Hi All, Im not sure if im in the right place but here goes. I have a Santander cc that I defaulted around 7 years ago. I set up an arranged payment with Santander for £20 a month and have been paying ever since and never missed a payment, the debt is around 6k. this debt has now droped of my credit history, so my credit is very good. I received a letter from Santander a few weeks ago saying my payments will stay in place and my account will now be managed by westcot credit services. Westcot have now contacted me asking me to contact them asap so they can deal with this account and that further collection activity will commence in the event of me not contacting them. do I contact them? or ignor it? I am still paying my £20, Many Thanks MACO