Could they be UE?

[pooky2483]

Re: Could they be UE?

Chill

I am chilled lol, just posting up their effort of a scare tactic.
Just more ammo for me if I wanted to take them to the cleaners

[Never-In-Doubt]

Re: Could they be UE?

Not going to believe this...
I've got a letter from 'midascreditservices' this morning. They say they have been instructed my Moorcroft to 'reiview' the account pending 'further action'

Chill, we're awaiting a reply to the F&F letter right? So wait for a reply there - just ignore other threats for now

[SA Gold]

Re: Could they be UE?

Hi Pooky,
Looks like one of their standard crappy letters straight from the threat printer! Think i have the same one
Edit: As for what to do next, i guess you could either give it another week to see if they reply to your F&F, or write back referring to your letter with the offer in it.
Fucking clowns mate

[pooky2483]

Re: Could they be UE?

Not going to believe this...
I've got a letter from 'midascreditservices' this morning. They say they have been instructed my Moorcroft to 'reiview' the account pending 'further action'

[Never-In-Doubt]

Re: Could they be UE?

Will be able to pay in 5 weeks.
Would it be OK to change the wording to say that.

Ok change to 5 weeks

[Never-In-Doubt]

Re: Could they be UE?

Send this bit even though we know it's the same person?
Just asking to clarify things.

Yes!!

[pooky2483]

Re: Could they be UE?

Will be able to pay in 5 weeks.
Would it be OK to change the wording to say that.

[pooky2483]

Re: Could they be UE?

First off, the fact the same email and date of birth was used more than once doesn't alter the fact that an account was set-up by you, for someone unknown to me. My name is not that you are requesting funds from.

However, I have been able to secure short term borrowing of £300 and wish to offer that in full and final settlement of both accounts noted above. Granted this is slightly lower than what you requested but I physically cannot pay that plus I am still dubious as to the ownership of the second account because it is not my name.

Send this bit even though we know it's the same person?
Just asking to clarify things.

[Never-In-Doubt]

Re: Could they be UE?

Well, they've replied at last and they've given figures for F&F but not happy with the amount, gonna knock em down.

Re-edited personal details out.

I would send this mate:

Dear Sirs

Account No/Reference Nos: XXXXXXXX & XXXXXXXX

I write with reference to previous communication regarding the above accounts and your letter from 12th June 2013.

First off, the fact the same email and date of birth was used more than once doesn't alter the fact that an account was set-up by you, for someone unknown to me. My name is not that you are requesting funds from.

However, I have been able to secure short term borrowing of £300 and wish to offer that in full and final settlement of both accounts noted above. Granted this is slightly lower than what you requested but I physically cannot pay that plus I am still dubious as to the ownership of the second account because it is not my name.

I feel it is time to move on and look at settlement, as right now this will drag on for years with no sustainable possibility of success. Therefore, based on my specific individual circumstances, the best I could do is make this £300 payment to you within the next 14 days to close and settle both accounts.

I cannot afford anything higher, so pointless asking. I cannot afford regular monthly payments either, so pointless asking. Therefore I do think my offer of £300 in F&F settlement of this account is more than generous based on the actual level of debt.

Please confirm you accept £300 in full & final settlement of these accounts with no reference or future ability to quote or use Penny v Cole [Pinnel 1602] in trying to recoup any written off balance and also confirm;

• The Status of both accounts will change from “Defaulted” to “Settled”;
• The Current Balances will appear as £0.00;
• The Default / Delinquent Balances will be set to £0.00;
• You will update the entries on all 3 Credit Reference Agencies, namely Experian, Equifax & Call Credit

If you're happy with my proposal, please respond confirming each of the above points on official letter headed paper that you're happy for a single payment of £300 to settle and close both accounts; and I'll then send a cheque in the next day so we can close this and move on.

I look forward to your response, in the hope we can end matters on a more positive note.

Yours faithfully,



Sign Digitally

[pooky2483]

Re: Could they be UE?

Edited.

[Never-In-Doubt]

Re: Could they be UE?

* attachments removed by niddy name showed!!

[pooky2483]

Re: Could they be UE?

Fashion World 18 May 2012 £185.37
Simply Be 9 June 2012 £233.11

[pooky2483]

Re: Could they be UE?

SB £239.74 Owing with arrears of £15.68 (1 payment) as of 7 July 2012.Payment of £31.36 to be paid by 28 July 2012

FW £220.08 Owing with arrears of £26.72 (2 payment £13.36) as of 14 July 2012 Payment of £40.08 to be paid by 28 July 2012 And theyre slapping 2 Admin fees of £12

Will doublecheck to be sure

[Never-In-Doubt]

Re: Could they be UE?

how much were they mate, before you stopped paying?

A/C #1 = £
A/C #2 = £

[pooky2483]

Re: Could they be UE?

I reckon £300 in F&F is good here - want me to do the template for you mate?

Yeah, would be nice :-)

Just reading back to see how much they were before all this kicked off and they started adding to it;
Could they be UE? - Page 2 - allaboutFORUMS
Post #40