GDPR Cookie Consent by SimpleServe Privacy Script CCA help - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

CCA help

Collapse
X
Collapse
 
  • Page of 5
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 3 4 5 template Next
  • #31
    Re: CCA help

    Originally posted by megzilla View Post
    shall I still send them the template for the CCA request signature needed?
    Yes.
    Let your smile change the world but don't let the world change your smile

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #32
      Re: CCA help

      Originally posted by megzilla View Post
      and thankyou all so much for your help, what a great forum!
      Thank you.

      We happen to think so too! .
      Let your smile change the world but don't let the world change your smile

      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment

      • #33
        Re: CCA help

        Originally posted by Pixie View Post
        What's this other Lloyds debt?
        its a loan for £4000 with bls collections part of lloyds group, had no problems with them at all

        Comment

        • #34
          Re: CCA help

          When did you take out the loan? That could also be UE
          Let your smile change the world but don't let the world change your smile

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #35
            Re: CCA help

            Now that I've got my arithmetic up to speed and the right specs on, if you took it out 18 years ago, and only started to pay 2 years ago, it must have been statute barred when you started to pay two years ago........which means someone told you a big porky......

            Comment

            • #36
              Re: CCA help

              Originally posted by evenlessdopey View Post
              Now that I've got my arithmetic up to speed and the right specs on, if you took it out 18 years ago, and only started to pay 2 years ago, it must have been statute barred when you started to pay two years ago........which means someone told you a big porky......
              sorry you misunderstood me, i've been paying the entire time since the credit agreement was taken out but reduced my payments when I went on maternity leave

              Comment

              • #37
                Re: CCA help

                Sorry meg, I'm having a thick night tonight. Was 6300 the original amount? and what were you paying before you got pregnant? and did this loan (18 years!!!!!) have ppi?

                Comment

                • #38
                  Re: CCA help

                  Originally posted by evenlessdopey View Post
                  Sorry meg, I'm having a thick night tonight. Was 6300 the original amount? and what were you paying before you got pregnant? and did this loan (18 years!!!!!) have ppi?
                  18 years was a credit card I was paying £135 per month before i was pregnant
                  loan was taken out in 2006 , it did have ppi but I cancelled, tbh i just want to concentrate on sorting out cc with moorcroft atm, whats the best way forward?

                  Comment

                  • #39
                    Re: CCA help

                    Send the demand for signature template.

                    It wouldn't hurt to send a cca request for the loan too
                    Let your smile change the world but don't let the world change your smile

                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

                    • #40
                      Re: CCA help

                      send the letter we suggested and stop paying.

                      i would also send a cca request with a pound postal order to Lloyds for the other one.


                      When anything comes back from Moorcroft, come back to us and we'll help you through

                      You will be fine, good luck

                      Comment

                      • #41
                        Re: CCA help

                        thanks so much, I made the original Po out to moorcroft and they returned it saying it had to be made payable to lloyds instead, can I change the name on it or will I have to get a new one?

                        Comment

                        • #42
                          Re: CCA help

                          moorcroft have a duty to get your CCA as they are dealing with your account at the moment. send it off again with our template letter and see what they say. if they want to mess about and they are still in default of your CCA request and can't do anything until they comply (bet they never do though), as i said, you will be fine, don't worry and save the money evey month

                          Comment

                          • #43
                            Re: CCA help

                            Originally posted by evenlessdopey View Post
                            moorcroft have a duty to get your CCA as they are dealing with your account at the moment. send it off again with our template letter and see what they say. if they want to mess about and they are still in default of your CCA request and can't do anything until they comply (bet they never do though), as i said, you will be fine, don't worry and save the money evey month
                            so its delay tactics on their behalf? so i should send back the original postal order payable to moorcroft? , sorry for all the questions!

                            Comment

                            • #44
                              Re: CCA help

                              its can't be bothered tactics on their behalf, you're paying, they don't care
                              you stop paying and you send it again and they then have to do something about it, the cash cow that you have been has just turned around and bit their bums.............
                              they probably realise in the furthest recesses of their wee tiny brains that a CC that old has a cat's in hell chance of being found.........which is good for you and bad for them.

                              read around the forum, loads of similar cases in the diaries, samsmum came from the same place as you, and there is always the novel that is mine The Dopeys (cos we were, very)

                              Comment

                              • #45
                                Re: CCA help

                                Well said Dopey.
                                Let your smile change the world but don't let the world change your smile

                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

                                Previous 1 2 3 4 5 template Next
                                Working...
                                X