Help with Unenforceability [UPDATED 01/2020]

[5corpio]

Re: Help with Unenforceability

Thanks all

[The Debt Star]

Re: Help with Unenforceability

Wish it was 5 in England as well though. So much in the English legal system is geared up against the citizen.

[The Debt Star]

Re: Help with Unenforceability

Worth checking TOB as the jurisdiction is stated in them. Parties can elect which jurisdiction applies. Most Scottish companies apply English law in contracts designed for customers resident in E&W. Would be interesting to know, though, what happens to a customer who is Scottish resident and has a Scottish credit agreement, but who, on becoming resident in England, defaults and has a default filed with the CRAs? 5 years or 6?

[pompeyfaith]

Re: Help with Unenforceability

5corpio,

The 5 yr rule applies to residents living in Scotland as it is Scottish law.

Regards

[MrsD]

Re: Help with Unenforceability

no petal, its where you were not where the bank is, no point in moving now either!

[5corpio]

Re: Help with Unenforceability

Hello eveyone

(Don't think that i've posted on this thread before?) - Just a quick one, may have already been answered.

When the account was originaly with BOS (before the HBOS), and you are Default would it be 5 years wait for Stature Barred? as the account was originaly BOS

rathern than the 6 year for England!

[Pixie]

Re: Help with Unenforceability

I was being facetious! (do you know what that word is)

* time I left now I think

If you know what's good for you!

BTW Aile - read post #187 for advice about Westcott

[Never-In-Doubt]

Re: Help with Unenforceability

not as per usual! I'm blonde and female remember!

I was being facetious! (do you know what that word is)

* time I left now I think

[Never-In-Doubt]

Re: Help with Unenforceability

Pixie, you are a woman, so you are alway's right...................nuff said
(Runs outta thread before I get my butt slapped)

Don't make me laugh - women are rarely right, but (and it is a big but) sometimes you get clever ones - so how the hell did we manage to get 15 of the worlds 20 clever sods to mod for us here then?

Think eggheads (quiz show) on a forum scale and that's what we have here! It's like frankenstein v Einstein

[Pixie]

Re: Help with Unenforceability

not as per usual! I'm blonde and female remember!

[Never-In-Doubt]

Re: Help with Unenforceability

So I did something right?

Yea, you did actually! As per usual (smart alec)

[Pixie]

Re: Help with Unenforceability

Pixie, you are a woman, so you are alway's right...................nuff said
(Runs outta thread before I get my butt slapped)

[diddlydee]

Re: Help with Unenforceability

Pixie, you are a woman, so you are alway's right...................nuff said
(Runs outta thread before I get my butt slapped)

[Pixie]

Re: Help with Unenforceability

So I did something right?

[Never-In-Doubt]

Re: Help with Unenforceability

Send the Account sold while in dispute template letter. Remember to edit where needed.

Agreed