Ok am sure many are thinking the same question but not willing to put their hands up so I will.

A sudden flurry of being referred to Pauls blog which is a good read.

However the very first thing that comes to mind and there will be a simple explanation to it I am sure is...

Hi all,

I recently had my credit report from experian and was shocked to find natwest had defaulted my current account back in feb even though i was paying them regularly. I received no warning from them no default letters etc. If i knew i would have paid them as soon as.

...

hey all

some how i have managed to get a loan so i can now pay off all my debts, what I need to know is whats the best way to do it?

I dont want to do a part settlement unless my credit file shows it paid in full the main people i would like to pay is Triton credit, they have...

Egg
Credit Card
18/7/2000
£7,915.71
Last paid approx May 2011
Not paying
CCA'd them in May and got a reply in June.
Both Egg and Capital Credit Agencies have been writing to me
I have had a default notice which will be actioned 29/11/2011
Sent them...