Tweet
Re: Help with Creation Finance
Thought I would let you know about our experience with Creation many years ago. We have had 2 dealings with Creation Finance years ago before we were guided to AAD....If my memory serves me right approx 2007 (when we first started to have financial troubles) and 2009, will look out paperwork this weeken.
1. In 2007 Creation took Hubby to court and managed to get a Decree (equivalent to CCJ in England). They would not accept our £40 a month offer (Cant remember how much judgement was for I think approx £2,000). Anyway they took advantage of us as we hadn't a clue what to do and they eventually got a Inhibition Order (Charging Order in England) on our house (last payment due this month, it has taken years to pay off). ANyway this was all done in a underhanded way with Creation Finace taken advantage of our situtation at the time.
2. Again in 2009 (I think) they where at it again with threats of court action for a Etam store card (was taken out approx 1998/99) by this time I was scared stiff, went on to internet and found another site (not a patch on AAD) who just by chance had a scottish chap on their site who had just not long fought similar thing in court and he helped me prepare a defence (had no idea about UE at the time).
Anyway getting down to facts they went ahead with the court action and I attended court on the date (didnt sleep or eat for weeks cant believe I actually done this) however Creation Solicitors didnt turn up.....Judge then told me I had to reappear at a later date...Went to court on later date, to be approached by Creation Solicitors before we were called to the bench to ask me if we would agree to drop the case....mind thinking PHEW!!!!.
When we approached the bench their solicitor did all the talking. I do remember I had to ask for a certain thing from Judge so that Creation couldnt come back to me on a later date but without going through all the paperwork I honestly cant remember what this was (will dig deep this weekend and find paperwork).
However with this amazing site backing you, you possibly wont have to go near a court room the peeps on here are totally amazing - There is not much Niddy and Team don;t know. You are in exceptionally very safe hands...be guided by them they are life savers.
Thought I would let you know about our experience with Creation many years ago. We have had 2 dealings with Creation Finance years ago before we were guided to AAD....If my memory serves me right approx 2007 (when we first started to have financial troubles) and 2009, will look out paperwork this weeken.
1. In 2007 Creation took Hubby to court and managed to get a Decree (equivalent to CCJ in England). They would not accept our £40 a month offer (Cant remember how much judgement was for I think approx £2,000). Anyway they took advantage of us as we hadn't a clue what to do and they eventually got a Inhibition Order (Charging Order in England) on our house (last payment due this month, it has taken years to pay off). ANyway this was all done in a underhanded way with Creation Finace taken advantage of our situtation at the time.
2. Again in 2009 (I think) they where at it again with threats of court action for a Etam store card (was taken out approx 1998/99) by this time I was scared stiff, went on to internet and found another site (not a patch on AAD) who just by chance had a scottish chap on their site who had just not long fought similar thing in court and he helped me prepare a defence (had no idea about UE at the time).
Anyway getting down to facts they went ahead with the court action and I attended court on the date (didnt sleep or eat for weeks cant believe I actually done this) however Creation Solicitors didnt turn up.....Judge then told me I had to reappear at a later date...Went to court on later date, to be approached by Creation Solicitors before we were called to the bench to ask me if we would agree to drop the case....mind thinking PHEW!!!!.
When we approached the bench their solicitor did all the talking. I do remember I had to ask for a certain thing from Judge so that Creation couldnt come back to me on a later date but without going through all the paperwork I honestly cant remember what this was (will dig deep this weekend and find paperwork).
However with this amazing site backing you, you possibly wont have to go near a court room the peeps on here are totally amazing - There is not much Niddy and Team don;t know. You are in exceptionally very safe hands...be guided by them they are life savers.
Comment