: Spud's UE Diary

Amex Brachers - ignore mate
Try-it-on Natwest - send threat of litigation
Tesco - ignore for now
Halifax (£112) - ignore - Blair Oliver Scott (BOS) is internal to ermm hBOS!