KKA's Unenforceability Diary

[Joanna Connolly Solicitors]

Also received a response from Restons regarding the CPR 13.14
I have blanked out any personal info.
Any advice on the next steps?

That's a template letter which doesn't require a response.

Page two acknowledges that you have sent a s 77-79 CCA Request to their client (the Claimant) so they can't say they don't know that now.

Your Defence deadline is 33 days from the Claim Issue Date (top right on the claim form front page) so you need to keep an eye on the date despite both Restons and Arrow saying the account is "on hold".

The court timetable overrules that so don't miss the deadline or they can get a Default Judgment (CCJ) behind your back.

Di

[KKA]

Di
Thanks for the response.
The claim issue date is the 13th September - so 33 days will be 16th October.
Do i just wait and see what further correspondence arrives?
If nothing arrives what do i need to do before the 16th October??
Many Thanks
KKA

[KKA]

Hi Guys
I have had a letter back today from Arrow including a statement and a signed agreement.
Is there anybody i can send this to for advice?
Many Thanks
KKA

[The Tech Clerk]

webmaster@all-about-debt.co.uk

[Still Waving]

I think Niddy is away until after KKA's deadline for filing a defence. Perhaps Di could help?

[nightwatch]

Niddy is away till end of October, will see if any one else is available, if not don't panic you have lot's of time.

[KKA]

Guys
Thanks for the response - i have the info scanned and ready to send - so any advice and guidance is greatly appreciated.
KKA

[KKA]

Hi Guys
Can anyone help on this?
I'm aware i need to do something before the 16th October.
Many Thanks
KKA

[The Tech Clerk]

did you send that e-mail? try???

[Still Waving]

Hi Guys
Can anyone help on this?
I'm aware i need to do something before the 16th October.
Many Thanks
KKA

If you need legal assistance in compiling your defence, you could contact Di (phone or email) to discuss what can be done to help you.

You need to be proactive as you need to file something with the court by 16th.

[KKA]

Hi Guys
I have sent the info and a link to this posts to the webmaster email address.
I just want an idea if i have any options to defend this - this debt has been quiet for a few years, and is due to drop off my credit report early next year.
I had a couple of 30 & 50% settlement offers in 2014 then heard nothing until the CC claim.
Many Thanks
KKA

[Still Waving]

Hi Guys
I have sent the info and a link to this posts to the webmaster email address.
I just want an idea if i have any options to defend this - this debt has been quiet for a few years, and is due to drop off my credit report early next year.
I had a couple of 30 & 50% settlement offers in 2014 then heard nothing until the CC claim.
Many Thanks
KKA

I don't think Niddy will see it in time - please see my post immediately before yours.

[KKA]

Hi
I have sent Di a PM and an email.
As mentioned in post #76 both Restons & Arrow have informed me that the account is on hold.
However Di mentionedthat i need to keep an eye on the date (16/10).
If i have no response or no grounds to defend do i need to settle this debt before or on the 16/10?
The last thing i want is another CCJ.
Many Thanks
KKA

[The Tech Clerk]

follow court instructions , no hold on case once a court form issued, you can at a latter stage if things seem to be adrift possibly get a Tomlin Order (no
CCJ on file unless you break any agreement) but Di no doubt will guide you.

[KKA]

Hi
I sent some details to Di but it was confirmed that the value is too small for them to defend.
As in Post #57 i ticked the box intending to defend all of the claim.
Can anyone advise me on what to do?
Many Thanks
KKA