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  • #46
    Re: CCA help

    will have a look around, feel a bit worried about not paying, don't want them to keep phoning me, they're not very pleasant! thankyou all so much for the advice x

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    • #47
      Re: CCA help

      Originally posted by megzilla View Post
      don't want them to keep phoning me, they're not very pleasant!
      ---> Free Number to Issue Creditors - allaboutFORUMS
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #48
        Re: CCA help

        Originally posted by megzilla View Post
        will have a look around, feel a bit worried about not paying, don't want them to keep phoning me, they're not very pleasant! thankyou all so much for the advice x
        ..... Nothing to be worried about........I WOULD stop paying......as for the calls you can do what Niddy suggested or we have letters to sort that ........>.......Harassment by Telephone
        ps.........welocome to AAD
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #49
          Re: CCA help

          Originally posted by megzilla View Post
          thanks so much, I made the original Po out to moorcroft and they returned it saying it had to be made payable to lloyds instead, can I change the name on it or will I have to get a new one?
          That seems a fairly new tactic of theirs. I've dealt with Moorcroft three times and they've contacted the creditor themselves each time; as they should.

          Originally posted by megzilla View Post
          will have a look around, feel a bit worried about not paying, don't want them to keep phoning me, they're not very pleasant! thankyou all so much for the advice x
          Don't talk to them on the 'phone. Things get said on the 'phone that would never get put in writing. Send the letter that's been suggested re. 'phone harrassment and in the meantime, hang up or put the 'phone down until they get fed up and do it their end.

          Remember the mantra:
          NEVER communicate by 'phone.
          Send EVERYTHING by Recorded/Special Delivery
          Keep a copy of EVERYTHING sent
          Keep hold of EVERYTHING received
          PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #50
            Re: CCA help

            I had Moorcroft send back my PO and a letter telling me the OC cannot supply the CCA as account was to old.
            GM
            Last edited by greymatter; 14 February 2012, 08:42. Reason: update

            Comment

            • #51
              Re: CCA help

              Woohoo!! Excellent news.

              Comment

              • #52
                Re: CCA help

                Better than any Valentine card

                Comment

                • #53
                  Re: CCA help

                  Originally posted by samsmum View Post
                  Better than any Valentine card

                  Comment

                  • #54
                    Re: CCA help

                    Originally posted by greymatter View Post
                    I had Moorcroft send back my PO and a letter telling me the OC cannot supply the CCA as account was to old.
                    GM
                    awesome, so this is finished then (in that respect)
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

                    • #55
                      Re: CCA help

                      Originally posted by greymatter View Post
                      I had Moorcroft send back my PO and a letter telling me the OC cannot supply the CCA as account was to old.
                      GM
                      Yes.... sometimes they can even be quite obliging!! They are one of the few I've dealt with who've (eventually) given me a direct answer.... and then gone away....

                      Remember the mantra:
                      NEVER communicate by 'phone.
                      Send EVERYTHING by Recorded/Special Delivery
                      Keep a copy of EVERYTHING sent
                      Keep hold of EVERYTHING received
                      PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment

                      • #56
                        Re: CCA help

                        A little confusing, this LOL. (Well to me anyway )
                        Just to clarify, it's Greymatter that got the letter, which is brilliant ...


                        ...but it's Megzilla's thread and his/her CCA issue is still ongoing

                        Shep x

                        Comment

                        • #57
                          Re: CCA help

                          Originally posted by PriorityOne View Post
                          Don't talk to them on the 'phone. Things get said on the 'phone that would never get put in writing. Send the letter that's been suggested re. 'phone harrassment and in the meantime, hang up or put the 'phone down until they get fed up and do it their end.

                          Hi Megzilla, P1 is spot on with this, I NEVER talk to them on the phone. I just let it go to the answering machine which costs them. They might leave a message saying 'This is a very important message.....'. No it's not! It also forces them to write. I have caller display so simply ignore them. If you don't have this, so have to pick up when your phone rings, once they've said who they are then just hang up. Don't worry about making things worse for you if you do this, it just makes them powerless. Just have a giggle to yourself that you've wound up some arrogant, commission-focussed call centre drone!

                          I've never sent the 'Telephone harrasment' letter either. They can try and call me all they like, I know that when they do as said above, it costs them. Once you start putting up a fight and start draining their resources, you become a liability, especially when the account is UE!
                          Last edited by oldyboy; 14 February 2012, 11:14. Reason: Can't spell!

                          Comment

                          • #58
                            Re: CCA help

                            Originally posted by Never-In-Doubt View Post
                            why don't you stop paying? sod loyalty, its one sided - all yours!
                            Hi again! I understand the sense of honour that you have with wanting to pay something. Just remember that the people you're dealing with don't have one. By all means stop paying, as it'll put them on the back foot and they WILL pay attention to your letters.

                            If you follow the suggestions posted here you will then gain control of the situation. You probably will have to put up with a lot of from them but that's all it usually is. Their refusal to deal with your unsigned CCA request is a good example.

                            The way I look at it is that it becomes a game of letter ping-pong. I now feel disappointed on days when there's no post! Don't live in fear.....

                            Comment

                            • #59
                              Re: CCA help

                              Originally posted by Shepherdess View Post
                              A little confusing, this LOL. (Well to me anyway )
                              Just to clarify, it's Greymatter that got the letter, which is brilliant ...


                              ...but it's Megzilla's thread and his/her CCA issue is still ongoing

                              Shep x
                              Ooops sorry
                              Yes it was just me making a point(in my case) that they can/do return the PO also when they cant trace the agreement.
                              GM
                              Last edited by greymatter; 14 February 2012, 15:14.

                              Comment

                              • #60
                                Re: CCA help

                                LOL greymatter, no apologies needed..it was useful info too, just wanted to clarify

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