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  • Credit card company to refund £4m to customers

    Credit card company to refund £4m to customers

    This is a duplicate of the Blog Entry made on: 24th March 2016 14:58
    Credit card firm NewDay will refund over £4m to more than 180,000 customers following disclosures made to the Financial Conduct Authority (FCA). In 2015, NewDay reported
    ...
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  • PPI interest payments - or did I dream this?

    Received a PPI payout a few weeks ago, on a credit card that has been terminated and defaulted. The payout was a little less than the card balance so it was all credited to the outstanding balance on the card.

    I seem to have an idea in my head that the 8% statutory interest part of the...
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  • HSBC admits to paperwork error on loans and plans interest refunds

    HSBC admits to paperwork error on loans and plans interest refunds

    This is a duplicate of the Blog Entry made on 5th August 2014 12:43.

    *HSBC is expecting to pay back $367m (£218m) of interest payments to some UK customers owing to mistakes in paperwork for personal loans....
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  • tjperfick
    started a topic PPI redress confusion

    PPI redress confusion

    I have had a bit of success with reclaiming PPI. I have had a CC, store card and now a catalogue claim upheld. I am however slightly confused at how the redress (or more especially the interest) is calculated.
    With the CC and store card the breaddowns were as follows:
    premiums ...
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  • SA Gold
    started a topic Mortgage protection

    Mortgage protection



    Im looking for general suggestions, providers and the underlying policy for mortgage protection.

    Im open to suggestions as i know there are many flavours/levels of cover.

    It would be for myself and my Girlfriend although i am not on the mortgage.
    ...
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  • Opinion - pay off and close or close then pay off??

    Hi All,

    A friend has a credit card that they want to pay off and they no longer want the card.

    Is it "best" to:

    chop the card and pay it off and then close when the balance hits zero ?

    ask the credit card company to close the account...
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  • Debt noose tightens around households as families pay out £200 a month on interest payments alone

    Debt noose tightens around households as families pay out £200 a month on interest payments alone

    This is a duplicate of the Blog Entry made on 27th February 2012 19:28.

    A ‘debt noose’ is tightening around households, with families forking out almost a quarter of their...
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  • wrayorama
    started a topic Wrayorama's Barclaycard Diary

    Wrayorama's Barclaycard Diary

    Here is my track record so far.

    December 2010

    Type of account - Barclaycard Platinum Visa
    Start date – about 2005
    Balance - £4,295
    Date last paid full payment – May 2007
    Arrangement to pay – organised by CAB May 2007 - £9.83/mth and...
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  • mgfboy
    started a topic mbna and interest payments

    mbna and interest payments

    HI

    I have a slightly different question, I put in a request for a copy of our credit agreeent and they finally produced one after about 7 months. We keep paying the card during this period but my question is as we where in dispute did we have to? I know that theoritically we didn't have...
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  • Miss P
    started a topic Not Sure What to do......

    Not Sure What to do......

    Hi Everyone

    I'm on the scrounge for advice.

    Earlier this year I successfully reclaimed all my husbands PPI from NR - they repaid all the premiums (£3429) to his account which is in arrears as its part of a DMP (covered by DAS, we're in Scotland) and NR are awaiting on the...
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