Hello Folks,
I am on the back end of a DMP with Payplan. (another 18 months or so to go)
Having been reading a lot lately, I am only just considering writing to creditors as all are pre 2007 debts.
(Yes I have been in a DMP for 7 years).

Anyway, to get the ball rolling...

Hi All,

I have just decided to try and get a credit card from Vanquis today and succeeded They even phoned me within the hour and gave my a limit of £500.00 a lot easier than thought.

I still cannot understand why I cant get a Current acc with HBOS even though I've had a...

Hi All,

Long time no see

If you've been following my diary thread, I recently was accepted for a Vanquis Credit Card as part of my Rebuilding Credit Rating.

I've been using it, but very VERY VERY carefully.

Vanquis send out a sheet...