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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Yes but where is that sheet? Missing, right
Yes but where is that sheet? Missing, right
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Not in the file that I kept. By rights there should be 3 of them.Comment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
If there's been no data retention and it's done the rounds in DCA land, then how are they going to substantiate the alleged balance they're chasing?
.... 
Remember the mantra:
NEVER communicate by 'phone.
Send EVERYTHING by Recorded/Special Delivery
Keep a copy of EVERYTHING sent
Keep hold of EVERYTHING received
PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
As I say, Lloyd's have a few issues if anyone tries to enforce on their behalf and/or purchases assignment rightsOriginally posted by Enforcer View Post
Its these same same reasons we beat Lowell's and their SD's.....
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Hi all,
As mentioned recently in my diary I have also had the 'sold to Marlin' letter from Lloyd's although my loan account from 2005 was deemed enforceable by Niddy. No contact from Marlin yet though, I'm sure it won't be too far away
Fight the good fight and we will prevail
Proud to be a member of the AAD community
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
when they do contact you best to get a CCA request away, no reason to suspect that Lloyds have been efficient in passing on the correct paperwork.
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Thanks MrsD, fingers crossed eh
Fight the good fight and we will prevail
Proud to be a member of the AAD communityComment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Agreed MrsD - when Marlin contact you send a new CCA and see what documents THEY have
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Received a letter from Marlin Financial Services dated 6th Jan.
We write with reference to the above matter and your letter received the contents of which have been noted.
We have requested more information from Lloyds TSB to assist us with our enquiries and we will contact you in due course.
So, looks like a waiting game again.Comment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Gone through all of my Lloyds paperwork over the last few days. Further to my request under the data protection act 1998, they confirmed on 5th May 2011"We have not been able to locate an agreement for your Texaco credit card".
I also found a letter from, mackenziehall specialist debt recovery and trace solution provider. Letter dated 29 November 2012.
"Having referred this matter to Lloyds, they have confirmed there is no copy of Credit Agreement available; however you would remain liable for this debt albeit no legal action can be taken".
Should have been the end of this story!Comment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
I would just wait then, you have those letters in your back pocket should Marlin get nasty. bear in mind they like easy meat and you aren't .............................Comment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Letter from Marlin.
As previously advised we are waiting to receive documentation from Lloyds TSB and will contact you in due course.
Long wait then!Comment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Deadly quite on this one, nothing to report.Comment
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Re: Lloyds Credit card account sold to Marlin Europe 11 Ltd
Still nothing back from Marlin.Comment
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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