Snudgerchops UE Diary.

[snudgerchops]

Re: Snudgerchops UE Diary.

The new legislation won't affect these cases as Paul will hopefully stop them getting a CCJ to begin with.

The new legislation only affects CCJ's applied for after 1st Oct, but that is not likely to happen with all CCJ applications, if it does then we'll get onto Which! and see if they'll back a super-complaint for reversal/review of system process.

If they haven't got the clout, then dunno who has!

Despite the fact that I'm a man I don't mind admitting that I love you!!!

[snudgerchops]

Re: Snudgerchops UE Diary.

I would respond, MBNA have issued 4 users here claims over the last few days so lets not give them reason to be bigger

I would send this off (to AK) ---> Our Templates | Unenforceability Templates | Final Response - Unenforceability (CCA Received)

Sorry - just one more question, I never actually requested a copy of the CCA from this mob - they just took over the account, they sent a copy themselves without any request,

Way back in March I requested it from Experto Credite, the new template asks me to insert the date of my original letter requesting the CCA, so should I insert the date of the letter sent to Experto in March? Hope this makes sense.

Snudgerchops

[Never-In-Doubt]

Re: Snudgerchops UE Diary.

Sorry - just one more question, I never actually requested a copy of the CCA from this mob - they just took over the account, they sent a copy themselves without any request,

Way back in March I requested it from Experto Credite, the new template asks me to insert the date of my original letter requesting the CCA, so should I insert the date of the letter sent to Experto in March? Hope this makes sense.

Snudgerchops

Ok, that is correct. You only need to do one CCA request and the fact you did it with the last DCA means you would use that date, yes.

[snudgerchops]

Re: Snudgerchops UE Diary.

Ok, that is correct. You only need to do one CCA request and the fact you did it with the last DCA means you would use that date, yes.

Received letter from Aktiv (Diary updated).

As folllows:

Refer to your request. Will endeavour to obtain documents within prescribed timescales - we have to try and obtain from original creditor so may be unable to do so.

Account is on hold, removed from collection process.

Minor result I think - Thanks Niddy and all.

[snudgerchops]

Re: Snudgerchops UE Diary.

EGG LOAN/ARROW GLOBAL


Balance: £7500
Default Date: 08/2009
Account Opened: 04/2006

CCA request sent by recorded delivery to Arrow Global. 03/03/2012.
Letter of response with Postal order returned. Dated, 15/03/2012.
Niddy advised to send this 16/03/2012. http://www.all-about-debt.co.uk/temp...lity/s2-t5.php
Following sent by recorded delivery 19/03/2012. http://www.all-about-debt.co.uk/temp...lity/s2-t5.php
04/042012. Received letter in response to above.
17/04/2012. Telephone call from RMA Resolve. Ignored.
23/04/12. Letter from RMA Resolve. Received 10 days after the date on their letter.
24/04/2012. 2nd letter from RMA Resolve. Received 7 days after the date on their letter.

Hi All,

Received letter today from Solicitors in relation to the above. The basics below:

Our Client - Britannica Recoveries:

We are solicitors, have been instructed by Arrow Global on behalf of Britannica.

We have been asked to contact you and agree how the sum will be repaid.

Please contact us on 1893183713719731

Our client has informed us that, in return for a lump sum payment in the short term, it may be prepared to accept less than the sum set out above in settlement.

Any idea what if anything I should sent in return?

Thanks as always

Snudgerchops

[Pixie]

Re: Snudgerchops UE Diary.

I don't think you need to reply to this, though someone may well say something different

Obviously you're not going to phone them

Did Niddy say this was UE because they responded with an online agreement when you applied by phone?

[snudgerchops]

Re: Snudgerchops UE Diary.

I don't think you need to reply to this, though someone may well say something different

Obviously you're not going to phone them

Did Niddy say this was UE because they responded with an online agreement when you applied by phone?

Hi Pixie,

Yes Niddy did say that - What a good memory you have

[Deepie]

Re: Snudgerchops UE Diary.

Hi All,

Received letter today from Solicitors in relation to the above. The basics below:

Our Client - Britannica Recoveries:

We are solicitors, have been instructed by Arrow Global on behalf of Britannica.

We have been asked to contact you and agree how the sum will be repaid.

Please contact us on 1893183713719731

Our client has informed us that, in return for a lump sum payment in the short term, it may be prepared to accept less than the sum set out above in settlement.

Any idea what if anything I should sent in return?

Thanks as always

Snudgerchops

Might be an idea to send this-----> Account Sold whilst in Dispute

[Pixie]

Re: Snudgerchops UE Diary.

Hi Pixie,

Yes Niddy did say that - What a good memory you have

No I haven't...I had to go back and look at the posts on 16/3/12...Might be an idea to update the first post to show that Niddy says it's UE.

Might be an idea to send this-----> Account Sold whilst in Dispute

I obviously hadn't read it properly...thought it said Britannica solicitors acting for Arrow Global

[snudgerchops]

Re: Snudgerchops UE Diary.

No I haven't...I had to go back and look at the posts on 16/3/12...Might be an idea to update the first post to show that Niddy says it's UE.



I obviously hadn't read it properly...thought it said Britannica solicitors acting for Arrow Global

Will do

[snudgerchops]

Re: Snudgerchops UE Diary.

Might be an idea to send this-----> Account Sold whilst in Dispute

Thanks for the advice.

Letter sent and diary updated.

Thanks as always.

Snudgerchops

[snudgerchops]

Re: Snudgerchops UE Diary.

Hi All,

Long time no post - been quiet since December until today that is, received the following.

Clark & Wells

Formal Demand

Dear XXX

Been instructed by Aktiv to recover overdue debt.

Clients have informed us they are unaware of any legitimate reason for non-payment, they would prefer amicable settlement but will not hesitate to COMMENCE LEGAL PROCEEDINGS if necessary.

Call us to make payment.

Was wondering whether to send "account sold in dispute" and "Threat of legal proceedings"?

Any advice greatly appreciated.

Thanks as always.

Snudgerchops.

Diary updated under MBNA.

[Deepie]

Re: Snudgerchops UE Diary.

I would send account sold in dispute if it were me......

[vint1954]

Re: Snudgerchops UE Diary.

Indeed, I2D is correct.

But don't you just feel sometimes like saying, stop pissing around, bring it on. My defence is ready to file as soon issue a claim. My costs are also prepared. Not a good idea obviously.

[snudgerchops]

Re: Snudgerchops UE Diary.

I would send account sold in dispute if it were me......

Thanks,

Will post first thing on Monday.