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  • davidm
    replied
    Re: myself v MBNA advice please

    ok have done it to hillsden thanks

    Leave a comment:


  • Deepie
    replied
    Re: myself v MBNA advice please

    Originally posted by davidm View Post

    also should i send it to hillsden or mbna ??
    The last people to write to you.......

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    Originally posted by Never-In-Doubt View Post
    This MBNA card (£2k limit one) - it's enforceable you know....

    They've sent the original agreement from 2002 and the PT's are on the back and they are all there - what a bummer

    Sorry but this is

    However don't stress, it's MBNA

    Treat it as UE for the time being and send this back ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms
    sorry posted this in the other thread also ,what do you think the response and out come will be ,i could offer a monthly payment ????

    also should i send it to hillsden or mbna ??
    Last edited by davidm; 21 March 2012, 21:31.

    Leave a comment:


  • alangee
    replied
    Re: myself v MBNA advice please

    Niddy

    Is it the way it is copied, or does the back - page 2 of 2 - start off in the middle of a sentence?

    Alan

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: myself v MBNA advice please

    Originally posted by oscar View Post
    Thats the date of the application forms - printing date/series date - however you want to fram it. If applied before, then they obviously dont correspond. Same applies if the account was applied for a good deal of time afterwards.
    this one does mate, the terms were on the back...... they are also compliant IMO (unless I missed something)....

    Why, what makes you say otherwise?

    I refer specifically to this - the originals (forget the additions, concentrate on the originals as both elements are provided)...

    Front ---> allaboutFORUMS

    Back ---> allaboutFORUMS

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: myself v MBNA advice please

    This MBNA card (£2k limit one) - it's enforceable you know....

    They've sent the original agreement from 2002 and the PT's are on the back and they are all there - what a bummer

    Sorry but this is

    However don't stress, it's MBNA

    Treat it as UE for the time being and send this back ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    Originally posted by oscar View Post
    Niddy will be able to see the docs better than I can the links above.

    But looks very similar to many - priority app - with incomplete T&Cs. Not clear - but interest rates dont look "proper"

    Also, did you take the agreement out before or after November 2002??
    26-03 2002

    Leave a comment:


  • oscar
    replied
    Re: myself v MBNA advice please

    Originally posted by PlanB View Post
    Oscar, what's the significance of November 2002 ?
    Thats the date of the application forms - printing date/series date - however you want to fram it. If applied before, then they obviously dont correspond. Same applies if the account was applied for a good deal of time afterwards.

    Leave a comment:


  • PlanB
    replied
    Re: myself v MBNA advice please

    Originally posted by oscar View Post
    Niddy will be able to see the docs better than I can the links above.

    But looks very similar to many - priority app - with incomplete T&Cs. Not clear - but interest rates dont look "proper"

    Also, did you take the agreement out before or after November 2002??
    Oscar, what's the significance of November 2002 ?
    Last edited by PlanB; 20 March 2012, 08:56.

    Leave a comment:


  • oscar
    replied
    Re: myself v MBNA advice please

    Niddy will be able to see the docs better than I can the links above.

    But looks very similar to many - priority app - with incomplete T&Cs. Not clear - but interest rates dont look "proper"

    Also, did you take the agreement out before or after November 2002??
    Last edited by oscar; 19 March 2012, 22:11.

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    Originally posted by Never-In-Doubt View Post
    Ermm it's not a link - it should open outlook or your gmail account etc....

    Email direct please

    Agreements@all-about-debt.co.uk

    done through hotmail ,sorry thought it was a link .

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: myself v MBNA advice please

    Ermm it's not a link - it should open outlook or your gmail account etc....

    Email direct please

    Agreements@all-about-debt.co.uk

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    emailed niddy ------------ link not working
    posted in new secure thread .
    Last edited by davidm; 18 March 2012, 17:56.

    Leave a comment:


  • Deepie
    replied
    Re: myself v MBNA advice please

    Let Niddy have a look :---> User Guide - Sending your Agreement to Niddy

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    just got these papers today in response to one of my cca requests .
    if i need better pics will try again ,what do you think ?? plus the t&cs
    Attached Files

    Leave a comment:

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