Lovemoney UE Diary

[Never-In-Doubt]

Re: Lovemoney UE Diary

As there are so many agreements to go through I will do one big reply here and leave you to then add the bits to your post relative to that account......

Co-Op =

Egg =

Lloyds TSB = You only sent one page, where is the CCA?

MBNA/Arrow =

MBNA/Link =

Sky/Barclaycard/Capquest = Its only statements where is the CCA?

Goldfish =

MBNA/#67 =

Ok, all the UE ones have something missing from the PT's so if you're planning on responding you would send this back to whoever owns the account: ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

The Egg one we need to blag as that does look good but we'll pretend otherwise, if they get 'heavy' let us know asap.....

Lloyds and Sky will both be UE but still, cannot confirm without the CCA...

Well done, a few results there, all UE except the Egg one.

[Lovemoney]

Re: Lovemoney UE Diary

As there are so many agreements to go through I will do one big reply here and leave you to then add the bits to your post relative to that account......

Co-Op =

Egg =

Lloyds TSB = You only sent one page, where is the CCA? (Emailed Niddy rest of the pages 23/3/12)

MBNA/Arrow =

MBNA/Link =

Sky/Barclaycard/Capquest = Its only statements where is the CCA? (There isn't any cca just received copies of monthly statement 9/7/05-9/11/06)

Goldfish =

MBNA/#67 =

Ok, all the UE ones have something missing from the PT's so if you're planning on responding you would send this back to whoever owns the account: ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

The Egg one we need to blag as that does look good but we'll pretend otherwise, if they get 'heavy' let us know asap.....

Lloyds and Sky will both be UE but still, cannot confirm without the CCA...

Well done, a few results there, all UE except the Egg one.

Thanks Niddy for helping me this....once I seen this result feel really really

[Lovemoney]

Re: Lovemoney UE Diary

WHOOOOHOOOO! What a great start!

thanks for everybody here so supportive got me to this far
especially Niddy
I'm very pleased with the resultd

[Pixie]

Re: Lovemoney UE Diary

That's a great start Lovemoney!

Well worth all the effort of getting it set out in your diary

[Never-In-Doubt]

Re: Lovemoney UE Diary

Lloyds TSB = You only sent one page, where is the CCA?

Lloyds and Sky will both be UE but still, cannot confirm without the CCA...

Lloyds

as it's a total recon, nothing there to suggest it's yours at all..... when did you actually

Nice one

[Never-In-Doubt]

Re: Lovemoney UE Diary

Capital One

as it's ermm, a printout of summat but I'm buggered if I know what!

Send this: ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

That template also goes to Lloyds (above)

Well done

[CleverClogs (RIP)]

Re: Lovemoney UE Diary

GOLDFISH (CREDIT CARD)

Deemed

received letter saying our co. Aktiv Kapital Group make short and sweet to help valuable customer balance £12817.25 will accept £150 in f&f settlement.

Did they really pay £75 for it?

[CleverClogs (RIP)]

Re: Lovemoney UE Diary

Capital One

23/7/2009
cca request sent.

17/8/2009
replied saying under data protection act 1998 request £10 fees for cca documents.

???

Does the Office of Faffing and Twaddling know that firm is demanding excessive fees?

as it's ermm, a printout of summat but I'm buggered if I know what!

How much did Lovemoney pay for that rubbish?

[Never-In-Doubt]

Re: Lovemoney UE Diary

£150? Lol I wish!!

[Lovemoney]

Re: Lovemoney UE Diary

Deemed


Did they really pay £75 for it?

soon find out in their Balance Sheet

[Lovemoney]

Re: Lovemoney UE Diary

Thanks to Niddy

Co-Op =

Lloyds TSB =

MBNA/Link =

Goldfish =

MBNA/#67 =


Capital One =

All the above Accounts - Missing Prescribed Terms letters (SEND)

MBNA/Arrow =
Sky/Barclaycard/Capquest =

Sorry another few quick questions please

Above 2 accounts with CCJ is it too late send the Missing PT?

Egg = The Egg one we need to blag as that does look good but we'll pretend otherwise, if they get 'heavy' let us know asap.....is that mean I need to send them Missing PT?


Most are the credit cards debts without CCA, will be 6 years in November then drop off from credit file, should I send request wake them up?

All the unenforceable accounts should I send them Missing PT and wait for them reply then stop paying?


Thanks

[Lovemoney]

Re: Lovemoney UE Diary

Quote:
Originally Posted by Lovemoney

MBNA/Arrow =
Sky/Barclaycard/Capquest =



If they've already got a CCJ it would be too late for UE, which accounts have a CCJ?


Above 2 accounts. can I do something about it?

Thanks Flowerpower....

[Lovemoney]

Re: Lovemoney UE Diary

how about Loans and current accounts send CCA request?

[Lovemoney]

Re: Lovemoney UE Diary

Uhm, not much hope I'm afraid. UE is about AVOIDING a CCJ, once they've got one the CCJ supercedes the agreement (CCA) and UE no longer applies.


For loans yes, send a CCA request.

By current accounts, do you mean overdrafts? See this for O/Ds ---> Overdrafts - CCA Information - allaboutFORUMS

Thanks for sending me all of the useful information.

[Lovemoney]

Re: Lovemoney UE Diary

Hi Niddy tomorrow I will send off cca request for rest of the accounts + All the unenforceable accounts with Missing PT.


* 27/3/2012 all letters are finally gone, please advise what is the next step (cancel all standing order/stop paying them?).