Can anyone advise me?

Have been paying nominal payments of £1 to my 6 creditors (total owed approx £36,500. across credit cards, personal loans and store card - largest single amount is £14,000. smallest is £850) for past 4 years. They write to me every 6/12 months and ask for an update...

I am trying to help my friend who has told me that he received a visit from a bailiff on the 16 Nov 11 and he wanted to remove goods from his house.........bit of a no goer as he does not have any possessions and lives in a council house with his wife & kids.

My friend has no recollection...

An army veteran and his wife committed suicide after becoming destitute and being left to ‘fall through the social services gap’.


Mark and Helen Mullins are thought to have killed themselves at their rundown home after being reduced to despair as they struggled to live off...