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we have a offsett tracker mortgage were you can overpay your monthly amount my question is can santander touch this money and put it towards my debt with them
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at the start of this journey i owed
£52000.00 UNSECURED £5000.00 SECURED
£0000.00 secured debt as of 17/12/2010 fingers crossed
on 14/07/2012 i now have £32.000 unsecured and £15.000 unenforceable [thanks to niddy and aad ]
as of 17/03/13 its now £26K AND £15K UE
ITS COMING DOWN SLOWLY WHILE STILL ENJOYING MY LIFE -
Re: offsett tracker mortgage
Been thinking about this one on and off, if the offset is in a savings account then I suspect they could offset against it, but if you have actually paid the amount to the mortgage then I doubt they could claw it back - will be interesting to know what the experts think on thisWhen you have nothing you have nothing to lose
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