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Conquistador's UE Diary 2010

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  • #61
    Re: Conquistador's UE Diary 2010

    Originally posted by Never-In-Doubt View Post
    Send them this --> Harassment Threat of Doorstep-Visit - allaboutDEBT UK
    Great, thank you. I don't know who the firm is, so I have no address to send it to, but If I get any more correspondence from them I'll be sure to send it asap.
    Money makes money, makes money, makes money...

    Comment

    • #62
      Re: Conquistador's UE Diary 2010

      Received this today, any suggestions regards my next move?
      Attached Files
      Money makes money, makes money, makes money...

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      • #63
        Re: Conquistador's UE Diary 2010

        I personally would totally ignore this letter. If: and this is a BIG if: they do turn up. Politely ask them to go away, then shut the door.

        Comment

        • #64
          Re: Conquistador's UE Diary 2010

          Originally posted by Enforcer View Post
          I personally would totally ignore this letter. If: and this is a BIG if: they do turn up. Politely ask them to go away, then shut the door.
          Agreed
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • #65
            Re: Conquistador's UE Diary 2010

            Just a quick update to say that Lloyds Bank have written to me to explain they have (finally) sold the unenforceable debt to 1st Credit Ltd, which would explain a phone call last week from someone claiming to work for a telecom firm, and (unsuccessfully) trying to clarify if I was 'Alan'. From what I can tell, my only default notice on my credit file is that from Lloyds Bank, and I'm estimating it ends around 2016. When that happens, do I have to pay to have it removed or is it automatically erased?

            NB I used Noddle for access to my credit file, which is a free site and seems pretty good...
            Money makes money, makes money, makes money...

            Comment

            • #66
              Re: Conquistador's UE Diary 2010

              Defaults drop off your credit file after six years...you shouldn't need to pay to have them removed.
              Let your smile change the world but don't let the world change your smile

              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #67
                Re: Conquistador's UE Diary 2010

                Originally posted by Pixie View Post
                Defaults drop off your credit file after six years...you shouldn't need to pay to have them removed.
                Excellent news, thank you.
                Money makes money, makes money, makes money...

                Comment

                • #68
                  Re: Conquistador's UE Diary 2010

                  Originally posted by Conquistador View Post
                  Just a quick update to say that Lloyds Bank have written to me to explain they have (finally) sold the unenforceable debt to 1st Credit Ltd, which would explain a phone call last week from someone claiming to work for a telecom firm, and (unsuccessfully) trying to clarify if I was 'Alan'. From what I can tell, my only default notice on my credit file is that from Lloyds Bank, and I'm estimating it ends around 2016. When that happens, do I have to pay to have it removed or is it automatically erased?

                  NB I used Noddle for access to my credit file, which is a free site and seems pretty good...
                  I wouldn't be accessing your credit file all the time, you might as well raise a big flag with a big finger pointing at your head, better under the radar, no point in telling everyone where you are

                  Comment

                  • #69
                    Re: Conquistador's UE Diary 2010

                    Originally posted by MrsD View Post
                    I wouldn't be accessing your credit file all the time, you might as well raise a big flag with a big finger pointing at your head, better under the radar, no point in telling everyone where you are
                    I've looked at mine once in 5 years....Then got a flurry of unwanted letters.
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #70
                      Re: Conquistador's UE Diary 2010

                      I wasn't sure where to post this so I thought I would put it here...

                      My wife recently received a letter from HSBC regards victims of the PIP scheme the banks have been instructed to resolve. It asks if she would like to claim/apply for a review of her case, which would be treated as a complaint. Obviously the loan was basically unenforceable, so would it prove unwise to seek some form of financial remedy for the PIP? My gut instinct says leave it well alone but I thought I would just put it out for opinion...'Merry Christmas' everyone by the way.
                      Money makes money, makes money, makes money...

                      Comment

                      • #71
                        Re: Conquistador's UE Diary 2010

                        Sorry you haven't had an answer yet.
                        I am unable to help as I have no idea how to advise you, but on saying that it may be an idea to think of the following;
                        how much was owed on the UE account and if you claimed anything back would it cover the amount owed, If not I think I would let sleeping dogs lie.
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • #72
                          Re: Conquistador's UE Diary 2010

                          I'd be ignoring it unless it's well SB

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                          • #73
                            Re: Conquistador's UE Diary 2010

                            Originally posted by nightwatch View Post
                            Sorry you haven't had an answer yet.
                            I am unable to help as I have no idea how to advise you, but on saying that it may be an idea to think of the following;
                            how much was owed on the UE account and if you claimed anything back would it cover the amount owed, If not I think I would let sleeping dogs lie.
                            You comment about 'sleeping dogs' has weight so unless I'm absolutely convinced it would benefit pursuing, I think i will give this a wide berth, thank you for your reply...
                            Money makes money, makes money, makes money...

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                            • #74
                              Re: Conquistador's UE Diary 2010

                              Hi there

                              All quiet on the western front? Any news?

                              Best
                              SnV
                              "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                              The consumer is that sleeping giant.!!


                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

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