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Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username. -
Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: CCA help
its a loan for £4000 with bls collections part of lloyds group, had no problems with them at allOriginally posted by Pixie View PostComment
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Re: CCA help
When did you take out the loan? That could also be UELet your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: CCA help
Now that I've got my arithmetic up to speed and the right specs on, if you took it out 18 years ago, and only started to pay 2 years ago, it must have been statute barred when you started to pay two years ago........which means someone told you a big porky......Comment
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Re: CCA help
sorry you misunderstood me, i've been paying the entire time since the credit agreement was taken out but reduced my payments when I went on maternity leaveOriginally posted by evenlessdopey View PostComment
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Re: CCA help
Sorry meg, I'm having a thick night tonight. Was 6300 the original amount? and what were you paying before you got pregnant? and did this loan (18 years!!!!!) have ppi?Comment
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Re: CCA help
18 years was a credit card I was paying £135 per month before i was pregnantOriginally posted by evenlessdopey View Post
loan was taken out in 2006 , it did have ppi but I cancelled, tbh i just want to concentrate on sorting out cc with moorcroft atm, whats the best way forward?Comment
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Re: CCA help
Send the demand for signature template.
It wouldn't hurt to send a cca request for the loan tooLet your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: CCA help
send the letter we suggested and stop paying.
i would also send a cca request with a pound postal order to Lloyds for the other one.
When anything comes back from Moorcroft, come back to us and we'll help you through
You will be fine, good luckComment
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Re: CCA help
thanks so much, I made the original Po out to moorcroft and they returned it saying it had to be made payable to lloyds instead, can I change the name on it or will I have to get a new one?Comment
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Re: CCA help
moorcroft have a duty to get your CCA as they are dealing with your account at the moment. send it off again with our template letter and see what they say. if they want to mess about and they are still in default of your CCA request and can't do anything until they comply (bet they never do though), as i said, you will be fine, don't worry and save the money evey monthComment
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Re: CCA help
so its delay tactics on their behalf? so i should send back the original postal order payable to moorcroft? , sorry for all the questions!Originally posted by evenlessdopey View PostComment
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Re: CCA help
its can't be bothered tactics on their behalf, you're paying, they don't care
you stop paying and you send it again and they then have to do something about it, the cash cow that you have been has just turned around and bit their bums.............
they probably realise in the furthest recesses of their wee tiny brains that a CC that old has a cat's in hell chance of being found.........which is good for you and bad for them.
read around the forum, loads of similar cases in the diaries, samsmum came from the same place as you, and there is always the novel that is mine The Dopeys (cos we were, very)Comment
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Re: CCA help
Well said Dopey.Let your smile change the world but don't let the world change your smile
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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