Hi all

I have been in dispute with Co-op Visa (credit card) for the last few months over what I say is an unenforceable agreement under CCA 1974. the amount in question is £4,900.00.

The agreement was taken out in 1993 but when I requested a copy of the original agreement...

Hi I am new here. Had exactly all the same from Lowell this week. Seen off Capquest then did not hear anything for years. The account started 2004 defaulted 2009. The cca cap 1 sent back was an ultra short application form without the prescribed terms. Then they sent various copies of terms and cond...

I have a M&S credit card which I am assured is unenforceable. I have been issued a court claim from Restons (dated 4 April so Defence due 7 May), however it’s not quite that straightforward.

DG solicitors issued a claim on the same account in 2009 and I submitted my Defence. It...

Not sure about this, but 12 months ago the Co-op adminstered my late mothers estate which inlcuded selling the house she was in.

The house gradually reduced in value until it was flogged off just before being auctioned for the miserly sum of £17k.. and the estate paid out to the benefactors....

Hi,

On 17th July Anglian Water sent me my first bill for this property. The due date was 1st August. On 8th August they wrote to me stating they are now commencing legal action. Copies of both are below:

[img]http://i.imgur.com/HTkpZbj.png[/img]

[img]http://i.imgur.com/PSOCSW[/img]...

Hello all, I was just wondering if the sale of a debt to marlin has resulted in the sale of my phone number to a company specialising in 'reduce your debt by 70% 'answerphone messages, anyone else having the same kind of calls?

I had a loan with Egg which I defaulted on in 2008. I repaid all owed funds shortly after. Soon after this, Egg banking were disbanded and accounts were divided between a number of organisations.

Annoyingly, incorrect information about my Egg loan is showing on my credit reference....

Dealing with fishing expeditions

Dealing with fishing expeditions - Lexology





Recently we’ve seen a number of disgruntled employees exercise their rights under the Data Protection Act to make Data Subject Access Requests of their employers....

We have now notified the OFT as appropriate....

Don’t know where to start I’ll keep it brief any details just ask.


Firstly I’ve been hiding behind my debt for years and afraid of legal action etc and this has affected my confidence im o.k now, ive finally realised that I’m not the only one...but everyone...

http://www.guardian.co.uk/music/2012...ss-the-dutchie

.....ex-members began legal proceedings in 2004 claiming that solicitor Tony Seddon – and other partners in Woolf Seddon – had "been in serious breach of their duties" by failing to "protect...

Good morning everyone. Hope I have posted this in the right section, please feel free to move to another if necesscary.


I would appreciate any help/views on the following problem.
Back in early 2009, a court case regarding my husband’s credit card debt was discontinued...

For love no money, it doesn't accept any user names, passwords - already spoken to an American person on the phone - USELESS!!

But for love no money i can login into my EDIT PERSONAL File though,...

Hi everyone could someone please check these what capquest sent me as a response to a CCA request before I go any further, I am gonna SAR the OC as advised by someone on CAG but I think from reading various posts on different forums that this may not be valid, but again not sure as there have been conflicting...

First of all I don't know if this is in the righrt section of the forum so if not could a mod please move it?

I had a contract phone with Three some time ago and the contract was up in December 2006. I was moving to Spain Jan 07 so had no need for the contract phone so ended the agreement...