JumpyMonkey's UE Diary

[JumpyMonkey]

PRA / MBNA

• Type of account: CC
• Date commenced: 2017 (DESPERATE TIMES BY THIS POINT - I would argue affordability)
• Approx balance: £1500
• Last FULL payment: October 2017
• Last TOKEN payment: September 2020
• Status: Default
• Account owner: PRA


29/04/21 - CCA Request & £1 postal order sent
06/05/21 - Reply from PRA " We have received your correspondence and requested the required information." Account on hold. Postal order returned as PRA do not charge a fee (so what do I do with the 6 returned postal orders??)- Filed
30/05/21 - (letter dated 28/01/21 - they're time travellers!) - Please find enclosed documents (statements, no agreement) - awaiting further documentation therefore currently unenforceable. - FILED :-)
13/04/24 - Letter from PRA “As we have not been able to reach a resolution your account is being transferred to Moorcroft Debt Recovery Ltd - Filed, mainly because I don’t know what to do about it!

so after YEARS PRA have finally transferred the debt. What do we know about Moorcroft? Should I be worried? Only 2y 5months until SB!

[Night Monkey]

Here's what I got from Moorcroft.

In short, half a dozen letters then silence, nothing from November '20.

[Still Waving]

so after YEARS PRA have finally transferred the debt. What do we know about Moorcroft? Should I be worried? Only 2y 5months until SB!

I would wait and see what Moorcroft do send. One step at a time.