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  • #46
    Re: DLC Threatening CCJ

    Exactly. If they defaulted you over 6 years ago and the accounts have dropped off your credit file then you're home free. They can't put them back on again, pay or no pay.

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    • #47
      Re: DLC Threatening CCJ

      To put the icing on the cake, I have received a letter from DLC today in reference to the second account held by them, saying 'no agreement currently available'. So that's 2 out of 2 where DLC have admitted they have no paperwork!
      I am very grateful for everyone's advice, comments and enthusiasm in pursuing this.

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      • #48
        Re: DLC Threatening CCJ

        Originally posted by reading1 View Post
        To put the icing on the cake, I have received a letter from DLC today in reference to the second account held by them, saying 'no agreement currently available'. So that's 2 out of 2 where DLC have admitted they have no paperwork!
        I am very grateful for everyone's advice, comments and enthusiasm in pursuing this.
        haha - brilliant, you couldn't ask for better
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        • #49
          Re: DLC Threatening CCJ

          Im so glad to see you got one over on DLC, they can be ruthless so its good to know we have stuck two fingers up to them!
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #50
            Re: DLC Threatening CCJ

            Well done, sounds like things are going nicely for you!
            When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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