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MrsSmithy

AAD Enthusiast

Join Date: Jan 2016

Posts: 10
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#1

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16 January 2018, 20:10

Hi all, I really need some help and advice.

I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. It’s nearly all interest I pay back.

I am wondering what would happen if I couldn’t continue to pay?

I have have already missed two payments.

I would pay pay it back if it was more manageable and it was not all interest.

I am living abroad and have done for some years now. I have no other debt or assets in the UK now.
I am British though and will want to come home one day.

what would happen if I defaulted on my payments?

any help greatly received

Mrs Smithy
Tags: credit, debt, rules
The Tech Clerk

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Join Date: Oct 2010

Posts: 7501
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#2

17 January 2018, 11:17

duplicate thread???

I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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