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Re: HFO Taking Action Against You
sorry just realised what you meant by my credit file and stupidly i did not check that.
sorry just realised what you meant by my credit file and stupidly i did not check that.
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Re: HFO Taking Action Against You
WOWSERSOriginally posted by gayle.alderson View Post
Complain to the OFT
They are not allowed to send street images, and the OFT is currently trying to revoke their licence for exactly this conduct among otherthings.
ill send you the details of the OFT contact i haveComment
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Re: HFO Taking Action Against You
will do that paul thanksComment
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Re: HFO Taking Action Against You
Hi Gayle,
Attached is a compilation taken from some of Paul's legal threads...there's a great explanation of Part 18...near bottom of page. There's a sample part 18 letter...substitute your own questions.
Also...as asked earlier..did this arrangement/£800 balance show on your credit file at the time?Last edited by Undercover Elsa; 9 February 2012, 10:08.Comment
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Re: HFO Taking Action Against You
Heard of 2 more claims from HFO struck out in the last 2 days. One for not supplying docs, one for a SB debt they were too stupid not to give up on.
They are not doing well.
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Re: HFO Taking Action Against You
Stupidity reaps its' own rewards
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Re: HFO Taking Action Against You
just hope i can be another the judge wasnt impressed as he could see the barclaycard bills were more that the £800 agreement but he also didnt like hfos letters to us so could go either way.Comment
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Re: HFO Taking Action Against You
funny ive had a couple go that way too lol along with a win at trialComment
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Re: HFO Taking Action Against You
well looking at the experian report they never changed the balance to the £800 will that be a big problem?Comment
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Re: HFO Taking Action Against You
Just wondering if anyone out there has a copy of an offer letter from HFO. Still cant believe i didnt keep mine but it would be great for a judge to see an example of what i recieved.Comment
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Re: HFO Taking Action Against You
Paul may have an example copy, worth asking I guessOriginally posted by gayle.alderson View Post
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If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: HFO Taking Action Against You
No..shouldn't be.well looking at the experian report they never changed the balance to the £800 will that be a big problem?
If they had though, and then reverted, it would have been helpful.Comment
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Re: HFO Taking Action Against You
what type of offer letter?Originally posted by Never-In-Doubt View PostPaul may have an example copy, worth asking I guess
My hands are tied on confidentiality grounds but i am more than happy to ask any client if they are prepared to provide the individual with a copy of correspondence.
most clients are more than happy tokick a DCA in the nutshelp a fellow memberComment
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Re: HFO Taking Action Against You
Offer letter meaning a letter from HFO where they've written out to the debtor offering a deal, ie "pay 30% in settlement etc"....
I think that's what's required matey
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: HFO Taking Action Against You
oh they are standard crap mass produced and often contended to have been sent in error.
They arent truly binding either in my viewComment
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