Work have pulled a fast one here.....

[PriorityOne]

Re: Work have pulled a fast one here.....

However, as you were unaware of this cancellation and started treatment then I would expect an employer to honour bills. I am a little confused that they say they are going to rejoin scheme and then costs will be covered. I don't know of any private health cover that would payout on a claim prior to the scheme starting.

You should have an adjustment to your tax code as this is a benefit, have you ever received a p11d for it?

Hi Jane,

All staff were automatically joined into the scheme when my company and another (A & B ) were taken over by another company (C)) and we were tuped across. It's a health policy provided to all staff in all of (Cs) other companies and as I am still employed under Cs umbrella and received no notification of any changes, I had no reason to believe that there would be any.

What has actually happened is that I have now joined one of Cs other companies (loads), but the admin has c*cked up and cancelled our "membership" before they could re-set it up again under the new company name. It should have been done in September when I and a few others joined this other subsidiary but they are idiots and cancelled us all off it anyway. I don't believe they had any right to do this as we all still work for C anyway; however they want to dress it up..... and C provides this cover to all employees. It even says so on their website. So I am not re-joining a scheme as such..... it's just splitting hairs between subsidiary companies for budgetting purposes.

All staff who were employed at the time we were tuped across and received a policy document and details but many who've joined since haven't received anything unless they've pushed for it, which is a bit naughty. The cover has been in place since 2010..... so quite a while.

The other interesting point that I found out today is that although mine was cancelled in November, my colleagues in the same subsidiary place had hers cancelled in February..... which makes no sense whatsoever. It's a complete farce..... but HR have assured me that my name will be reinstated until they can re-set it up under the new subsidiary company name and then they will cancel me off it again, which is what they should have done in the first place.

Your right in what you say, but techically, if P1 never got a P11D from the employer, it means P1 is drawn in to Self Assessment, and should have declared it.

Trouble is, most employeed people, Dont understand they can be drawn in to SA quite easily, they assume as they are employed it doesnt apply to them.

Truth is, its only getting worse, more and more people under PAYE are being drawn in to SA, and if they fail to file, HMRC will come back with interest and penalties on late filing. Its messed up!

My advice.....(not a professional one) take it, say nothing, and risk being caught.

I suspect is will be a SA situation but have decided not to worry about it unless it catches up with me....

[SXGuy]

Re: Work have pulled a fast one here.....

Oh dont get me wrong, employers still have a duty and obligation to make sure they do things correctly, but ultimately the tax payer is responsible for their tax affairs.

Employers can and do get wrapped knucles over mistakes, and in some cases foot the bill for errors caused if procedure is not followed but tax payers can correct mistakes quite easily by submitting a SA form.

[tastyjane]

Re: Work have pulled a fast one here.....

That's interesting SXGuy; back in the day it was drummed into us during payroll training that we should ensure all employees were made aware of any P11D benefits and the implication to their tax codes. I dont get involved anymore with payroll but I thought the employer had an obligation to notify.

Jane x

[SXGuy]

Re: Work have pulled a fast one here.....

You should have an adjustment to your tax code as this is a benefit, have you ever received a p11d for it?

Your right in what you say, but techically, if P1 never got a P11D from the employer, it means P1 is drawn in to Self Assessment, and should have declared it.

Trouble is, most employeed people, Dont understand they can be drawn in to SA quite easily, they assume as they are employed it doesnt apply to them.

Truth is, its only getting worse, more and more people under PAYE are being drawn in to SA, and if they fail to file, HMRC will come back with interest and penalties on late filing. Its messed up!

My advice.....(not a professional one) take it, say nothing, and risk being caught.

[tastyjane]

Re: Work have pulled a fast one here.....

OK just mulling this over - how were you informed of your entitlement to private health cover? Does your company have a handbook or is it written in a policy? Although if not included in your contract it could be that the company had not stated clearly enough that this is a discretionary benefit and then the question of custom and practice would be called upon. How long have you had this cover provided for? If it was from day 1 (or after a qualifying period of employment) how long has the company had the scheme in place? Does it cover all employees? Has it been removed from all employees?

Don't worry if you don't want to answer the above as you now have it sorted but it is interesting that they seem to have just stopped paying for it and not told anyone What would have happened if you had undergone some major procedure - I remember when we administered a scheme at one of my employers someone's wife had a hysterectomy and that was a fortune! You should have been provided with policy details, for example levels of cover and excess. And as I said this is most definitely a P11D'able benefit so your tax code should show just how long you have been in the scheme.

Jane x

[tastyjane]

Re: Work have pulled a fast one here.....

Sorry meant to come back to you on this; difficulty is if it's not a contractual benefit they can technically withdraw it. That said you should be notified in advance and best practice would be to give notice, I've negotiated on behalf of staff to transfer a company policy to a group private one giving employees to take over monthly premiums etc so they get the benefit of claims history etc.

However, as you were unaware of this cancellation and started treatment then I would expect an employer to honour bills. I am a little confused that they say they are going to rejoin scheme and then costs will be covered. I don't know of any private health cover that would payout on a claim prior to the scheme starting.

You should have an adjustment to your tax code as this is a benefit, have you ever received a p11d for it?

Sounds like you have it sorted now but I would ask for it all in writing and a copy of the policy docs to be sure if I were you.

Jane x

[PriorityOne]

Re: Work have pulled a fast one here.....

say what, he charges for your ass

P1 - well I never

[Never-In-Doubt]

Re: Work have pulled a fast one here.....

say what, he charges for your ass

P1 - well I never

[PriorityOne]

Re: Work have pulled a fast one here.....

Make sure your manager does not apply before you send in your application.......

He can't..... lol...... he's actually in charge of the subsidiary place where I'm at now. "In charge" my ass though....

[julian]

Re: Work have pulled a fast one here.....

Make sure your manager does not apply before you send in your application.......

[Never-In-Doubt]

Re: Work have pulled a fast one here.....

Yea, I know what you mean. A lot of people are now just shutting up and getting on with things cos they rely on the cash. The 'love of the job' has gone from a lot of employers, sadly though I actually love my job and wouldn't change it right now.

It suits my lifestyle and allows me a lot of freedom so it's fine for me, plus the wages aren't too bad either

But most the people around me (not same job as me) do nothing but whine all day. Weird....

Good luck on internal transfer

[PriorityOne]

Re: Work have pulled a fast one here.....

In a perverse kinda way would it have been such a bad thing, being you bloody hate it (or the management at least)!

But seriously, well done for sorting it. As you say, sometimes you gotta think of No1 and get yours sorted and leave other staff to fight their own corner....

I do it for the money now; sad but true..... This has been the most frustrating year I've had for a long, long time and my heart's not been in it this year.

However, I do know that internal posts are coming up in yet another subsidiary workplace in about a month or so..... which should get me away from my current boss quite nicely

[Never-In-Doubt]

Re: Work have pulled a fast one here.....

If I hadn't calmed down before Monday morning, I might not be.

In a perverse kinda way would it have been such a bad thing, being you bloody hate it (or the management at least)!

But seriously, well done for sorting it. As you say, sometimes you gotta think of No1 and get yours sorted and leave other staff to fight their own corner....

[PriorityOne]

Re: Work have pulled a fast one here.....

I'm surprised you're still in a job

But well done on fighting for your rights....

If I hadn't calmed down before Monday morning, I might not be.

[Never-In-Doubt]

Re: Work have pulled a fast one here.....

TastyJane seems to be an HR person. Perhaps you should PM?.

Spot on, indeed she is - she has already offered to help people who need HR queries answered which is great.

Thanks for remembering this and pointing it out