Unenforcable??

[ca71]

Are the 5 creditors still communicating with you?

[MrsH]

A couple of them are (Intrum - for the Tesco debt) and PRA group for the NatWest debts.

[ca71]

I've got 2 o/s allegedd debts (one due to be SB next year and 1 in 2028) - My reading of the template letters is that you respond to their communication once you are sure (6 years + 1 month) that the debts are SB. But that assumes that they are still making regular contact.

As Ken Dodd said after he won his battle with HMRC... "they said they'd keep in touch".