GDPR Cookie Consent by SimpleServe Privacy Script PRA Group (UK) Limited - Claim struck out and summary Judgment for the Defendant - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

PRA Group (UK) Limited - Claim struck out and summary Judgment for the Defendant

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • PRA Group (UK) Limited - Claim struck out and summary Judgment for the Defendant

    Today I represented a consumer at a hearing in respect of a claim issued by PRA Group (UK) Limited in July 2021 and for just under ten thousand pounds. Further to our advice our client applied to the court for an order striking out the claim and/or for summary judgment. We were successful at the hearing and the Judge struck the claim out owing to a failure on the part of the claimant to plead a concise statement of the facts or any cause of action. The judge also granted our client summary judgment on the claim and the claimant was subsequently ordered to pay costs.

    The claimant was seeking to rely upon an alleged ‘reconstituted’ default notice. However, the Judge agreed with my submission that the claim ultimately stood no prospect of success and should not be allowed to continue, and the Judge granted our client summary Judgment which dismissed the claim. The claim being disposed of at the hearing of our client’s application also meant that our client did not have to attend court and avoided the stress of having to attend any future trial and give evidence.

    Prior to the hearing, the claimant filed at court a 6-page witness statement, which itself exhibited a further 119 pages of documentation and evidence upon which the claimant relied, including the alleged credit agreement. So, this is another reminder that, just because a creditor/claimant can produce alleged documentation and issues a claim, it does not mean they have a sound claim, or compliant grounds of claim. It is always worth taking free legal advice on a matter before deciding how to respond to a claim or potential claim. Our initial legal advice on matters is always free.

    Today’s outcome also follows a continuing trend whereby Judges up and down the country (namely in county courts in Chester, Derby, Clerkenwell and Shoreditch, Skipton, Birmingham and Reading) have all agreed with our arguments on the very matters which the Judge decided upon today.
    Legal Disclaimer

    I am a Litigation Executive at
    Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at colin@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

    Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

  • #2
    Another case of essential assistance
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment


    • #3
      ...a 6-page witness statement, which itself exhibited a further 119 pages of documentation and evidence
      Can I ask if much of this was directly relevant? Or was it just a case of throwing as much paper into the mix as possible in an attempt to scare people into submission?
      Last edited by Night Monkey; 20 April 2022, 12:07.

      Comment


      • #4
        The phrase " the devil is in the detail" springs to mind
        Legal Disclaimer
        I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

        If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.

        Comment

        Working...
        X