Snudgerchops UE Diary.

[MrsD]

Re: Snudgerchops UE Diary.

Ok since it's UE and has been sold in the meantime, I'd be sending a sold in dispute

Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

don't bother with the one liner, as a rough rule if someone new appears on the scene, this is what I would send.

[snudgerchops]

Re: Snudgerchops UE Diary.

Ok since it's UE and has been sold in the meantime, I'd be sending a sold in dispute

Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

don't bother with the one liner, as a rough rule if someone new appears on the scene, this is what I would send.

Brilliant - Thanks very much. Postman is going to be busy!!!

[MrsD]

Re: Snudgerchops UE Diary.

that's what he's there for...............

[Undercover Elsa]

Re: Snudgerchops UE Diary.

Hi Snudgerchops,
Re your Doorstep letter for Scotland, I've edited the standard template and Niddy's OK'd it, so here you go:

Dear Sirs
Account No/Reference No: XXXXXXXX
Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me over the past few weeks and these have been duly logged by time and date. Should it be your intention to arrange a doorstep visit, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make such an appointment with you.

Any attempt to visit will be pointless, as no discussion will take place and you will merely be asked to leave, which under Common Law you must do immediately upon request.

For your reference I also draw your attention to the Land Reform (Scotland) Act, 2003, specifically chapter section 6 (1)(b)(iv) which States:-
6 Land over which access rights not exercisable
(1) The land in respect of which access rights are not exercisable is land—
(which)
(iv) comprises, in relation to a house or any of the places mentioned in paragraph (a)(ii) above, sufficient adjacent land to enable persons living there to have reasonable measures of privacy in that house or place and to ensure that their enjoyment of that house or place is not unreasonably disturbed;

I trust I make my position clear and that you will communicate in writing only as per my reasonable request.

Yours faithfully,

SIGN DIGITALLY

Elsa x

[Never-In-Doubt]

Re: Snudgerchops UE Diary.

Great template. Thanks Elsa

[Undercover Elsa]

Re: Snudgerchops UE Diary.

Thanks Niddy!

[snudgerchops]

Re: Snudgerchops UE Diary.

Hi Snudgerchops,
Re your Doorstep letter for Scotland, I've edited the standard template and Niddy's OK'd it, so here you go:



Elsa x

WOW - Elsa, Thanks so much. Fantastic.

[Undercover Elsa]

Re: Snudgerchops UE Diary.

No problem
Thanks to Vint too, who helped with the research. We came to the conclusion though that offering them a Glasgow Kiss might work better

[snudgerchops]

Re: Snudgerchops UE Diary.

No problem
Thanks to Vint too, who helped with the research. We came to the conclusion though that offering them a Glasgow Kiss might work better

Thanks to you too then VINT.

I would be happy to try the Glasgow (Glesga) Kiss and report back if you like?

[vint1954]

Re: Snudgerchops UE Diary.

All down to Elsa Snudgerchops. My input was minor.

[MrsD]

Re: Snudgerchops UE Diary.

personally the glesga royal "piss off" wave usually works for me.........................

[Undercover Elsa]

Re: Snudgerchops UE Diary.

[snudgerchops]

Re: Snudgerchops UE Diary.

Hi All,


First victory for the new "Scottish Doorstep Visit" template.

Resolvecall replied with a one liner informing me that the account had been returned to Barclaycard - YIPEE

So thanks once again to all invloved and especially to Elsa for having worked so hard on it.

[snudgerchops]

Re: Snudgerchops UE Diary.

MBNA CREDIT CARD/EXPERTO CREDITE


Balance: £4300
Default Date: 12/2009
Account Opened: 02/2003

CCA request sent by recorded delivery to Experto Credite. 03/03/2012.
Letter from Experto Credite, dated 5th March 2012, received 7th March. They have requested the information from MBNA. Full details of the letter can be seen by clicking the link in my first post above.

26/04/12 - Letter received from 'Aktiv Kapital', dated 118/04/12. They have bought the debt from Experto.
27/04/12 - Sent in response to above. Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

Letter from Experto Credite: Supplied documentation as requested.
10/05/11 Emailed Niddy and he says
12/05/12 - SENT - Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms
18/05/12 - Experto Credite - Resolve this balance, statement of account also included.

20/06/12 - Experto Credite - Failed to resolve matter. Through credit reference agency we cab see improvement in financial circumstances. Account is registered at CRA where a record of the amount is shown at your address.

09/07/12 - Aktiv Kapital - Purchased outstanding balance with Varde. Contact us arrange payment.

27/07/12 - Settlement Offer - Not received any communication from you. Call us.

Hi All,

Long time no post, hope you are all well.

Received letter from Aktiv:

Please find enclosed a copy of the original Credit Agreement and Statements of the account. Please contact us within the nety 14 days to discuss the matter.

They have sent the same documents agreement which Experto sent me some months ago - Niddy advised that the documents were unenforcible (see above).

Should I now send the same template to Aktiv? I was also thinking about sending a harassment letter, do you think that would be a good idea?

Thanks as always for your help.

Snudgerchops

[vint1954]

Re: Snudgerchops UE Diary.

MBNA CREDIT CARD/EXPERTO CREDITE


Balance: £4300
Default Date: 12/2009
Account Opened: 02/2003

CCA request sent by recorded delivery to Experto Credite. 03/03/2012.
Letter from Experto Credite, dated 5th March 2012, received 7th March. They have requested the information from MBNA. Full details of the letter can be seen by clicking the link in my first post above.

26/04/12 - Letter received from 'Aktiv Kapital', dated 118/04/12. They have bought the debt from Experto.
27/04/12 - Sent in response to above. Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

Letter from Experto Credite: Supplied documentation as requested.
10/05/11 Emailed Niddy and he says
12/05/12 - SENT - Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms
18/05/12 - Experto Credite - Resolve this balance, statement of account also included.

20/06/12 - Experto Credite - Failed to resolve matter. Through credit reference agency we cab see improvement in financial circumstances. Account is registered at CRA where a record of the amount is shown at your address.

09/07/12 - Aktiv Kapital - Purchased outstanding balance with Varde. Contact us arrange payment.

27/07/12 - Settlement Offer - Not received any communication from you. Call us.

Hi All,

Long time no post, hope you are all well.

Received letter from Aktiv:

Please find enclosed a copy of the original Credit Agreement and Statements of the account. Please contact us within the nety 14 days to discuss the matter.

They have sent the same documents agreement which Experto sent me some months ago - Niddy advised that the documents were unenforcible (see above).

Should I now send the same template to Aktiv? I was also thinking about sending a harassment letter, do you think that would be a good idea?

Thanks as always for your help.

Snudgerchops

I would be inclined to send Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms to AK