Old Marks & Spencer storecard.

[joshing]

Re: Old Marks & Spencer storecard.

Maybe I didn't explain that very well. I know you didn't/don't have a credit card. But there were two different storecard products. Was yours a Budget Card which was subsequently renamed/upgraded to a Chargecard? This small detail may be crucial.

After trawling through loads of paperwork after our move I can now say I had no budget account just a charge card.... Have not heard from this lot for a couple of months now.

[joshing]

Re: Old Marks & Spencer storecard.

Ok so some time has passed and I receive a letter from csl. sold in dispute letter doesnt seem right to send as M&S did send me something that Niddy looked at and said send missing T&cs which I did, they then replied with what I disputed, I never replied. What do I send now please?

[PlanB]

Re: Old Marks & Spencer storecard.

Ok so some time has passed and I receive this!

What did you receive?

[joshing]

Re: Old Marks & Spencer storecard.

What did you receive?

Sorry I didnt attach, just a letter from csl wanting payment.

[nightwatch]

Re: Old Marks & Spencer storecard.

I would normally send a Sold in Dispute, coz M&S never sent you the T&C, see what they send back, wait a while and then send Missing Prescribed t&c.

simples x

[joshing]

Re: Old Marks & Spencer storecard.



ok so after some time i have received this from Credit Security ltd. sent off mpt, they replied what do i dispute. I didnt reply as had no idea what i was disputing!

[MrsD]

Re: Old Marks & Spencer storecard.

did you get this as a result of the swid that NW mentioned?

If yes, I would send the missing prescribed terms then http://www.all-about-debt.co.uk/inde...escribed-terms

[joshing]

Re: Old Marks & Spencer storecard.

did you get this as a result of the swid that NW mentioned?

If yes, I would send the missing prescribed terms then http://www.all-about-debt.co.uk/inde...escribed-terms

I had aready sent mpt to m&s as Niddy said, they just replied with a what am i disputing? then this came.eady

[nightwatch]

Re: Old Marks & Spencer storecard.

Reply but dont tell them clearly what you want

May be a quick letter along the lines of;

dear watzit
thank you for your letter regarding the ref m&S xxx
may I suggest you read my last letter that clearly states what I dispute, I have raised a dispute over what was sent and what, I believe ,should of been sent.
I do not wish to send £1.00 as I have not requested another CCA for the alleged account.I do not dispute that some papers were sent only the fact that some were not. It is those missing items that I require,
If you therefore read fully my last letter you would understand this fact and see what I require sending.
Yours
joshing

{PS,please find enclosed a voucher for a free eye test at specsavers or get a responsible adult to read it to you,all communication to be in writing only, my doorstep will not require a visit as it was stolen last week along with the milk bottles}
never fill in an I&E form that a DCA sends,

[Never-In-Doubt]

Re: Old Marks & Spencer storecard.

Reply but dont tell them clearly what you want

May be a quick letter along the lines of;

dear watzit
thank you for your letter regarding the ref m&S xxx
may I suggest you read my last letter that clearly states what I dispute, I have raised a dispute over what was sent and what, I believe ,should of been sent.
I do not wish to send £1.00 as I have not requested another CCA for the alleged account.I do not dispute that some papers were sent only the fact that some were not. It is those missing items that I require,
If you therefore read fully my last letter you would understand this fact and see what I require sending.
Yours
joshing

{PS,please find enclosed a voucher for a free eye test at specsavers or get a responsible adult to read it to you,all communication to be in writing only, my doorstep will not require a visit as it was stolen last week along with the milk bottles}
never fill in an I&E form that a DCA sends,

Yep - agreed, nice letter

[joshing]

Re: Old Marks & Spencer storecard.

Yep - agreed, nice letter

Love this!!!! Thank you and sent off today.

[joshing]

Re: Old Marks & Spencer storecard.

Yep - agreed, nice letter

Well well they have replied wth similar lol now what?

[Never-In-Doubt]

Re: Old Marks & Spencer storecard.

I'd ignore it. See what they say after 14 days

[joshing]

Re: Old Marks & Spencer storecard.

Ok will do thanks niddy

[joshing]

Re: Old Marks & Spencer storecard.

Just an update... heard nothing... hope i haven't spoken too soon.