Snudgerchops UE Diary.

[Deepie]

Re: Snudgerchops UE Diary.

Barclaycard CC


Balance: £8700
Default: Not Defaulted - AP marker on credit file.
Account Opened: 01/2004.

CCA request sent by recorded delivery. 03/03/2012.
Received response to CCA request. Letter dated 22nd March. (This date is outwith the 12+2).

Does it matter that the letter was dated the 22nd? As far as I can see this is one day longer??

Thoughts on the letter itself?

Details of letter below.

Dear XXXX

Account NumBer: XXX XXXX XXXXX

Reference: Section 78 of the Consumer Credit Act 1974.

We acknowledge receipt of your request for information under section 78 of the Consumer Credit Act 1974 dated 03/03/2012.

We are dealing with your request and will respond as soon as possible.



Thanks in adavance.

Just sit and wait....... for them to get back to you

[snudgerchops]

Re: Snudgerchops UE Diary.

Just sit and wait....... for them to get back to you

Thank's.

Is the fact that they replied late of any consequence?

[Deepie]

Re: Snudgerchops UE Diary.

Thank's.

Is the fact that they replied late of any consequence?

there in default until they do............

[snudgerchops]

Re: Snudgerchops UE Diary.

Recieved the following letter today from Arrow in response to this (advised by Niddy to send)
http://www.all-about-debt.co.uk/temp...lity/s2-t5.php

Dear Snudgerchops.

Arrow Global Receivables Management Limited is acting as agent for Britannica Recoveries S.a.r.l - Arrow.

In reference to your recent contact, we note you contend the copy agreement provided is unenforceable. We do not agree with your interpretation of the statute. We believe the agreement complies with the statute and we intend to pursue payment of the debt. You have remedy available to you by way of applying to the court for the appropriate decleration. In the absence of any such decleration and/or notice of application for the same, we will pursue the action previously advised, if any.

We have previously provided a copy of the credit agreement that would have been signed at the time of inception. We believe the agreement complies with the statute and we intend to pursue payment of the debt. We are not required to provide a copy of the signed agreement and would suggest that you consider the matter of Carey -v- HSBC and the judgment His Honour Judge Waksman makes therein.

Copy of complaints procedure attached.

Any Ideas?

Thanks in advance.

Snudgerchops

[Deepie]

Re: Snudgerchops UE Diary.

Recieved the following letter today from Arrow in response to this (advised by Niddy to send)
http://www.all-about-debt.co.uk/temp...lity/s2-t5.php

Dear Snudgerchops.

Arrow Global Receivables Management Limited is acting as agent for Britannica Recoveries S.a.r.l - Arrow.

In reference to your recent contact, we note you contend the copy agreement provided is unenforceable. We do not agree with your interpretation of the statute. We believe the agreement complies with the statute and we intend to pursue payment of the debt. You have remedy available to you by way of applying to the court for the appropriate decleration. In the absence of any such decleration and/or notice of application for the same, we will pursue the action previously advised, if any.

We have previously provided a copy of the credit agreement that would have been signed at the time of inception. We believe the agreement complies with the statute and we intend to pursue payment of the debt. We are not required to provide a copy of the signed agreement and would suggest that you consider the matter of Carey -v- HSBC and the judgment His Honour Judge Waksman makes therein.

Copy of complaints procedure attached.

Any Ideas?

Thanks in advance.

Snudgerchops

I Would just ignore for now see what they send next........

[snudgerchops]

Re: Snudgerchops UE Diary.

Barclaycard CC


Balance: £8700
Default: Not Defaulted - AP marker on credit file.
Account Opened: 01/2004.

CCA request sent by recorded delivery. 03/03/2012.
Received response to CCA request. Letter dated 22nd March. (This date is outwith the 12+2).

Received letter today 04/14/2012. Just the basics below.

Not received payment - We agreed to a reduced payment plan.

If you don't keep up the plan:

Arrangement will be cancelled.
Payment amount will go back to the monthly standard.
You will be charged the standard interest rate.
You may have to pay other charges if you don't make payments.

Contact us......

Any ideas or advice?

Thanks as always in advance.

[Deepie]

Re: Snudgerchops UE Diary.

Barclaycard CC


Balance: £8700
Default: Not Defaulted - AP marker on credit file.
Account Opened: 01/2004.

CCA request sent by recorded delivery. 03/03/2012.
Received response to CCA request. Letter dated 22nd March. (This date is outwith the 12+2).

Received letter today 04/14/2012. Just the basics below.

Not received payment - We agreed to a reduced payment plan.

If you don't keep up the plan:

Arrangement will be cancelled.
Payment amount will go back to the monthly standard.
You will be charged the standard interest rate.
You may have to pay other charges if you don't make payments.

Contact us......

Any ideas or advice?

Thanks as always in advance.

Just ignore ...they are in default of your CCA request

[snudgerchops]

Re: Snudgerchops UE Diary.

Just ignore ...they are in default of your CCA request

Thanks for the reply.

[snudgerchops]

Re: Snudgerchops UE Diary.

Hi ALL,

Really annoyed....got a telephone call at home today, it went onto answering machine. Such and such from RMA Resolve, please call us back reference number (*(&&(&(& etc etc.

Don't know how they got the number and don't know who the debt relates to as they only left a reference number asking me to call back.

Should I call them back? Can't have the phone ringing all night. And if I do call them back any advice on what I should say?

Thanks as always.

REALLY ANNOYED

SNUDGERCHOPS

[Deepie]

Re: Snudgerchops UE Diary.

Hi ALL,

Really annoyed....got a telephone call at home today, it went onto answering machine. Such and such from RMA Resolve, please call us back reference number (*(&&(&(& etc etc.

Don't know how they got the number and don't know who the debt relates to as they only left a reference number asking me to call back.

Should I call them back? Can't have the phone ringing all night. And if I do call them back any advice on what I should say?

Thanks as always.

REALLY ANNOYED

SNUDGERCHOPS

NOOOOOOOOOOO..... never speak to them on the phone

[MrsD]

Re: Snudgerchops UE Diary.

no don't call them back, they'll only harangue for money, send the telephone harassment letter to RMA, they are all bampots

[snudgerchops]

Re: Snudgerchops UE Diary.

no don't call them back, they'll only harangue for money, send the telephone harassment letter to RMA, they are all bampots

Thanks for the reply.

How do I know where to send it too though? Should I quote the reference number they left on the answering machine - assuming I can find out where to send it to?

Sorry for all the questions but I really am annoyed. I need to be able to answer the telephone as my Father is unwell and I don't want to miss the call etc etc.

Thanks again.

Snudgerchops

[Deepie]

Re: Snudgerchops UE Diary.

Thanks for the reply.

How do I know where to send it too though? Should I quote the reference number they left on the answering machine - assuming I can find out where to send it to?

Sorry for all the questions but I really am annoyed. I need to be able to answer the telephone as my Father is unwell and I don't want to miss the call etc etc.

Thanks again.

Snudgerchops

If you answer just say the person is not in..........

[snudgerchops]

Re: Snudgerchops UE Diary.

If you answer just say the person is not in..........

Thanks.

It never rains but it pours eh?

Thank goodness for this site!!

[Susie]

Re: Snudgerchops UE Diary.

You could always give RMA Resolve the http://forums.all-about-debt.co.uk/s...ead.php?t=3662 free phone number for DCA's that niddy provides