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  • Hitachi Capital CIFAS marker -please help

    hi,

    ive had a cifas marker placed against me via Hitachi capital invoice finance
    Ive read lots of info on the net but im after some further help.
    i have got the DSAR from Cifas and a ropey final response from hitachi (stating in their opinion!!). Hitachi seem to be reluctant to show me any investigation they have done or followed the correct loading process

    Any help greatly appreciated to get the ball rolling.

    i will keep this first post vague to ensure we move to correct area of the site, thanku
    Last edited by Diana Mayhew; 24 November 2020, 13:29.

  • #2
    Hello

    Have you ever had an account with Hitachi or does this CIFAS marker relate to an application you may have made?

    Di
    Legal Disclaimer

    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0151 254 6986 Our initial advice is always free.

    Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

    Comment


    • #3
      hi, i had an account with them for 10 years

      Comment


      • #4
        Hi

        Is the account now closed? if so when. if not what transactions have you recently made in relation to this account?
        Legal Disclaimer
        I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

        If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.

        Comment


        • #5
          Have you over-inflated your anticipated invoices? The thing is, banks are being really strict at the moment and really aren't letting people away with anything.

          Example, loads of CIFAS entries are being recorded against people who may now declare a different turnover when applying for a BBL than they did at account opening. They're being hit with a cifas using status 6 - account fraud (lasts 6 years)!

          Nightmare.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment


          • #6
            Originally posted by bigredbus View Post
            ive had a cifas marker placed against me via Hitachi capital invoice finance
            Ive read lots of info on the net but im after some further help.

            Any help greatly appreciated to get the ball rolling.

            This forum has had some success in getting CIFAS markers removed. Here's one example >


            Originally posted by saq619 View Post
            I’m extremely happy, trough the help of Niddy 2 CIFAS markers have been removed it has been a success and a steep learning curve for me which would have been impossible if I didn’t have the help of AAD, I stumbled across the website while looking up CIFAS help and emailed Niddy about my situation he was extremely helpful and very understanding helped me thought every part, I can’t thank him enough I will definitely recommend this to any one who faces difficult curves in their financial activities.

            Many thanks

            and here's another >


            Originally posted by OLLY-OLLY View Post
            I am so happy relieved to announce i have achieved wonderful success and undergone a great learning experience by the help of AAD, my cifas marker has been removed and i am indebted to the gurus of this holy shrine website- i will defo be recommending this to any one and everyone who face difficult curves in their financial activities- many thnx BIG GURU!!


            So why don't you take up Niddy's offer to help by emailing him using webmaster@all-about-debt.co.uk


            Originally posted by Never-In-Doubt View Post
            a lot of lenders are bullies when it comes to applying CIFAS but knowing the rules inside out, and what's what helps immensely.

            =========

            If you find yourself with a CIFAS marker, send me an email once you've signed up to the forum and spell it out. Don't lie to me - be honest & upfront (no matter how ridiculous it may appear) and I'll be able to help you fight it.

            Don't ever just let a lender cripple your credit worthiness for 6 years. It's unacceptable.

            Di
            Legal Disclaimer

            I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0151 254 6986 Our initial advice is always free.

            Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

            Comment


            • #7
              Originally posted by Never-In-Doubt View Post
              Have you over-inflated your anticipated invoices? The thing is, banks are being really strict at the moment and really aren't letting people away with anything.

              Example, loads of CIFAS entries are being recorded against people who may now declare a different turnover when applying for a BBL than they did at account opening. They're being hit with a cifas using status 6 - account fraud (lasts 6 years)!

              Nightmare.
              hi no its wasnt over inflating invoices for the BBL, it was submitting invoices to them but then my client didn't agree with the amounts so they refused to pay the whole amounts.

              Comment


              • #8
                Why don't you email Never-In-Doubt with the whole thing chapter and verse as he suggests

                Di
                Legal Disclaimer

                I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0151 254 6986 Our initial advice is always free.

                Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

                Comment


                • #9
                  you have found your way to the correct address - your issue will be resolved rest assured- contact Niddy and tell him the whole issue and be totally open with him please - dont worry it will all be confidential between you and him- Hes GOOD!
                  Last edited by PlanB; 26 November 2020, 00:31.

                  Comment

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